Car Insurance
- Travelers
- USAA
- Both
Travelers vs USAA Car Insurance
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Last Updated: January 2022
Ratings
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Travelers
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USAA
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Travelers VS USAA
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U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Travelers  | USAA |
|---|---|---|
| Call Center Representative | About average | Among the best |
| Insurer Website | About average | Among the best |
| Local Agent | About average | About average |
| Overall Satisfaction | About average | Among the best |
| Policy Offerings | About average | Among the best |
| Pricing | The rest | Among the best |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Travelers | USAA |
|---|---|---|
| Claim Servicing | About average | Better than most |
| Estimation Process | About average | Better than most |
| First Notice of Loss (FNOL) | About average | Among the best |
| Overall Satisfaction | About average | Among the best |
| Rental Experience | About average | Better than most |
| Repair Process | The rest | Among the best |
| Settlement | About average | Better than most |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Travelers | USAA |
|---|---|---|
| California | -- | 894 pt Among the best |
| Central | 814 pt The rest | 906 pt Among the best |
| Florida | 810 pt The rest | 888 pt Among the best |
| Mid-Atlantic | 820 pt The rest | 896 pt Among the best |
| New England | 804 pt The rest | 893 pt Among the best |
| New York | 821 pt About average | 900 pt Among the best |
| North Central | 805 pt The rest | 905 pt Among the best |
| Northwest | -- | 896 pt Among the best |
| Southeast | 822 pt About average | 894 pt Among the best |
| Southwest | 809 pt The rest | 887 pt Among the best |
| Texas | -- | 899 pt Among the best |
Auto Insurance Quotes
For Married Drivers
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $48 |
| Chicago | $78 | $47 |
| Philadelphia | $99 | $31 |
| Phoenix | $81 | $39 |
| Santa Monica | -- | $50 |
For Single Drivers
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | $78 | $69 |
| Philadelphia | $125 | $41 |
| Phoenix | $86 | $58 |
| Santa Monica | -- | $89 |
For Male Drivers
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $55 |
| Chicago | $76 | $59 |
| Philadelphia | $117 | $38 |
| Phoenix | $85 | $52 |
| Santa Monica | -- | $82 |
For Female Drivers
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $54 |
| Chicago | $79 | $57 |
| Philadelphia | $108 | $35 |
| Phoenix | $82 | $44 |
| Santa Monica | -- | $57 |
For Drivers with Speeding Ticket
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $73 |
| Chicago | $100 | $85 |
| Philadelphia | $179 | $45 |
| Phoenix | $114 | $69 |
| Santa Monica | -- | $115 |
For Drivers with No Speeding Ticket
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $51 |
| Chicago | $73 | $52 |
| Philadelphia | $103 | $35 |
| Phoenix | $77 | $44 |
| Santa Monica | -- | $59 |
For Drivers Age Between 18-40
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | $78 | $71 |
| Philadelphia | $122 | $42 |
| Phoenix | $89 | $59 |
| Santa Monica | -- | $95 |
For Drivers Age Between 40-65
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $44 |
| Chicago | $72 | $43 |
| Philadelphia | $90 | $28 |
| Phoenix | $74 | $35 |
| Santa Monica | -- | $49 |
For Drivers Age of 65+
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $71 |
| Chicago | $98 | $66 |
| Philadelphia | $156 | $46 |
| Phoenix | $98 | $57 |
| Santa Monica | -- | $48 |
For Drivers with Average Credit
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $59 |
| Chicago | $85 | $68 |
| Philadelphia | $123 | $41 |
| Phoenix | $91 | $51 |
| Santa Monica | -- | $68 |
For Drivers with Fair Credit
| City | Travelers | USAA |
|---|---|---|
| Austin | -- | $57 |
| Chicago | $89 | $55 |
| Philadelphia | $120 | $37 |
| Phoenix | $95 | $46 |
| Santa Monica | -- | $55 |
Quotes & Discounts
| Discount type | Travelers | USAA |
|---|---|---|
| Safe Driver | Up to 23% | -- |
| Continuous Coverage | Up to 15% | -- |
| Good Payer | Up to 15% | -- |
| Multiple Policy | Up to 13% | Up to 9% |
| Early Quote | Up to 10% | -- |
| Hybrid/Electric Vehicle | Up to 10% | -- |
| New Car | Up to 10% | Varies |
| Defensive Driver | Up to 8% | Varies |
| Driving training | Up to 8% | Varies |
| Good Student | Up to 8% | Varies |
| Multiple Vehicle | Up to 8% | Up to 13% |
| Paid in full | Up to 7.5% | -- |
| Student Away at School | Up to 7% | Up to 20% |
| Home Owner | Up to 5% | -- |
| Preferred payment | Up to 3% | -- |
| Low Mileage | Varies | Varies |
| No lapse in coverage | Varies | -- |
| Accident Forgiveness | -- | Varies |
| Anti-Theft Device | -- | Up to 20% |
| Anti-lock Brake | -- | Varies |
| Daytime Running Lights | -- | Varies |
| Family | -- | Up to 10% |
| Good Driver | -- | Up to 10% |
| Loyalty | -- | Varies |
| Military | -- | Up to 15% |
| Passive Restraint | -- | Up to 15% |
| Vehicle Storage | -- | Up to 60% |
| teenSMART | -- | Varies |
Insurance by State
Uber and Lyft driver insurance
- Travelers
- USAA
- Both
Compare Insurance Products
| Product | Travelers | USAA |
|---|---|---|
 Personal Articles Insurance | -- |  |
 Car Insurance | | |
 Aviation Insurance | -- | |
 Boat Insurance | | |
 Classic Car Insurance | -- | |
 Collectibles Insurance | -- | |
 Commercial Insurance | | -- |
 Condo Insurance | | |
 Cyber Liability Insurance | | -- |
 Dwelling Fire Insurance | | |
 Farm Insurance | -- | |
 Flood Insurance | -- | |
 Home Insurance | | |
 Jewelry Insurance | | -- |
 Life Insurance | -- | |
 Mobile Home Insurance | -- | |
 Motorcycle Insurance | -- | |
 Renters Insurance | | |
 Ridesharing Insurance | | -- |
 RV Insurance | -- | |
 Small Business Insurance | | |
 Umbrella Insurance | | |
 Wedding and Event Insurance | | -- |
User Reviews
- Travelers Reviews
- USAA Reviews
3.4
395 Reviews
5 Stars
34 %
4 Stars
24 %
3 Stars
16 %
2 Stars
4 %
1 Star
23 %
Most Positive Review
By Ronald
Most Critical Review
By Jake
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
