Titan vs USAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Titan
Not Rated
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Insurify Composite Score

USAA
96
What is this?

Insurify Composite Score

Titan VS USAA
Not Rated
96
What is this?
User Ratings
OptionsTitan USAA
Rating/Reviews
158 reviews
1,031 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsTitan USAA
Call Center Representative--Among the best
Insurer Website--Among the best
Local Agent--About average
Overall Satisfaction--Among the best
Policy Offerings--Among the best
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsTitan USAA
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Among the best
Overall Satisfaction--Among the best
Rental Experience--Better than most
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionTitan USAA
California--894 pt
Among the best
Central--906 pt
Among the best
Florida--888 pt
Among the best
Mid-Atlantic--896 pt
Among the best
New England--893 pt
Among the best
New York--900 pt
Among the best
North Central--905 pt
Among the best
Northwest--896 pt
Among the best
Southeast--894 pt
Among the best
Southwest--887 pt
Among the best
Texas--899 pt
Among the best
Mobile App Ratings
RegionTitan USAA
Android--
98,577 Reviews
iOS--
3,600 Reviews
Financial Ratings
OptionsTitan USAA
A.M. Best--A++
Fitch--AA+
Moody's--Aa1
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityTitan USAA
Austin--$48
Chicago--$47
Philadelphia--$31
Phoenix--$39
Santa Monica--$50

For Single Drivers

CityTitan USAA
Austin--$61
Chicago--$69
Philadelphia--$41
Phoenix--$58
Santa Monica--$89

For Male Drivers

CityTitan USAA
Austin--$55
Chicago--$59
Philadelphia--$38
Phoenix--$52
Santa Monica--$82

For Female Drivers

CityTitan USAA
Austin--$54
Chicago--$57
Philadelphia--$35
Phoenix--$44
Santa Monica--$57

For Drivers with Speeding Ticket

CityTitan USAA
Austin--$73
Chicago--$85
Philadelphia--$45
Phoenix--$69
Santa Monica--$115

For Drivers with No Speeding Ticket

CityTitan USAA
Austin--$51
Chicago--$52
Philadelphia--$35
Phoenix--$44
Santa Monica--$59

For Drivers Age Between 18-40

CityTitan USAA
Austin--$61
Chicago--$71
Philadelphia--$42
Phoenix--$59
Santa Monica--$95

For Drivers Age Between 40-65

CityTitan USAA
Austin--$44
Chicago--$43
Philadelphia--$28
Phoenix--$35
Santa Monica--$49

For Drivers Age of 65+

CityTitan USAA
Austin--$71
Chicago--$66
Philadelphia--$46
Phoenix--$57
Santa Monica--$48

For Drivers with Average Credit

CityTitan USAA
Austin--$59
Chicago--$68
Philadelphia--$41
Phoenix--$51
Santa Monica--$68

For Drivers with Fair Credit

CityTitan USAA
Austin--$57
Chicago--$55
Philadelphia--$37
Phoenix--$46
Santa Monica--$55

For Drivers with Good Credit

CityTitan USAA
Austin--$45
Chicago--$47
Philadelphia--$32
Phoenix--$38
Santa Monica--$55

For Drivers with Excellent Credit

CityTitan USAA
Austin--$57
Chicago--$62
Philadelphia--$35
Phoenix--$57
Santa Monica--$99

Quotes & Discounts

Discount typeTitan USAA
Multiple VehicleUp to 20%Up to 13%
Anti-Theft DeviceUp to 5%Up to 20%
Accident FreeVaries--
Anti-lock BrakeVariesVaries
Continuous CoverageVaries--
Defensive DriverVariesVaries
E-billingVaries--
Early QuoteVaries--
Farm VehicleVaries--
Good DriverVariesUp to 10%
Good StudentVariesVaries
Home OwnerVaries--
Mature driverVaries--
MilitaryVariesUp to 15%
Multiple PolicyVariesUp to 9%
OrganizationVaries--
Passive RestraintVariesUp to 15%
Preferred paymentVaries--
Prior carrierVaries--
Provider SwitchVaries--
Senior AdultVaries--
TravelinkVaries--
Accident Forgiveness--Varies
Daytime Running Lights--Varies
Driving training--Varies
Family--Up to 10%
Low Mileage--Varies
Loyalty--Varies
New Car--Varies
Student Away at School--Up to 20%
Vehicle Storage--Up to 60%
teenSMART--Varies

Payment Methods

Discount typeTitan USAA
Automatic Online Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes

Features and Services

Features and ServicesTitan USAA
24/7 serviceyesyes
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesTitan USAA
Accident Forgiveness
--yes
Extended Coverage
--yes
Gap Insurance
yes--
Glass Coverage yes--
Loss of Use Coverage
yes--
No Fault Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Uber and Lyft driver insurance

  • Titan
  • USAA
  • Both

SR‌-22 Insurance by State

  • Titan
  • USAA
  • Both

Compare Insurance Products

ProductTitan USAA
Personal Articles InsurancePersonal Articles Insurance--yes
Car InsuranceCar Insuranceyesyes
Aviation InsuranceAviation Insurance--yes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Collectibles InsuranceCollectibles Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Titan Reviews
  • USAA Reviews
3.4
5 Stars
39 %
4 Stars
21 %
3 Stars
10 %
2 Stars
7 %
1 Star
23 %

Most Helpful Review

By
good customer service I love this insurance company it is the best to have.Just give them a call they will do the best to help get you on the road and also very cheap auto insurance they will take good care of you with

Latest Review

By Robert

All Reviews

Showing 1 - 10 out of 158 Reviews
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Robert
Insurify User
I don't like my insurance I thought was sore to have road side assistance i don't customer service have office hours no 24 hour service and my son lived with me moved and they add him to my insurance automatically
Insurify User
good customer service I love this insurance company it is the best to have.Just give them a call they will do the best to help get you on the road and also very cheap auto insurance they will take good care of you with
Insurify User
Hello how are you? I want you to know that I do not like it, but I was shocked and my insurance has done nothing to solve and repair my car.
Greg w
Within a week of having my policy I lost the keys to my car, they had roadside people out within 45 minutes and they made two new keys for my vehicle which had to be programmed because there's a chip inside of the key which I didn't know about. Just by having the roadside assistance that the customer service representative talked me into it ended up saving me $200 in one use! I was always a firm believer of just getting what you want don't do all the other stuff they try to sell you like roadside assistance but man the roadside assistance along with the insurance policy I got from them was tremendous I would recommend anybody there and I already have
JaniceG
I have been pleased with titan. I am happy that I was able to get insurance with them.
Roebuck
I love God I went on the internet for days and called several different major companies they were the cheapest and I didn't have to sacrifice any coverages
Cparker8474
The young lady I spoke with was very friendly and helpful. She did all the work. Made insurance easy!
Patrice61
I love my rate that I have. It is around the same as my prior insurance, but I was able to add my daughter. I only had th is A month.
2012 Rougue
Been disappointed untimely rate increase before the end of the policy period. Am working with them to resolve the issues. They required documents that we were not told that we need provide during the purchase . I sent the documents yesterday but not happy with the automatic rate increase before end of policy period.
Showing 1 - 10 out of 158 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.