The Hartford vs Titan Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

The Hartford
93
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Insurify Composite Score

Titan
Not Rated
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Insurify Composite Score

The Hartford VS Titan
93
Not Rated
What is this?
User Ratings
OptionsThe Hartford Titan
Rating/Reviews
29,516 reviews
158 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsThe Hartford Titan
Call Center RepresentativeAbout average--
Insurer WebsiteBetter than most--
Overall SatisfactionBetter than most--
Policy OfferingsBetter than most--
PricingBetter than most--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsThe Hartford Titan
Claim ServicingBetter than most--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)Better than most--
Overall SatisfactionBetter than most--
Rental ExperienceThe rest--
Repair ProcessAmong the best--
SettlementBetter than most--
J.D. Power Ratings by Region (out of 1000)
RegionThe Hartford Titan
California835 pt
Better than most
--
Florida806 pt
The rest
--
Mid-Atlantic839 pt
About average
--
North Central838 pt
Better than most
--
Northwest832 pt
Better than most
--
Southwest838 pt
Among the best
--
Mobile App Ratings
RegionThe Hartford Titan
Android
376 Reviews
--
iOS
47 Reviews
--
Financial Ratings
OptionsThe Hartford Titan
A.M. BestA+--
Moody'sA2--
Standard & Poor'sA+--

Auto Insurance Quotes

For Married Drivers

CityThe Hartford Titan
Phoenix$51--
Santa Monica$76--

For Single Drivers

CityThe Hartford Titan
Phoenix$51--
Santa Monica$143--

For Male Drivers

CityThe Hartford Titan
Phoenix$52--
Santa Monica$138--

For Female Drivers

CityThe Hartford Titan
Phoenix$49--
Santa Monica$81--

For Drivers with Speeding Ticket

CityThe Hartford Titan
Phoenix$67--
Santa Monica$213--

For Drivers with No Speeding Ticket

CityThe Hartford Titan
Phoenix$47--
Santa Monica$87--

For Drivers Age Between 18-40

CityThe Hartford Titan
Phoenix$52--
Santa Monica$165--

For Drivers Age Between 40-65

CityThe Hartford Titan
Phoenix$49--
Santa Monica$68--

For Drivers Age of 65+

CityThe Hartford Titan
Phoenix$53--
Santa Monica$56--

For Drivers with Average Credit

CityThe Hartford Titan
Phoenix$49--
Santa Monica$97--

For Drivers with Fair Credit

CityThe Hartford Titan
Phoenix$59--
Santa Monica$81--

For Drivers with Good Credit

CityThe Hartford Titan
Phoenix$46--
Santa Monica$83--

For Drivers with Excellent Credit

CityThe Hartford Titan
Phoenix$49--
Santa Monica$176--

Quotes & Discounts

Discount typeThe Hartford Titan
Multiple PolicyUp to 20%Varies
Anti-Theft DeviceUp to 15%Up to 5%
Good StudentUp to 15%Varies
teenSMARTUp to 10%--
Defensive DriverUp to 5%Varies
Passive RestraintUp to 3%Varies
Driving trainingVaries--
EV/HybridVaries--
Paid in fullVaries--
Accident Free--Varies
Anti-lock Brake--Varies
Continuous Coverage--Varies
E-billing--Varies
Early Quote--Varies
Farm Vehicle--Varies
Good Driver--Varies
Home Owner--Varies
Mature driver--Varies
Military--Varies
Multiple Vehicle--Up to 20%
Organization--Varies
Preferred payment--Varies
Prior carrier--Varies
Provider Switch--Varies
Senior Adult--Varies
Travelink--Varies

Payment Methods

Discount typeThe Hartford Titan
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
yes--
Mobile App Payments
yes--
Online Payment
yesyes
Phone Payment
yes--

Features and Services

Features and ServicesThe Hartford Titan
24/7 serviceyesyes
Accident forgivenessyes--
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesThe Hartford Titan
Accident Forgiveness
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
yes--
Emergency Assistance Coverage
yes--
Gap Insurance
--yes
Glass Coverage yesyes
Loss of Use Coverage
--yes
New Car Replacement Coverage
yes--
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
yes--

Online Quoting by State

  • The Hartford
  • Titan
  • Both

SR‌-22 Insurance by State

  • The Hartford
  • Titan
  • Both

Compare Insurance Products

ProductThe Hartford Titan
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--

User Reviews

  • The Hartford Reviews
  • Titan Reviews
4.6
5 Stars
82 %
4 Stars
9 %
3 Stars
4 %
2 Stars
2 %
1 Star
4 %

Most Helpful Review

By Satisfied customer
Treated me fairly resolved my claim quickly and the process was easy

Latest Review

By Sharon H
My personal opinion Hartford needs to dump TrueLane! Hartford Customer Service Is Excellent quotes are decent but the App is In accurate & Stressful!

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

Sharon H
My personal opinion Hartford needs to dump TrueLane! Hartford Customer Service Is Excellent quotes are decent but the App is In accurate & Stressful!
Bradley
Excellent, fast service, helpful friendly folks.
Christopher
Nobody can beat my price with the Hartford $550 per year everyone is quoting me more so stop trying to get me to change I am not going to. good luck with other people
Christopher
After getting quotes looks like nobody can beat your price for me a senior with no tickets or accidents in 15 to 20 years
Karen
Rates go up too much. Great customer service.
DOROTEO
SERVICE
Kris
Screwing up my payments and charging me for the screw up. I signed up for autowithdrawal assuming it would take the full payment as I always do. No with no advance notice starting taking the money in installments charging me a $5 service fee. It took two months to fix it and I was refused a refund of my service fees. So I will be getting both my homeowners and auto policies elsewhere.
Pamela
Brenda
The Hartford is an excellent company but going to Mayo Clinic I was cancelled disappointed with that aspect
Pamla
Showing 1 - 10 out of 1000 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.