State Farm vs Verti Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

State Farm
88
What is this?

Insurify Composite Score

Verti
Not Rated
What is this?

Insurify Composite Score

State Farm VS Verti
88
Not Rated
What is this?
User Ratings
OptionsState Farm Verti
Rating/Reviews
2,186 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsState Farm Verti
Insurer WebsiteThe rest--
Local AgentAbout average--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingThe rest--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsState Farm Verti
Claim ServicingAbout average--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)About average--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessAbout average--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionState Farm Verti
California813 pt
About average
--
Central824 pt
About average
--
Florida798 pt
The rest
--
Mid-Atlantic826 pt
The rest
--
New England838 pt
Better than most
--
New York820 pt
About average
--
North Central840 pt
Better than most
--
Northwest817 pt
About average
--
Southeast821 pt
About average
--
Southwest829 pt
Better than most
--
Texas816 pt
The rest
--
Mobile App Ratings
RegionState Farm Verti
Android
12,082 Reviews
--
iOS
288 Reviews
--
Financial Ratings
OptionsState Farm Verti
A.M. BestA++--
Moody'sAa1--
Standard & Poor'sAA--

Auto Insurance Quotes

For Married Drivers

CityState Farm Verti
Austin$52--
Chicago$54--
Philadelphia$73--
Phoenix$72--
Santa Monica$81--

For Single Drivers

CityState Farm Verti
Austin$54--
Chicago$54--
Philadelphia$74--
Phoenix$64--
Santa Monica$117--

For Male Drivers

CityState Farm Verti
Austin$52--
Chicago$53--
Philadelphia$72--
Phoenix$63--
Santa Monica$116--

For Female Drivers

CityState Farm Verti
Austin$54--
Chicago$56--
Philadelphia$76--
Phoenix$73--
Santa Monica$83--

For Drivers with Speeding Ticket

CityState Farm Verti
Austin$66--
Chicago$60--
Philadelphia$84--
Phoenix$74--
Santa Monica$187--

For Drivers with No Speeding Ticket

CityState Farm Verti
Austin$50--
Chicago$53--
Philadelphia$73--
Phoenix$67--
Santa Monica$80--

For Drivers Age Between 18-40

CityState Farm Verti
Austin$56--
Chicago$55--
Philadelphia$76--
Phoenix$65--
Santa Monica$132--

For Drivers Age Between 40-65

CityState Farm Verti
Austin$50--
Chicago$51--
Philadelphia$69--
Phoenix$68--
Santa Monica$79--

For Drivers Age of 65+

CityState Farm Verti
Austin$52--
Chicago$62--
Philadelphia$84--
Phoenix$80--
Santa Monica$55--

For Drivers with Average Credit

CityState Farm Verti
Austin$60--
Chicago$62--
Philadelphia$84--
Phoenix$80--
Santa Monica$95--

For Drivers with Fair Credit

CityState Farm Verti
Austin$58--
Chicago$60--
Philadelphia$81--
Phoenix$90--
Santa Monica$81--

For Drivers with Good Credit

CityState Farm Verti
Austin$52--
Chicago$53--
Philadelphia$72--
Phoenix$62--
Santa Monica$89--

For Drivers with Excellent Credit

CityState Farm Verti
Austin$42--
Chicago$43--
Philadelphia$59--
Phoenix$39--
Santa Monica$131--

Quotes & Discounts

Discount typeState Farm Verti
Good CreditUp to 80%--
New CarUp to 40%--
Passive RestraintUp to 40%--
Driving HabitsUp to 30%--
Good DriverUp to 25%Varies
Good StudentUp to 25%Varies
Anti-lock BrakeUp to 20%--
Multiple VehicleUp to 20%Varies
Multiple PolicyUp to 17%--
Accident FreeUp to 15%--
Anti-Theft DeviceUp to 15%--
teenSMARTUp to 15%--
Low MileageUp to 10%--
Defensive DriverUp to 5%--
Claims Free RenewalVaries--
Daytime Running LightsVaries--
Driving trainingVaries--
Home OwnerVariesVaries
LoyaltyVariesVaries
Mature driverVaries--
MilitaryVaries--
Senior AdultVaries--
Student Away at SchoolVaries--
TravelinkVaries--
Accident Forgiveness--Varies
Advance shopper--Varies
EV/Hybrid--Varies
Good Payer--Varies
Paid in full--Varies
Signing documents when you buy online--Varies

Payment Methods

Discount typeState Farm Verti
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
In Person Payment
yes--
Mail Payment
yes--
Mobile App Payments
yesyes
Online Payment
yesyes
Pay Through Your Agent
yes--
Person 2 Person Payment yes--
Phone Payment
yes--

Features and Services

Features and ServicesState Farm Verti
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Loyalty rewards programyes--
Mobile appyesyes
New vehicle replacement cost coverage--yes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesState Farm Verti
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
--yes
Preferred Repair Services
yes--
Rental Reimbursement
yes--
Ridesharing Coverage
yes--
Roadside Assistance
yesyes

Uber and Lyft driver insurance

  • State Farm
  • Verti
  • Both

Compare Insurance Products

ProductState Farm Verti
Personal Articles InsurancePersonal Articles Insuranceyes--
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Dwelling Fire InsuranceDwelling Fire Insuranceyes--
Disability InsuranceDisability Insuranceyes--
Farm InsuranceFarm Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Golf Cart InsuranceGolf Cart Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyes--
Identity Theft InsuranceIdentity Theft Insuranceyes--
Life InsuranceLife Insuranceyes--
Long-Term Care InsuranceLong-Term Care Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
Ridesharing InsuranceRidesharing Insuranceyes--
RV InsuranceRV Insuranceyes--
Snowmobile insuranceSnowmobile insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • State Farm Reviews
  • Verti Reviews
3.5
5 Stars
38 %
4 Stars
18 %
3 Stars
19 %
2 Stars
9 %
1 Star
17 %

Most Helpful Review

By Mary
They have increased my premium for my auto insurance within the past 6 months to over $500 per 6 months policy all supposedly due to my cancelling coverage for a vehicle I no longer have. Even my insurance agent couldn't understand the drastic increase because l have a spotless driving record and no accidents and have my homeowners insurance with them. My annual auto insurance rate is over $2000 which is double what my annual premium is for my homeowners insurance.

Latest Review

By fvdsf
deewfre

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

fvdsf
deewfre
Triss
I've had State Farm sense I was 18 , I am now in my late 40's , I often wondered why I've stayed so long?? They have never really seem to be helpful. Someone knocked my side mirror off my car and they wanted to turn me over to claims to fix it ?? They've never heard any complaints from me. I pay 800.00 twice a year for a newer car ? No accidents , good credit etc... I pay what most people pay for two vehicles !! Do believe I'll be switching. Thanks for taking more money than you should. State Farm / NOT.
Chester
Cant take surprises policy rates went up without my knowledge!! Saved 213 $ and way more coverage !!
Stephen
Excellent customer service
Zachariah
The customer service
Benjamin
Treat u like family
David
We didn't have to give a down payment
Claude
Very expensive, Totalled my Kia Optima when It could have been repaired for much less. Rates since then have been very high.
Christopher
Mary
They have increased my premium for my auto insurance within the past 6 months to over $500 per 6 months policy all supposedly due to my cancelling coverage for a vehicle I no longer have. Even my insurance agent couldn't understand the drastic increase because l have a spotless driving record and no accidents and have my homeowners insurance with them. My annual auto insurance rate is over $2000 which is double what my annual premium is for my homeowners insurance.
Showing 1 - 10 out of 1000 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.