Shelter Insurance vs State Farm Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

Shelter Insurance
85
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Insurify Composite Score

State Farm
88
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Insurify Composite Score

Shelter Insurance VS State Farm
85
88
What is this?
User Ratings
OptionsShelter Insurance State Farm
Rating/Reviews
25 reviews
2,186 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsShelter Insurance State Farm
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsShelter Insurance State Farm
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionShelter Insurance State Farm
California--813 pt
About average
Central855 pt
Among the best
824 pt
About average
Florida--798 pt
The rest
Mid-Atlantic--826 pt
The rest
New England--838 pt
Better than most
New York--820 pt
About average
North Central--840 pt
Better than most
Northwest--817 pt
About average
Southeast--821 pt
About average
Southwest--829 pt
Better than most
Texas--816 pt
The rest
Mobile App Ratings
RegionShelter Insurance State Farm
Android
157 Reviews
12,082 Reviews
iOS
8 Reviews
288 Reviews
Financial Ratings
OptionsShelter Insurance State Farm
A.M. BestAA++
Moody's--Aa1
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CityShelter Insurance State Farm
Austin--$52
Chicago--$54
Philadelphia--$73
Phoenix--$72
Santa Monica--$81

For Single Drivers

CityShelter Insurance State Farm
Austin--$54
Chicago--$54
Philadelphia--$74
Phoenix--$64
Santa Monica--$117

For Male Drivers

CityShelter Insurance State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$63
Santa Monica--$116

For Female Drivers

CityShelter Insurance State Farm
Austin--$54
Chicago--$56
Philadelphia--$76
Phoenix--$73
Santa Monica--$83

For Drivers with Speeding Ticket

CityShelter Insurance State Farm
Austin--$66
Chicago--$60
Philadelphia--$84
Phoenix--$74
Santa Monica--$187

For Drivers with No Speeding Ticket

CityShelter Insurance State Farm
Austin--$50
Chicago--$53
Philadelphia--$73
Phoenix--$67
Santa Monica--$80

For Drivers Age Between 18-40

CityShelter Insurance State Farm
Austin--$56
Chicago--$55
Philadelphia--$76
Phoenix--$65
Santa Monica--$132

For Drivers Age Between 40-65

CityShelter Insurance State Farm
Austin--$50
Chicago--$51
Philadelphia--$69
Phoenix--$68
Santa Monica--$79

For Drivers Age of 65+

CityShelter Insurance State Farm
Austin--$52
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$55

For Drivers with Average Credit

CityShelter Insurance State Farm
Austin--$60
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$95

For Drivers with Fair Credit

CityShelter Insurance State Farm
Austin--$58
Chicago--$60
Philadelphia--$81
Phoenix--$90
Santa Monica--$81

For Drivers with Good Credit

CityShelter Insurance State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$62
Santa Monica--$89

For Drivers with Excellent Credit

CityShelter Insurance State Farm
Austin--$42
Chicago--$43
Philadelphia--$59
Phoenix--$39
Santa Monica--$131

Quotes & Discounts

Discount typeShelter Insurance State Farm
Anti-Theft DeviceVariesUp to 15%
Companion LifeVaries--
Companion PolicyVaries--
Defensive DriverVariesUp to 5%
Good DriverVariesUp to 25%
Good StudentVariesUp to 25%
MilitaryVariesVaries
Multiple PolicyVariesUp to 17%
Multiple VehicleVariesUp to 20%
Paid in fullVaries--
Passive RestraintVariesUp to 40%
VIN EtchingVaries--
teenSMARTVariesUp to 15%
Accident Free--Up to 15%
Anti-lock Brake--Up to 20%
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Driving Habits--Up to 30%
Driving training--Varies
Good Credit--Up to 80%
Home Owner--Varies
Low Mileage--Up to 10%
Loyalty--Varies
Mature driver--Varies
New Car--Up to 40%
Senior Adult--Varies
Student Away at School--Varies
Travelink--Varies

Payment Methods

Discount typeShelter Insurance State Farm
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Pay Through Your Agent
--yes
Person 2 Person Payment yesyes
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesShelter Insurance State Farm
24/7 serviceyesyes
Enhanced towing & substitute coverage--yes
Flexible / convenient payments--yes
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesShelter Insurance State Farm
Accidental Death, Dismemberment, Disability
yesyes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
yes--
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
yesyes
Gap Insurance
yes--
Glass Coverage --yes
Loss of Use Coverage
yes--
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes

Online Quoting by State

  • Shelter Insurance
  • State Farm
  • Both

Uber and Lyft driver insurance

  • Shelter Insurance
  • State Farm
  • Both

Compare Insurance Products

ProductShelter Insurance State Farm
Personal Articles InsurancePersonal Articles Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyesyes
Condo InsuranceCondo Insuranceyesyes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Farm InsuranceFarm Insuranceyesyes
Flood InsuranceFlood Insuranceyesyes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insuranceyesyes
Long-Term Care InsuranceLong-Term Care Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyesyes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Shelter Insurance Reviews
  • State Farm Reviews
4.3
5 Stars
56 %
4 Stars
28 %
3 Stars
8 %
2 Stars
8 %

Most Positive Review

By Claude
The agent I had was always on top of things. If I had an issue I would call him and usually within 1/2 hour it was solved

Most Critical Review

By Douglas
To expensive

All Reviews

Showing 1 - 10 out of 25 Reviews
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Read reviews that mention

Stephanie
Stephanie
Never really had to call them they were cheap and easy to work with
ROBERT
They were OK
Jessica
Great service and fast payment when my car was damaged when I hit a coyote
Leonard
Being on a fixed income I am always looking to save money. With my driving record, I can not justify a rate increase every year. Leonard Walters
Melody
They are extremely expensive. I am 63 with a good driving record and I was paying way to much. My home insurance was way to high also.
Elias
Elias
Levyn
Theyve always been understanding and good to me.
Levyn
They’ve always been understanding and good to me.
Showing 1 - 10 out of 25 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.