Secura vs State Farm Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Secura
Not Rated
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Insurify Composite Score

State Farm
88
What is this?

Insurify Composite Score

Secura VS State Farm
Not Rated
88
What is this?
User Ratings
OptionsSecura State Farm
Rating/Reviews
6 reviews
2,186 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsSecura State Farm
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsSecura State Farm
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionSecura State Farm
California--813 pt
About average
Central--824 pt
About average
Florida--798 pt
The rest
Mid-Atlantic--826 pt
The rest
New England--838 pt
Better than most
New York--820 pt
About average
North Central--840 pt
Better than most
Northwest--817 pt
About average
Southeast--821 pt
About average
Southwest--829 pt
Better than most
Texas--816 pt
The rest
Mobile App Ratings
RegionSecura State Farm
Android--
12,082 Reviews
iOS--
288 Reviews
Financial Ratings
OptionsSecura State Farm
A.M. Best--A++
Moody's--Aa1
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CitySecura State Farm
Austin--$52
Chicago--$54
Philadelphia--$73
Phoenix--$72
Santa Monica--$81

For Single Drivers

CitySecura State Farm
Austin--$54
Chicago--$54
Philadelphia--$74
Phoenix--$64
Santa Monica--$117

For Male Drivers

CitySecura State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$63
Santa Monica--$116

For Female Drivers

CitySecura State Farm
Austin--$54
Chicago--$56
Philadelphia--$76
Phoenix--$73
Santa Monica--$83

For Drivers with Speeding Ticket

CitySecura State Farm
Austin--$66
Chicago--$60
Philadelphia--$84
Phoenix--$74
Santa Monica--$187

For Drivers with No Speeding Ticket

CitySecura State Farm
Austin--$50
Chicago--$53
Philadelphia--$73
Phoenix--$67
Santa Monica--$80

For Drivers Age Between 18-40

CitySecura State Farm
Austin--$56
Chicago--$55
Philadelphia--$76
Phoenix--$65
Santa Monica--$132

For Drivers Age Between 40-65

CitySecura State Farm
Austin--$50
Chicago--$51
Philadelphia--$69
Phoenix--$68
Santa Monica--$79

For Drivers Age of 65+

CitySecura State Farm
Austin--$52
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$55

For Drivers with Average Credit

CitySecura State Farm
Austin--$60
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$95

For Drivers with Fair Credit

CitySecura State Farm
Austin--$58
Chicago--$60
Philadelphia--$81
Phoenix--$90
Santa Monica--$81

For Drivers with Good Credit

CitySecura State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$62
Santa Monica--$89

For Drivers with Excellent Credit

CitySecura State Farm
Austin--$42
Chicago--$43
Philadelphia--$59
Phoenix--$39
Santa Monica--$131

Quotes & Discounts

Discount typeSecura State Farm
Accident FreeVariesUp to 15%
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVariesUp to 20%
Claims Free RenewalVariesVaries
EV/HybridVaries--
Early QuoteVaries--
Good CreditVariesUp to 80%
Good StudentVariesUp to 25%
LoyaltyVariesVaries
Multiple PolicyVariesUp to 17%
Multiple VehicleVariesUp to 20%
Paid in fullVaries--
Daytime Running Lights--Varies
Defensive Driver--Up to 5%
Driving Habits--Up to 30%
Driving training--Varies
Good Driver--Up to 25%
Home Owner--Varies
Low Mileage--Up to 10%
Mature driver--Varies
Military--Varies
New Car--Up to 40%
Passive Restraint--Up to 40%
Senior Adult--Varies
Student Away at School--Varies
Travelink--Varies
teenSMART--Up to 15%

Payment Methods

Discount typeSecura State Farm
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesSecura State Farm
24/7 service--yes
Accident forgivenessyes--
Enhanced towing & substitute coverage--yes
Flexible / convenient payments--yes
Loyalty rewards program--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesSecura State Farm
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Glass Coverage yesyes
Mechanical Breakdown Insurance
--yes
Pet Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
--yes
Ridesharing Coverage
--yes
Roadside Assistance
--yes
Umbrella Policy
yes--

Uber and Lyft driver insurance

  • Secura
  • State Farm
  • Both

Compare Insurance Products

ProductSecura State Farm
Personal Articles InsurancePersonal Articles Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyesyes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Farm InsuranceFarm Insuranceyesyes
Flood InsuranceFlood Insurance--yes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Long-Term Care InsuranceLong-Term Care Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Secura Reviews
  • State Farm Reviews
2.8
5 Stars
33 %
4 Stars
17 %
1 Star
50 %

Most Positive Review

By Doug
Service

Latest Review

By Robert Payne
I was in an automobile accident in Michigan in February 2018. My car was totaled by the at fault driver. Secura quickly assessed the damage and made financial arrangements for me to replace the automobile. Approximately one year later, I had a civil lawsuit filed against me by the driver who hit my automobile claiming I was the at fault driver and that I caused him pain and suffering as the result of his alleged injuries. My Secura in-house attorney engaged outside counsel to represent me. This outside counsel did a terrific job working with the Secura in-house attorney. In the end, they showed there was no evidence that I was the at fault driver and there was substantial evidence that the injuries claimed by the man who hit my automobile were associated with his previous automobile accidents (pre-existing conditions). A satisfactory out of court settlement was reached for a minimal amount.

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Robert Payne
I was in an automobile accident in Michigan in February 2018. My car was totaled by the at fault driver. Secura quickly assessed the damage and made financial arrangements for me to replace the automobile. Approximately one year later, I had a civil lawsuit filed against me by the driver who hit my automobile claiming I was the at fault driver and that I caused him pain and suffering as the result of his alleged injuries. My Secura in-house attorney engaged outside counsel to represent me. This outside counsel did a terrific job working with the Secura in-house attorney. In the end, they showed there was no evidence that I was the at fault driver and there was substantial evidence that the injuries claimed by the man who hit my automobile were associated with his previous automobile accidents (pre-existing conditions). A satisfactory out of court settlement was reached for a minimal amount.
Ms. Stewart
Awful service.. Im a( female) truck driver there driver (male) Jam transport LLC out of Mt. Pleasant. Wisconsin purposely did a hit and run on me . I told him he hit me to pull over and he said over the cb that he drives the way he wants and to get out and fight him.. among other things . Showed them the video of him hitting me and saying all these thing and they only want to pay for the small damages he caused when I I just bought my truck a month b4 and nothing was wrong with my truck. We will see what the judge say because now we have to sue!
Heather
If you ever have to deal with someone that has Secura insurance, get an attorney right from the beginning. They use very aggressive tactics to take advantage of you when you are the most vulnerable right after the accident. If you ever find out you have to do a claim with Secura Insurance, first call to Secura before you do anything else to get some advice.
Leanne P
I have towing and rental car insurance when my car is disabled. I was told when I was on vacation by 3 agents when my car was being towed that just send the bill for the rental car. Now they are fighting it and adding so many lies even saying that they looked back on who I talked to and no one said that. I have paid for this extra "Mile-Stone Gold" Coverage for 5 years. It says I can drive a disabled car to a garage and get a rental car. I also have to deal with Ansay another company. I am glad I found out now how many lies they can tell before something more serious like a car accident. I would have had to deal with 2 companies fighting with lies. I did report them to Wisconsin Office of the Commissioner of Insurance, Madison, WI. It is not right to lie. They don't want a client to lie for fraud of a claim. If you have this Insurance.....I warned you. I did not want to give one star.
Andy
Service
Doug
Service

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.