Ratings
Auto Insurance Quotes
For Married Drivers
For Single Drivers
For Male Drivers
For Female Drivers
For Drivers with a Speeding Ticket
For Drivers with No Speeding Ticket
For Drivers Age Between 18-40
For Drivers Age Between 40-65
For Drivers Age of 65+
For Drivers with Average Credit
For Drivers with Fair Credit
For Drivers with Good Credit
Quotes & Discounts
| Discount Type | Root | USAA |
|---|---|---|
| Driving Habits Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 10% |
| Defensive Driver Discount |
Varies
|
Varies |
| Loyalty Discount |
Varies
|
Varies |
| Home Owner Discount |
Varies
|
-- |
| Seat Belt Use Discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
-- |
| Vehicle Storage Discount |
--
|
up to 60% |
| Anti-Theft Device Discount |
--
|
up to 20% |
| Student Away at School Discount |
--
|
up to 20% |
| Military Discount |
--
|
up to 15% |
| Passive Restraint Discount |
--
|
up to 15% |
| Multiple Vehicle Discount |
--
|
up to 13% |
| Family Discount |
--
|
up to 10% |
| Multiple Policy Discount |
--
|
up to 9% |
| Accident Forgiveness |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| New Car Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Good Student Discount |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
Insurance by State
- Root
- USAA
- Both
Uber and Lyft driver insurance:
- Root
- USAA
- Both
Compare Insurance Products
| Product | Root | USAA |
|---|---|---|
 Aviation Insurance |
--
|
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 Boat Insurance |
--
|
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 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Collectibles Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
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 Life Insurance |
--
|
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 Mobile Home Insurance |
--
|
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 Motorcycle Insurance |
--
|
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 Personal Articles Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Helpful Review
Great rates
Most Recent Review
June 24, 2019
Great rates
Most Positive Review
October 23, 2017
Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.
Most Critical Review
December 19, 2018
I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.
June 24, 2019