Ratings
User Ratings
| Options | Root | State Farm |
|---|---|---|
| Rating/Reviews |
--
|
1,907 reviews
|
Mobile App Ratings
| Brand | Root | State Farm |
|---|---|---|
| iOS |
22,800 reviews
|
288 reviews
|
| Android |
14,713 reviews
|
12,082 reviews
|
Quotes & Discounts
| Discount Type | Root | State Farm |
|---|---|---|
| New Car Discount |
--
|
up to 40% |
| Good Student Discount |
--
|
up to 25% |
| Multiple Policy Discount |
--
|
up to 17% |
| Good Credit Discount |
--
|
up to 80% |
| teenSMART Discount |
--
|
up to 15% |
| Low Mileage Discount |
--
|
up to 10% |
| Senior Adult Discount |
--
|
Varies |
| Seat Belt Use Discount |
Varies
|
-- |
| Anti-Theft Device Discount |
--
|
up to 15% |
| Driving training discount |
--
|
Varies |
| Mature driver discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
up to 40% |
| Driving Habits Discount |
Varies
|
up to 30% |
| Multiple Vehicle Discount |
--
|
up to 20% |
| Home Owner Discount |
Varies
|
Varies |
| Good Driver Discount |
Varies
|
up to 25% |
| Paid in full discount |
Varies
|
-- |
| Anti-lock Brake Discount |
--
|
up to 20% |
| Accident Free Discount |
--
|
up to 15% |
| Defensive Driver Discount |
Varies
|
up to 5% |
| Claims Free Renewal Discount |
--
|
Varies |
| Travelink Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Early Quote Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
--
|
Varies |
| Loyalty Discount |
Varies
|
Varies |
Payment Methods
| Payment Type | Root | State Farm |
|---|---|---|
| In Person Payment |
--
|
|
| Mail Payment |
--
|
|
| Multi-Payment Installment Plans |
|
--
|
| Person 2 Person Payment |
--
|
|
| Credit Card Payment |
|
|
| Automatic Online Payment |
|
|
| Electronic Check |
--
|
|
| Mobile App Payments |
|
|
| Phone Payment |
--
|
|
| Debit Card Payments |
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Online Payment |
--
|
|
| Pay Through Your Agent |
--
|
|
Feature and Services
| Features and Services | Root | State Farm |
|---|---|---|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Online account management |
|
|
| Policy bundling discounts |
--
|
|
| Loyalty rewards program |
--
|
|
| Enhanced towing & substitute coverage |
|
|
| 24/7 service |
|
|
| Flexible / convenient payments |
|
|
Optional Coverages
| Coverage Type | Root | State Farm |
|---|---|---|
| Rental Reimbursement |
|
|
| Mechanical Breakdown Insurance |
--
|
|
| Comprehensive Claim Forgiveness |
|
--
|
| Gap Insurance |
|
--
|
| Accidental Death, Dismemberment, Disability |
--
|
|
| SR-22 Coverage |
|
--
|
| Preferred Repair Services |
--
|
|
| Ridesharing Coverage |
|
|
| Emergency Lockout Coverage |
--
|
|
| Glass Coverage |
|
|
| Emergency Assistance Coverage |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
| Roadside Assistance |
|
|
Insurance by State
- Root
- State Farm
- Both
Uber and Lyft driver insurance:
- Root
- State Farm
- Both
Compare Insurance Products
| Product | Root | State Farm |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Condo Insurance |
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 Disability Insurance |
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 Dwelling Fire Insurance |
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 Farm Insurance |
--
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 Flood Insurance |
--
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 Golf Cart Insurance |
--
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 Health Insurance |
--
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 Home Insurance |
--
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 Identity Theft Insurance |
--
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 Life Insurance |
--
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 Long-Term Care Insurance |
--
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
--
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 Personal Articles Insurance |
--
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 RV Insurance |
--
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 Renters Insurance |
--
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 Ridesharing Insurance |
--
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 Snowmobile insurance |
--
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 Umbrella Insurance |
--
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User Reviews
Most Positive Review
I have had nothing but good experiences with you guys always help me whenever I needed your help; I have being doing business with you for over 45 years I found you guys to be a very solid company
Most Critical Review
January 13, 2018
After 35 years and staying with State Farm knowing I️ could get a cheaper insurance rate with another provider- you guys are dropping my child from coverage due to one fender accident. Pretty sure over the years we have given you @$500,000 between cars and houses insurance payments...we have never nickel and dimes you in minimal insurance claims..and you may have paid out $10,000 max to us in car repairs over the years...broken windshield, fender repair, etc...but y’all first go to move is to drop a family member...after all this time. And my local agent can’t be of any help to me. So were shopping around and will be taking ALL our business somewhere...
January 16, 2018