Ratings
User Ratings
| Options | Root | State Farm |
|---|---|---|
| Rating/Reviews |
15 reviews
|
2,202 reviews
|
Mobile App Ratings
| Brand | Root | State Farm |
|---|---|---|
| iOS |
22,800 reviews
|
288 reviews
|
| Android |
14,713 reviews
|
12,082 reviews
|
Auto Insurance Quotes
| Root | State Farm | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | ||||||
Married |
||||||||||
| Yes | $52 | $54 | $73 | $71 | $80 | |||||
| No | $53 | $54 | $74 | $64 | $117 | |||||
Gender |
||||||||||
| Male | $51 | $52 | $72 | $62 | $115 | |||||
| Female | $54 | $55 | $75 | $73 | $82 | |||||
Has Ticket |
||||||||||
| Yes | $66 | $59 | $83 | $74 | $187 | |||||
| No | $50 | $53 | $72 | $66 | $80 | |||||
Age |
||||||||||
| 18-40 | $56 | $55 | $76 | $65 | $131 | |||||
| 40-65 | $50 | $51 | $68 | $67 | $78 | |||||
| 65+ | $51 | $61 | $83 | $79 | $55 | |||||
Credit Score |
||||||||||
| Average Credit | $60 | $61 | $83 | $80 | $95 | |||||
| Fair Credit | $58 | $59 | $81 | $89 | $81 | |||||
| Good Credit | $51 | $52 | $72 | $62 | $89 | |||||
| Excellent Credit | $42 | $42 | $58 | $39 | $130 | |||||
Quotes & Discounts
| Discount Type | Root | State Farm |
|---|---|---|
| New Car Discount |
--
|
up to 40% |
| Mature driver discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Low Mileage Discount |
--
|
up to 10% |
| Military Discount |
--
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Good Credit Discount |
--
|
up to 80% |
| Multiple Policy Discount |
--
|
up to 17% |
| Driving Habits Discount |
Varies
|
up to 30% |
| Defensive Driver Discount |
Varies
|
up to 5% |
| Good Driver Discount |
Varies
|
up to 25% |
| Accident Free Discount |
--
|
up to 15% |
| Student Away at School Discount |
--
|
Varies |
| Travelink Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
up to 20% |
| Senior Adult Discount |
--
|
Varies |
| Paid in full discount |
Varies
|
-- |
| Anti-lock Brake Discount |
--
|
up to 20% |
| teenSMART Discount |
--
|
up to 15% |
| Early Quote Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
--
|
Varies |
| Seat Belt Use Discount |
Varies
|
-- |
| Passive Restraint Discount |
--
|
up to 40% |
| Loyalty Discount |
Varies
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Good Student Discount |
--
|
up to 25% |
| Anti-Theft Device Discount |
--
|
up to 15% |
Payment Methods
| Payment Type | Root | State Farm |
|---|---|---|
| Phone Payment |
--
|
|
| Person 2 Person Payment |
--
|
|
| Multi-Payment Installment Plans |
|
--
|
| Electronic Check |
--
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Pay Through Your Agent |
--
|
|
| Mobile App Payments |
|
|
| Online Payment |
--
|
|
| In Person Payment |
--
|
|
| Automatic Online Payment |
|
|
| Debit Card Payments |
|
|
| Credit Card Payment |
|
|
| Mail Payment |
--
|
|
Feature and Services
| Features and Services | Root | State Farm |
|---|---|---|
| Roadside assistance |
|
|
| Enhanced towing & substitute coverage |
|
|
| Flexible / convenient payments |
|
|
| Loyalty rewards program |
--
|
|
| 24/7 service |
|
|
| Mobile app |
|
|
| Online account management |
|
|
| Policy bundling discounts |
--
|
|
Optional Coverages
| Coverage Type | Root | State Farm |
|---|---|---|
| Rental Reimbursement |
|
|
| Antique or Collector Car Insurance |
--
|
|
| Mechanical Breakdown Insurance |
--
|
|
| Preferred Repair Services |
--
|
|
| Glass Coverage |
|
|
| Accidental Death, Dismemberment, Disability |
--
|
|
| Ridesharing Coverage |
|
|
| Emergency Assistance Coverage |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Comprehensive Claim Forgiveness |
|
--
|
| SR-22 Coverage |
|
--
|
| Gap Insurance |
|
--
|
| Roadside Assistance |
|
|
Insurance by State
- Root
- State Farm
- Both
Uber and Lyft driver insurance:
- Root
- State Farm
- Both
Compare Insurance Products
| Product | Root | State Farm |
|---|---|---|
 ATV Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
--
|
|
 Car Insurance |
|
|
 Condo Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Golf Cart Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
--
|
|
 Long-Term Care Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Personal Articles Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Ridesharing Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
5 Stars
37%
4 Stars
8%
3 Stars
12%
2 Stars
4%
1 Star
40%
Most Helpful Review
Great rates
Most Recent Review
By Ryan
August 18, 2019
August 18, 2019
Services
5 Stars
29%
4 Stars
11%
3 Stars
11%
2 Stars
7%
1 Star
42%
Most Positive Review
By Benigno
January 16, 2018
January 16, 2018
I have had nothing but good experiences with you guys always help me whenever I needed your help; I have being doing business with you for over 45 years I found you guys to be a very solid company
Most Critical Review
By Cheryl
January 13, 2018
January 13, 2018
After 35 years and staying with State Farm knowing I️ could get a cheaper insurance rate with another provider- you guys are dropping my child from coverage due to one fender accident. Pretty sure over the years we have given you @$500,000 between cars and houses insurance payments...we have never nickel and dimes you in minimal insurance claims..and you may have paid out $10,000 max to us in car repairs over the years...broken windshield, fender repair, etc...but y’all first go to move is to drop a family member...after all this time. And my local agent can’t be of any help to me. So were shopping around and will be taking ALL our business somewhere...
June 24, 2019