Ratings
User Ratings
| Options | Root | State Farm |
|---|---|---|
| Rating/Reviews |
23 reviews
|
1,051 reviews
|
Mobile App Ratings
| Brand | Root | State Farm |
|---|---|---|
| iOS |
22,800 reviews
|
288 reviews
|
| Android |
14,713 reviews
|
12,082 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $52 |
| Chicago | -- | $54 |
| Philadelphia | -- | $73 |
| Phoenix | -- | $71 |
| Los Angeles | -- | $80 |
For Single Drivers
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $53 |
| Chicago | -- | $54 |
| Philadelphia | -- | $74 |
| Phoenix | -- | $64 |
| Los Angeles | -- | $117 |
For Male Drivers
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $51 |
| Chicago | -- | $52 |
| Philadelphia | -- | $72 |
| Phoenix | -- | $62 |
| Los Angeles | -- | $115 |
For Female Drivers
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $55 |
| Philadelphia | -- | $75 |
| Phoenix | -- | $73 |
| Los Angeles | -- | $82 |
For Drivers with a Speeding Ticket
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $66 |
| Chicago | -- | $59 |
| Philadelphia | -- | $83 |
| Phoenix | -- | $74 |
| Los Angeles | -- | $187 |
For Drivers with No Speeding Ticket
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $50 |
| Chicago | -- | $53 |
| Philadelphia | -- | $72 |
| Phoenix | -- | $66 |
| Los Angeles | -- | $80 |
For Drivers Age Between 18-40
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $56 |
| Chicago | -- | $55 |
| Philadelphia | -- | $76 |
| Phoenix | -- | $65 |
| Los Angeles | -- | $131 |
For Drivers Age Between 40-65
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $50 |
| Chicago | -- | $51 |
| Philadelphia | -- | $68 |
| Phoenix | -- | $67 |
| Los Angeles | -- | $78 |
For Drivers Age of 65+
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $51 |
| Chicago | -- | $61 |
| Philadelphia | -- | $83 |
| Phoenix | -- | $79 |
| Los Angeles | -- | $55 |
For Drivers with Average Credit
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $60 |
| Chicago | -- | $61 |
| Philadelphia | -- | $83 |
| Phoenix | -- | $80 |
| Los Angeles | -- | $95 |
For Drivers with Fair Credit
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $58 |
| Chicago | -- | $59 |
| Philadelphia | -- | $81 |
| Phoenix | -- | $89 |
| Los Angeles | -- | $81 |
For Drivers with Good Credit
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $51 |
| Chicago | -- | $52 |
| Philadelphia | -- | $72 |
| Phoenix | -- | $62 |
| Los Angeles | -- | $89 |
For Drivers with Excellent Credit
| City | Root | State Farm |
|---|---|---|
| Austin | -- | $42 |
| Chicago | -- | $42 |
| Philadelphia | -- | $58 |
| Phoenix | -- | $39 |
| Los Angeles | -- | $130 |
Quotes & Discounts
| Discount Type | Root | State Farm |
|---|---|---|
| Driving Habits Discount |
Varies
|
up to 30% |
| Good Driver Discount |
Varies
|
up to 25% |
| Defensive Driver Discount |
Varies
|
up to 5% |
| Loyalty Discount |
Varies
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Seat Belt Use Discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
-- |
| Good Credit Discount |
--
|
up to 80% |
| New Car Discount |
--
|
up to 40% |
| Passive Restraint Discount |
--
|
up to 40% |
| Good Student Discount |
--
|
up to 25% |
| Multiple Vehicle Discount |
--
|
up to 20% |
| Anti-lock Brake Discount |
--
|
up to 20% |
| Multiple Policy Discount |
--
|
up to 17% |
| teenSMART Discount |
--
|
up to 15% |
| Anti-Theft Device Discount |
--
|
up to 15% |
| Accident Free Discount |
--
|
up to 15% |
| Low Mileage Discount |
--
|
up to 10% |
| Travelink Discount |
--
|
Varies |
| Mature driver discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
Payment Methods
| Payment Type | Root | State Farm |
|---|---|---|
| Credit Card Payment |
|
|
| Debit Card Payments |
|
|
| Automatic Online Payment |
|
|
| Multi-Payment Installment Plans |
|
--
|
| Mobile App Payments |
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Electronic Check |
--
|
|
| Mail Payment |
--
|
|
| Online Payment |
--
|
|
| Person 2 Person Payment |
--
|
|
| Phone Payment |
--
|
|
| In Person Payment |
--
|
|
| Pay Through Your Agent |
--
|
|
Feature and Services
| Features and Services | Root | State Farm |
|---|---|---|
| Mobile app |
|
|
| Roadside assistance |
|
|
| Online account management |
|
|
| Flexible / convenient payments |
|
|
| Enhanced towing & substitute coverage |
|
|
| 24/7 service |
|
|
| Loyalty rewards program |
--
|
|
| Policy bundling discounts |
--
|
|
Optional Coverages
| Coverage Type | Root | State Farm |
|---|---|---|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| SR-22 Coverage |
|
--
|
| Glass Coverage |
|
|
| Gap Insurance |
|
--
|
| Ridesharing Coverage |
|
|
| Comprehensive Claim Forgiveness |
|
--
|
| Emergency Assistance Coverage |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
| Preferred Repair Services |
--
|
|
| Accidental Death, Dismemberment, Disability |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Mechanical Breakdown Insurance |
--
|
|
Insurance by State
- Root
- State Farm
- Both
Uber and Lyft driver insurance:
- Root
- State Farm
- Both
Compare Insurance Products
| Product | Root | State Farm |
|---|---|---|
 ATV Insurance |
--
|
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 Boat Insurance |
--
|
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 Business Insurance |
--
|
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 Car Insurance |
|
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 Condo Insurance |
--
|
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 Disability Insurance |
--
|
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 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
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 Flood Insurance |
--
|
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 Golf Cart Insurance |
--
|
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 Health Insurance |
--
|
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 Home Insurance |
--
|
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 Identity Theft Insurance |
--
|
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 Life Insurance |
--
|
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 Long-Term Care Insurance |
--
|
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 Mobile Home Insurance |
--
|
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 Motorcycle Insurance |
--
|
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 Personal Articles Insurance |
--
|
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 RV Insurance |
--
|
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 Renters Insurance |
--
|
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 Ridesharing Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
5 Stars
17%
4 Stars
8%
3 Stars
12%
2 Stars
4%
1 Star
60%
Most Helpful Review
Great rates
Most Recent Review
By Kolton
June 24, 2019
June 24, 2019
Great rates
5 Stars
29%
4 Stars
11%
3 Stars
11%
2 Stars
7%
1 Star
42%
Most Helpful Review
By Mary
August 17, 2019
August 17, 2019
They have increased my premium for my auto insurance within the past 6 months to over $500 per 6 months policy all supposedly due to my cancelling coverage for a vehicle I no longer have. Even my insurance agent couldn't understand the drastic increase because l have a spotless driving record and no accidents and have my homeowners insurance with them. My annual auto insurance rate is over $2000 which is double what my annual premium is for my homeowners insurance.
Most Recent Review
By fvdsf
October 22, 2019
October 22, 2019
deewfre
June 24, 2019