Ratings
User Ratings
| Options | Reliant General | USAA |
|---|---|---|
| Rating/Reviews |
--
|
1,216 reviews
|
Mobile App Ratings
| Brand | Reliant General | USAA |
|---|---|---|
| iOS |
--
|
3,600 reviews
|
| Android |
--
|
98,577 reviews
|
Auto Insurance Quotes
| Reliant General | USAA | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | ||||||
Married |
||||||||||
| Yes | $48 | $46 | $31 | $38 | $49 | |||||
| No | $61 | $69 | $41 | $57 | $88 | |||||
Gender |
||||||||||
| Male | $55 | $59 | $37 | $52 | $81 | |||||
| Female | $54 | $56 | $34 | $43 | $56 | |||||
Has Ticket |
||||||||||
| Yes | $72 | $84 | $44 | $68 | $114 | |||||
| No | $50 | $52 | $35 | $43 | $59 | |||||
Age |
||||||||||
| 18-40 | $61 | $71 | $41 | $58 | $95 | |||||
| 40-65 | $43 | $42 | $28 | $34 | $48 | |||||
| 65+ | $71 | $66 | $46 | $56 | $48 | |||||
Credit Score |
||||||||||
| Average Credit | $59 | $67 | $41 | $51 | $67 | |||||
| Fair Credit | $56 | $55 | $36 | $46 | $54 | |||||
| Good Credit | $45 | $46 | $32 | $38 | $55 | |||||
| Excellent Credit | $57 | $62 | $34 | $56 | $99 | |||||
Quotes & Discounts
| Discount Type | Reliant General | USAA |
|---|---|---|
| Anti-lock Brake Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
up to 20% |
| Family Discount |
--
|
up to 10% |
| New Car Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Multiple Policy Discount |
--
|
up to 9% |
| Vehicle Storage Discount |
--
|
up to 60% |
| Multiple Vehicle Discount |
--
|
up to 13% |
| Defensive Driver Discount |
--
|
Varies |
| Good Student Discount |
--
|
Varies |
| Good Driver Discount |
--
|
up to 10% |
| Anti-Theft Device Discount |
--
|
up to 20% |
| Passive Restraint Discount |
--
|
up to 15% |
| Driving training discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Military Discount |
--
|
up to 15% |
| Accident Forgiveness |
--
|
Varies |
Payment Methods
| Payment Type | Reliant General | USAA |
|---|---|---|
| Phone Payment |
|
--
|
| Text Payment |
|
--
|
| Credit Card Payment |
|
--
|
| Online Payment |
|
|
| Mobile App Payments |
--
|
|
| Automatic Online Payment |
|
|
| Electronic Check |
|
--
|
| Mail Payment |
|
|
Feature and Services
| Features and Services | Reliant General | USAA |
|---|---|---|
| 24/7 service |
|
|
| Roadside assistance |
--
|
|
| Flexible / convenient payments |
--
|
|
| Mobile app |
--
|
|
| Online account management |
|
|
Optional Coverages
| Coverage Type | Reliant General | USAA |
|---|---|---|
| Roadside Assistance |
--
|
|
| Accident Forgiveness |
--
|
|
| Extended Coverage |
--
|
|
| Rental Reimbursement |
--
|
|
Insurance by State
- Reliant General
- USAA
- Both
Uber and Lyft driver insurance:
- Reliant General
- USAA
- Both
SR-22 Insurance by State
- Reliant General
- USAA
- Both
Compare Insurance Products
| Product | Reliant General | USAA |
|---|---|---|
 Aviation Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Collectibles Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
|
 Life Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Personal Articles Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Positive Review
Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.
Most Critical Review
December 19, 2018
I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.
October 23, 2017