Plymouth Rock vs USAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Plymouth Rock
Not Rated
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Insurify Composite Score

USAA
96
What is this?

Insurify Composite Score

Plymouth Rock VS USAA
Not Rated
96
What is this?
User Ratings
OptionsPlymouth Rock USAA
Rating/Reviews
39 reviews
1,031 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsPlymouth Rock USAA
Call Center Representative--Among the best
Insurer Website--Among the best
Local Agent--About average
Overall Satisfaction--Among the best
Policy Offerings--Among the best
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsPlymouth Rock USAA
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Among the best
Overall Satisfaction--Among the best
Rental Experience--Better than most
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionPlymouth Rock USAA
California--894 pt
Among the best
Central--906 pt
Among the best
Florida--888 pt
Among the best
Mid-Atlantic835 pt
About average
896 pt
Among the best
New England804 pt
The rest
893 pt
Among the best
New York--900 pt
Among the best
North Central--905 pt
Among the best
Northwest--896 pt
Among the best
Southeast--894 pt
Among the best
Southwest--887 pt
Among the best
Texas--899 pt
Among the best
Mobile App Ratings
RegionPlymouth Rock USAA
Android--
98,577 Reviews
iOS--
3,600 Reviews
Financial Ratings
OptionsPlymouth Rock USAA
A.M. Best--A++
Fitch--AA+
Moody's--Aa1
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityPlymouth Rock USAA
Austin--$48
Chicago--$47
Philadelphia--$31
Phoenix--$39
Santa Monica--$50

For Single Drivers

CityPlymouth Rock USAA
Austin--$61
Chicago--$69
Philadelphia--$41
Phoenix--$58
Santa Monica--$89

For Male Drivers

CityPlymouth Rock USAA
Austin--$55
Chicago--$59
Philadelphia--$38
Phoenix--$52
Santa Monica--$82

For Female Drivers

CityPlymouth Rock USAA
Austin--$54
Chicago--$57
Philadelphia--$35
Phoenix--$44
Santa Monica--$57

For Drivers with Speeding Ticket

CityPlymouth Rock USAA
Austin--$73
Chicago--$85
Philadelphia--$45
Phoenix--$69
Santa Monica--$115

For Drivers with No Speeding Ticket

CityPlymouth Rock USAA
Austin--$51
Chicago--$52
Philadelphia--$35
Phoenix--$44
Santa Monica--$59

For Drivers Age Between 18-40

CityPlymouth Rock USAA
Austin--$61
Chicago--$71
Philadelphia--$42
Phoenix--$59
Santa Monica--$95

For Drivers Age Between 40-65

CityPlymouth Rock USAA
Austin--$44
Chicago--$43
Philadelphia--$28
Phoenix--$35
Santa Monica--$49

For Drivers Age of 65+

CityPlymouth Rock USAA
Austin--$71
Chicago--$66
Philadelphia--$46
Phoenix--$57
Santa Monica--$48

For Drivers with Average Credit

CityPlymouth Rock USAA
Austin--$59
Chicago--$68
Philadelphia--$41
Phoenix--$51
Santa Monica--$68

For Drivers with Fair Credit

CityPlymouth Rock USAA
Austin--$57
Chicago--$55
Philadelphia--$37
Phoenix--$46
Santa Monica--$55

For Drivers with Good Credit

CityPlymouth Rock USAA
Austin--$45
Chicago--$47
Philadelphia--$32
Phoenix--$38
Santa Monica--$55

For Drivers with Excellent Credit

CityPlymouth Rock USAA
Austin--$57
Chicago--$62
Philadelphia--$35
Phoenix--$57
Santa Monica--$99

Quotes & Discounts

Discount typePlymouth Rock USAA
Accident FreeVaries--
Advance shopperVaries--
Affinity groupVaries--
Anti-Theft DeviceVariesUp to 20%
Claims Free RenewalVaries--
Companion PolicyVaries--
Defensive DriverVariesVaries
Driving trainingVariesVaries
E-billingVaries--
Early QuoteVaries--
FamilyVariesUp to 10%
Good DriverVariesUp to 10%
Good StudentVariesVaries
Home OwnerVaries--
Low MileageVariesVaries
Mature driverVaries--
Motor clubVaries--
Multiple PolicyVariesUp to 9%
OrganizationVaries--
Paid in fullVaries--
Paperless documentsVaries--
PrepayVaries--
Senior AdultVaries--
Student Away at SchoolVariesUp to 20%
Youth DrivingVaries--
Accident Forgiveness--Varies
Anti-lock Brake--Varies
Daytime Running Lights--Varies
Loyalty--Varies
Military--Up to 15%
Multiple Vehicle--Up to 13%
New Car--Varies
Passive Restraint--Up to 15%
Vehicle Storage--Up to 60%
teenSMART--Varies

Payment Methods

Discount typePlymouth Rock USAA
Automatic Online Payment
--yes
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
--yes
Mobile App Payments
yesyes
Online Payment
yesyes
Phone Payment
yes--
Prepayment
yes--

Features and Services

Features and ServicesPlymouth Rock USAA
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Loyalty rewards programyes--
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesPlymouth Rock USAA
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
yes--
Extended Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Online Quoting by State

  • Plymouth Rock
  • USAA
  • Both

Uber and Lyft driver insurance

  • Plymouth Rock
  • USAA
  • Both

Compare Insurance Products

ProductPlymouth Rock USAA
Personal Articles InsurancePersonal Articles Insurance--yes
Car InsuranceCar Insuranceyesyes
Aviation InsuranceAviation Insurance--yes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Collectibles InsuranceCollectibles Insurance--yes
Commercial InsuranceCommercial Insuranceyes--
Condo InsuranceCondo Insuranceyesyes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • Plymouth Rock Reviews
  • USAA Reviews
3.4
5 Stars
36 %
4 Stars
18 %
3 Stars
15 %
2 Stars
8 %
1 Star
23 %

Most Positive Review

By Kenneth
Always had good service. Prices in line with competitors.

Most Critical Review

By Kerin
Customer Service is lacking. The company is not very flexible with payment arrangements. my isuarnace is way too high for someone my age.

All Reviews

Showing 1 - 10 out of 39 Reviews
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Monica
Iayanna
William
Easy to deal with. Competitive rates. Very helpful.
Jaime
Karen
Frendly & efficient service
Karen
Frìendly & efficient service
Loretta W
Worst insurance company. Very unprofessional and unorganized. Save your time and money and look elsewhere.
Amado
Jason
Hasn't been bad, hasn't been anything great
Insurify User
Showing 1 - 10 out of 39 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.