Oregon Mutual vs The Hartford Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Oregon Mutual
Not Rated
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Oregon Mutual VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsOregon Mutual The Hartford
Rating/Reviews
0 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsOregon Mutual The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsOregon Mutual The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionOregon Mutual The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionOregon Mutual The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsOregon Mutual The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityOregon Mutual The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityOregon Mutual The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityOregon Mutual The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityOregon Mutual The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityOregon Mutual The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityOregon Mutual The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityOregon Mutual The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityOregon Mutual The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityOregon Mutual The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityOregon Mutual The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityOregon Mutual The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityOregon Mutual The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityOregon Mutual The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeOregon Mutual The Hartford
Anti-Theft DeviceVariesUp to 15%
Defensive DriverVariesUp to 5%
DiscountVaries--
Early QuoteVaries--
FamilyVaries--
Low MileageVaries--
LoyaltyVaries--
MilitaryVaries--
Multiple PolicyVariesUp to 20%
Driving training--Varies
EV/Hybrid--Varies
Good Student--Up to 15%
Paid in full--Varies
Passive Restraint--Up to 3%
teenSMART--Up to 10%

Payment Methods

Discount typeOregon Mutual The Hartford
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
--yes
Phone Payment
yesyes

Features and Services

Features and ServicesOregon Mutual The Hartford
24/7 serviceyesyes
Accident forgivenessyesyes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesOregon Mutual The Hartford
Accident Forgiveness
yesyes
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
--yes
Child Safety Seat Replacement
yes--
Comprehensive Claim Forgiveness
yesyes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
--yes
Glass Coverage --yes
New Car Replacement Coverage
--yes
Personal/Upgraded Item Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes
Vanishing Deductible
yesyes

Insurance by State

Online Quoting by State

  • Oregon Mutual
  • The Hartford
  • Both

Compare Insurance Products

ProductOregon Mutual The Hartford
Car InsuranceCar Insurance--yes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insuranceyesyes

User Reviews

  • Oregon Mutual Reviews
  • The Hartford Reviews
NaN

All Reviews

No results
Sort by

Read reviews that mention

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.