Nationwide vs United Auto Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

United Auto
Not Rated
What is this?

Insurify Composite Score

Nationwide VS United Auto
89
Not Rated
What is this?
User Ratings
OptionsNationwide United Auto
Rating/Reviews
3,848 reviews
4 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsNationwide United Auto
Call Center RepresentativeThe rest--
Insurer WebsiteAmong the best--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsBetter than most--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsNationwide United Auto
Claim ServicingAbout average--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)Better than most--
Overall SatisfactionAbout average--
Rental ExperienceBetter than most--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionNationwide United Auto
California796 pt
About average
--
Central803 pt
The rest
--
Florida793 pt
The rest
--
Mid-Atlantic823 pt
The rest
--
New England817 pt
About average
--
New York806 pt
The rest
--
North Central815 pt
The rest
--
Northwest782 pt
The rest
--
Southeast823 pt
About average
--
Southwest805 pt
The rest
--
Texas813 pt
The rest
--
Mobile App Ratings
RegionNationwide United Auto
Android
1,829 Reviews
--
iOS
40 Reviews
--
Financial Ratings
OptionsNationwide United Auto
A.M. BestA+--
Moody'sA1--
Standard & Poor'sA+--

Auto Insurance Quotes

For Married Drivers

CityNationwide United Auto
Austin$73--
Chicago$184--
Philadelphia$87--
Santa Monica$96--

For Single Drivers

CityNationwide United Auto
Austin$99--
Chicago$183--
Philadelphia$96--
Santa Monica$231--

For Male Drivers

CityNationwide United Auto
Austin$84--
Chicago$185--
Philadelphia$90--
Santa Monica$215--

For Female Drivers

CityNationwide United Auto
Austin$88--
Chicago$182--
Philadelphia$93--
Santa Monica$112--

For Drivers with Speeding Ticket

CityNationwide United Auto
Austin$115--
Chicago$285--
Philadelphia$102--
Santa Monica$270--

For Drivers with No Speeding Ticket

CityNationwide United Auto
Austin$80--
Chicago$161--
Philadelphia$90--
Santa Monica$141--

For Drivers Age Between 18-40

CityNationwide United Auto
Austin$97--
Chicago$185--
Philadelphia$94--
Santa Monica$262--

For Drivers Age Between 40-65

CityNationwide United Auto
Austin$70--
Chicago$172--
Philadelphia$82--
Santa Monica$85--

For Drivers Age of 65+

CityNationwide United Auto
Austin$108--
Chicago$217--
Philadelphia$112--
Santa Monica$88--

For Drivers with Average Credit

CityNationwide United Auto
Austin$105--
Chicago$207--
Philadelphia$104--
Santa Monica$147--

For Drivers with Fair Credit

CityNationwide United Auto
Austin$87--
Chicago$185--
Philadelphia$91--
Santa Monica$117--

For Drivers with Good Credit

CityNationwide United Auto
Austin$70--
Chicago$197--
Philadelphia$90--
Santa Monica$106--

For Drivers with Excellent Credit

CityNationwide United Auto
Austin$83--
Chicago$144--
Philadelphia$80--
Santa Monica$285--

Quotes & Discounts

Discount typeNationwide United Auto
FamilyUp to 25%--
Multiple PolicyUp to 25%--
Multiple VehicleUp to 20%Varies
Good StudentUp to 15%--
Defensive DriverUp to 10%--
Farm BureauUp to 10%--
Good DriverUp to 10%Varies
OrganizationUp to 10%--
SmartRideUp to 10%--
Anti-Theft DeviceUp to 5%--
Accident ForgivenessVaries--
Accident FreeVaries--
Affinity groupVaries--
Driving HabitsVaries--
Paperless documentsVaries--
Preferred paymentVaries--
Claims Free Renewal--Varies

Payment Methods

Discount typeNationwide United Auto
Automatic Online Payment
yes--
Credit Card Payment yesyes
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yes--
Money Transfer
--yes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Person 2 Person Payment yes--
Phone Payment
yesyes

Features and Services

Features and ServicesNationwide United Auto
24/7 service--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesNationwide United Auto
Accident Forgiveness
yes--
Antique or Collector Car Insurance
yes--
Emergency Lockout Coverage
--yes
Gap Insurance
yes--
Rental Reimbursement
yes--
Roadside Assistance
yesyes
SR-22 Coverage
--yes
Vanishing Deductible
yes--

SR‌-22 Insurance by State

  • Nationwide
  • United Auto
  • Both

Compare Insurance Products

ProductNationwide United Auto
Car InsuranceCar Insuranceyesyes
Commercial InsuranceCommercial Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insuranceyes--
Renters InsuranceRenters Insurance--yes

User Reviews

  • Nationwide Reviews
  • United Auto Reviews
3.6
5 Stars
50 %
4 Stars
11 %
3 Stars
9 %
2 Stars
6 %
1 Star
24 %

Most Positive Review

By Jimmy
I’ve been with nationwide for many years as a happy customer. I’m looking over the market to see if my rates are high or low.

Most Critical Review

By Tammy
Never could get a straight answer. No one would call me back. Got the run around. My rates kept climbing when my husband and I have perfect driving records.

All Reviews

Showing 1 - 10 out of 1000 Reviews
Sort by

Read reviews that mention

csecesd
klmmlk
Ernest
appalling disconnect between field and home offices, with the home usually two weeks behind events in the field. Which causes continuing billing errors which NW does not acknowledge.
Darrell
They are fair
Saleem
The rates I had with them and their prompt and courteous service.
Michael
They are ok just price
Robert
Too expensive for the age of me and the car.
Todd
Price increases
Natale
After I had a serious accident the amount I received for my totaled car had been nickel and dimed so low there was no way to get a comparable car. I understand deductions for mileage etc... but when a top of the line model cant even equate to a bottom of the line model in an older model something is wrong.
Amy
Shannon
Nothing remarkable either way.
Showing 1 - 10 out of 1000 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.