Car Insurance
- MetLife
- Utica National
- Both
MetLife vs Utica National Car Insurance
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Ratings
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MetLife VS Utica National
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User Ratings
| Options | MetLife  | Utica National |
|---|---|---|
| Rating/Reviews | 293 reviews | 1 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | MetLife | Utica National |
|---|---|---|
| Call Center Representative | The rest | -- |
| Insurer Website | The rest | -- |
| Local Agent | Better than most | -- |
| Overall Satisfaction | About average | -- |
| Policy Offerings | The rest | -- |
| Pricing | About average | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | MetLife | Utica National |
|---|---|---|
| Claim Servicing | About average | -- |
| Estimation Process | About average | -- |
| First Notice of Loss (FNOL) | About average | -- |
| Overall Satisfaction | About average | -- |
| Rental Experience | About average | -- |
| Repair Process | The rest | -- |
| Settlement | About average | -- |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | MetLife | Utica National |
|---|---|---|
| Florida | 849 pt Among the best | -- |
| New England | 803 pt The rest | -- |
| New York | 834 pt Better than most | -- |
| North Central | 811 pt The rest | -- |
| Southeast | 796 pt The rest | -- |
| Texas | 823 pt About average | -- |
Mobile App Ratings ℹ
| Region | MetLife | Utica National |
|---|---|---|
| Android | 1,187 Reviews | -- |
| iOS | 224 Reviews | -- |
Financial Ratings
| Options | MetLife | Utica National |
|---|---|---|
| A.M. Best | A+ | -- |
| Fitch | AA- | -- |
| Moody's | Aa3 | -- |
| Standard & Poor's | AA- | -- |
Auto Insurance Quotes
For Married Drivers
| City | MetLife | Utica National |
|---|---|---|
| Austin | $82 | -- |
| Chicago | $96 | -- |
| Phoenix | $66 | -- |
| Santa Monica | $119 | -- |
For Single Drivers
| City | MetLife | Utica National |
|---|---|---|
| Austin | $115 | -- |
| Chicago | $133 | -- |
| Phoenix | $102 | -- |
| Santa Monica | $205 | -- |
For Male Drivers
| City | MetLife | Utica National |
|---|---|---|
| Austin | $106 | -- |
| Chicago | $120 | -- |
| Phoenix | $89 | -- |
| Santa Monica | $194 | -- |
For Female Drivers
| City | MetLife | Utica National |
|---|---|---|
| Austin | $90 | -- |
| Chicago | $110 | -- |
| Phoenix | $79 | -- |
| Santa Monica | $130 | -- |
For Drivers with Speeding Ticket
| City | MetLife | Utica National |
|---|---|---|
| Austin | $150 | -- |
| Chicago | $183 | -- |
| Phoenix | $150 | -- |
| Santa Monica | $376 | -- |
For Drivers with No Speeding Ticket
| City | MetLife | Utica National |
|---|---|---|
| Austin | $87 | -- |
| Chicago | $100 | -- |
| Phoenix | $70 | -- |
| Santa Monica | $116 | -- |
For Drivers Age Between 18-40
| City | MetLife | Utica National |
|---|---|---|
| Austin | $123 | -- |
| Chicago | $137 | -- |
| Phoenix | $106 | -- |
| Santa Monica | $225 | -- |
For Drivers Age Between 40-65
| City | MetLife | Utica National |
|---|---|---|
| Austin | $76 | -- |
| Chicago | $90 | -- |
| Phoenix | $61 | -- |
| Santa Monica | $117 | -- |
For Drivers Age of 65+
| City | MetLife | Utica National |
|---|---|---|
| Austin | $90 | -- |
| Chicago | $125 | -- |
| Phoenix | $86 | -- |
| Santa Monica | $96 | -- |
For Drivers with Average Credit
| City | MetLife | Utica National |
|---|---|---|
| Austin | $113 | -- |
| Chicago | $130 | -- |
| Phoenix | $99 | -- |
| Santa Monica | $148 | -- |
For Drivers with Fair Credit
| City | MetLife | Utica National |
|---|---|---|
| Austin | $107 | -- |
| Chicago | $115 | -- |
| Phoenix | $75 | -- |
| Santa Monica | $131 | -- |
For Drivers with Good Credit
| City | MetLife | Utica National |
|---|---|---|
| Austin | $74 | -- |
| Chicago | $96 | -- |
| Phoenix | $69 | -- |
| Santa Monica | $126 | -- |
For Drivers with Excellent Credit
| City | MetLife | Utica National |
|---|---|---|
| Austin | $99 | -- |
| Chicago | $118 | -- |
| Phoenix | $93 | -- |
| Santa Monica | $244 | -- |
Quotes & Discounts
| Discount type | MetLife | Utica National |
|---|---|---|
| Accident Forgiveness | Varies | -- |
| Accident Free Discount | Varies | -- |
| Advance shopper discount | Varies | -- |
| Affinity group discount | Varies | -- |
| Alumni Discount | Varies | -- |
| Anti-Theft Device Discount | Varies | Varies |
| Anti-lock Brake Discount | Varies | Varies |
| Claims Free Renewal Discount | Varies | -- |
| Deductible discount | Varies | -- |
| Defensive Driver Discount | Varies | -- |
| Driving Habits Discount | Varies | -- |
| Driving training discount | Varies | -- |
| E-billing Discount | Varies | -- |
| Early Quote Discount | Varies | -- |
| Good Driver Discount | Varies | -- |
| Good Student Discount | Varies | Varies |
| Home Owner Discount | Varies | -- |
| Loyalty Discount | Varies | -- |
| Multiple Policy Discount | Varies | Varies |
| Multiple Vehicle Discount | Varies | Varies |
| Organization Discount | Varies | -- |
| Paid in full discount | Varies | Varies |
| Paperless documents discount | Varies | -- |
| Passive Restraint Discount | Varies | Varies |
| Preferred payment discount | Varies | Varies |
| Prepay Discount | Varies | -- |
| Professional organization discount | Varies | -- |
| Roadside Assistance Discount | Varies | -- |
| Seat Belt Use Discount | Varies | -- |
| Signing documents when you buy online discount | Varies | -- |
| Starting your auto quote online discount | Varies | -- |
| Student Away at School Discount | Varies | Varies |
| Youth Driving Discount | Varies | -- |
| Company Car Discount | -- | Varies |
| Daytime Running Lights Discount | -- | Varies |
| EV/Hybrid Discount | -- | Varies |
| Electronic Stability Control | -- | Varies |
| Low Mileage Discount | -- | Varies |
Payment Methods
| Discount type | MetLife | Utica National |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | | -- |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | -- |
| Multi-Payment Installment Plans ℹ | | |
| Online Payment ℹ | | |
| Pay Through Your Agent ℹ | | |
| Payroll Deduction ℹ | | -- |
| Phone Payment ℹ | | |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | MetLife | Utica National |
|---|---|---|
| 24/7 service | | |
| Diminishing deductible | -- | |
| Enhanced towing & substitute coverage | -- | |
| Flexible / convenient payments | | |
| Mobile app | | -- |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | MetLife | Utica National |
|---|---|---|
| Accident Forgiveness ℹ | -- | |
| Accidental Death, Dismemberment, Disability ℹ | -- | |
| Airbag Replacement Coverage ℹ | -- | |
| Emergency Assistance Coverage ℹ | -- | |
| Gap Insurance ℹ | | |
| Glass Coverage | | -- |
| Legal Defense Costs Coverage ℹ | | -- |
| New Car Replacement Coverage ℹ | | |
| Original Equipment Manufacturer Coverage ℹ | | -- |
| Personal/Upgraded Item Coverage ℹ | -- | |
| Pet Coverage ℹ | -- | |
| Rental Reimbursement ℹ | | -- |
| Roadside Assistance ℹ | | -- |
| Vanishing Deductible ℹ | -- | |
Insurance by State
Uber and Lyft driver insurance
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Compare Insurance Products
| Product | MetLife | Utica National |
|---|---|---|
 Accident Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | |
 Cancer Insurance | | -- |
 Commercial Insurance | -- | |
 Condo Insurance | | -- |
 Critical Illness Insurance | | -- |
 Dental Insurance | | -- |
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 Disability Insurance | | -- |
 Home Insurance | | |
 Hospital Indemnity Insurance | | -- |
 Identity Theft Insurance | -- | |
 Life Insurance | | -- |
 Renters Insurance | | |
 RV Insurance | | -- |
 Small Business Insurance | | -- |
 Snowmobile insurance | -- | |
 Umbrella Insurance | | -- |
 Vision Insurance | | -- |
User Reviews
- MetLife Reviews
- Utica National Reviews
2.7
293 Reviews
5 Stars
25 %
4 Stars
13 %
3 Stars
13 %
2 Stars
8 %
1 Star
41 %
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