Ratings
Quotes & Discounts
| State | MAPFRE | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | MAPFRE | MetLife |
|---|---|---|
| Early Quote Discount |
Varies
|
-- |
| Welcome Back Credit Discount |
Varies
|
-- |
| Deductible discount |
--
|
Varies |
| Anti-Theft Device Discount |
up to 36%
|
up to 10% |
| Student Away at School Discount |
up to 15%
|
up to 10% |
| Defensive Driver Discount |
up to 10%
|
up to 7% |
| Advance shopper discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
-- |
| Claims Free Renewal Discount |
--
|
up to 20% |
| Home Owner Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 15% |
| Loyalty Discount |
up to 4%
|
Varies |
| Good Student Discount |
up to 10%
|
up to 15% |
| TeenSmart Discount |
Varies
|
up to 7% |
| Prepay Discount |
up to 5%
|
-- |
| Multiple Vehicle Discount |
up to 8%
|
Varies |
| Multiple Policy Discount |
up to 20%
|
up to 10% |
| Paperless documents discount |
Varies
|
-- |
| Eco-nomy Car Discount |
up to 3%
|
-- |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Senior Adult Discount |
up to 25%
|
-- |
| E-billing Discount |
Varies
|
-- |
| Low Mileage Discount |
up to 12%
|
-- |
| Organization Discount |
Varies
|
up to 10% |
| Passive Restraint Discount |
Varies
|
up to 40% |
Optional Coverages
| Coverage Type | MAPFRE | MetLife |
|---|---|---|
| Driver's Program |
|
--
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Roadside Assistance |
|
|
| Sound System Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
|
--
|
| Accident Forgiveness |
|
--
|
| Rental Reimbursement |
--
|
|
| Gap Insurance |
--
|
|
| Glass Coverage |
|
|
| Umbrella Policy |
|
--
|
| Vanishing Deductible |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| New Car Replacement Coverage |
|
|
Insurance by State
- MAPFRE
- MetLife
- Both
Uber and Lyft driver insurance:
- MAPFRE
- MetLife
- Both
Online Quoting by State
- MAPFRE
- MetLife
- Both
Compare Insurance Products
| Product | MAPFRE | MetLife |
|---|---|---|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Home Insurance |
--
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
Very easy to deal with. Low one way insurance.
Most Critical Review
November 9, 2017
I have Mapfire for home & cars but with different agents and they can not give me credit for both because I have different agents. Also my son was in a minor accident in 2015. A scratch that needed some paint, my son had no damage and in 2017 they accessed him over $500.00 and them more than doubled his insurance for 2018 as well as increasing mine. My sons car is in my name but he is the only driver.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
December 15, 2017