Car Insurance
- Liberty Mutual
- SCJ
- Both
Liberty Mutual vs SCJ Car Insurance
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Ratings
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Liberty Mutual
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SCJ
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Liberty Mutual VS SCJ
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User Ratings
| Options | Liberty Mutual  | SCJ |
|---|---|---|
| Rating/Reviews | 856 reviews | 0 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Liberty Mutual | SCJ |
|---|---|---|
| Call Center Representative | About average | -- |
| Insurer Website | Better than most | -- |
| Local Agent | Better than most | -- |
| Overall Satisfaction | About average | -- |
| Policy Offerings | Better than most | -- |
| Pricing | About average | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Liberty Mutual | SCJ |
|---|---|---|
| Claim Servicing | The rest | -- |
| Estimation Process | The rest | -- |
| First Notice of Loss (FNOL) | About average | -- |
| Overall Satisfaction | The rest | -- |
| Rental Experience | About average | -- |
| Repair Process | About average | -- |
| Settlement | The rest | -- |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Liberty Mutual | SCJ |
|---|---|---|
| California | 816 pt About average | -- |
| Central | 806 pt The rest | -- |
| Florida | 805 pt The rest | -- |
| Mid-Atlantic | 801 pt The rest | -- |
| New England | 809 pt About average | -- |
| New York | 818 pt About average | -- |
| North Central | 812 pt The rest | -- |
| Northwest | 807 pt About average | -- |
| Southeast | 814 pt The rest | -- |
| Southwest | 811 pt About average | -- |
| Texas | 807 pt The rest | -- |
Mobile App Ratings ℹ
| Region | Liberty Mutual | SCJ |
|---|---|---|
| Android | 2,531 Reviews | -- |
| iOS | 12,900 Reviews | -- |
Financial Ratings
| Options | Liberty Mutual | SCJ |
|---|---|---|
| A.M. Best | A | -- |
| Fitch | A- | -- |
| Moody's | A2 | -- |
| Standard & Poor's | A | -- |
Quotes & Discounts
| Discount type | Liberty Mutual | SCJ |
|---|---|---|
| Advance shopper discount | Up to 45% | -- |
| Driving training discount | Up to 30% | -- |
| RightTrack Discount | Up to 30% | -- |
| Anti-Theft Device Discount | Up to 25% | -- |
| Good Student Discount | Up to 22% | -- |
| Passive Restraint Discount | Up to 20% | -- |
| Starting your auto quote online discount | Up to 12% | -- |
| Multiple Vehicle Discount | Up to 5% | -- |
| Accident Free Discount | Varies | -- |
| Accident Prevention Course Discount | Varies | -- |
| Anti-lock Brake Discount | Varies | -- |
| ByMile Discount | Varies | -- |
| Claims Free Renewal Discount | Varies | -- |
| EV/Hybrid Discount | Varies | -- |
| Early Shopper Discount | Varies | -- |
| Electronic Stability Control | Varies | -- |
| Home Owner Discount | Varies | -- |
| Military Discount | Varies | -- |
| Multiple Policy Discount | Varies | -- |
| New Graduate Discount | Varies | -- |
| New Teen Driver Discount | Varies | -- |
| Newlywed Discount | Varies | -- |
| Organization Discount | Varies | -- |
| Paid in full discount | Varies | -- |
| Paperless documents discount | Varies | -- |
| Policy Update/Extension Discount | Varies | -- |
| Preferred payment discount | Varies | -- |
| Safety Feature Discount | Varies | -- |
| Senior Adult Discount | Varies | -- |
| Signing documents when you buy online discount | Varies | -- |
| Student Away at School Discount | Varies | -- |
| teenSMART Discount | Varies | -- |
Payment Methods
| Discount type | Liberty Mutual | SCJ |
|---|---|---|
| Automatic Online Payment ℹ |  | -- |
| Bank Payment/Direct Deposit | | -- |
| Credit Card Payment | | -- |
| Debit Card Payments | | -- |
| Electronic Check ℹ | | -- |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | -- |
| Online Payment ℹ | | |
| Payroll Deduction ℹ | | -- |
| Phone Payment ℹ | | |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | Liberty Mutual | SCJ |
|---|---|---|
| 24/7 service | | |
| Accident forgiveness | | -- |
| Enhanced towing & substitute coverage | | |
| Mobile app | | -- |
| Online account management | | -- |
| Policy bundling discounts | | -- |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Liberty Mutual | SCJ |
|---|---|---|
| Accident Forgiveness ℹ | | -- |
| Better Car Replacement ℹ | | -- |
| Comprehensive Claim Forgiveness ℹ | -- | |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| Gap Insurance ℹ | | -- |
| Legal Defense Costs Coverage ℹ | | -- |
| Lifetime Repair Guarantee ℹ | | -- |
| New Car Replacement Coverage ℹ | | -- |
| Original Equipment Manufacturer Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | -- |
| Roadside Assistance ℹ | | |
| Teachers Insurance ℹ | | -- |
| Vanishing Deductible ℹ | | -- |
| Work Loss Coverage ℹ | | -- |
Insurance by State
Uber and Lyft driver insurance
- Liberty Mutual
- SCJ
- Both
SR-22 Insurance by State
- Liberty Mutual
- SCJ
- Both
Compare Insurance Products
| Product | Liberty Mutual | SCJ |
|---|---|---|
 Accident Insurance | | -- |
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | -- |
 Classic Car Insurance | | -- |
 Condo Insurance | | -- |
 Critical Illness Insurance | | -- |
 Dwelling Fire Insurance | | -- |
 Flood Insurance | | -- |
 Home Insurance | | -- |
 Identity Theft Insurance | | -- |
 Life Insurance | | -- |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Pet Insurance | | -- |
 Renters Insurance | | -- |
 RV Insurance | | -- |
 Small Business Insurance | | -- |
 Tuition Insurance | | -- |
 Umbrella Insurance | | -- |
User Reviews
- Liberty Mutual Reviews
- SCJ Reviews
3.0
856 Reviews
5 Stars
28 %
4 Stars
15 %
3 Stars
16 %
2 Stars
8 %
1 Star
32 %
Most Positive Review
By Lisa
Most Critical Review
By Cynthia
All Reviews
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