Hanover vs The Hartford Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Hanover
76
What is this?

Insurify Composite Score

The Hartford
93
What is this?

Insurify Composite Score

Hanover VS The Hartford
76
93
What is this?
User Ratings
OptionsHanover The Hartford
Rating/Reviews
28 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsHanover The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsHanover The Hartford
Claim ServicingAbout averageBetter than most
Estimation ProcessBetter than mostBetter than most
First Notice of Loss (FNOL)Better than mostBetter than most
Overall SatisfactionBetter than mostBetter than most
Rental ExperienceThe restThe rest
Repair ProcessAbout averageAmong the best
SettlementBetter than mostBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionHanover The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
New England795 pt
The rest
--
North Central816 pt
The rest
838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionHanover The Hartford
Android
7 Reviews
376 Reviews
iOS
10 Reviews
47 Reviews
Financial Ratings
OptionsHanover The Hartford
A.M. BestAA+
FitchA--
Moody'sA2A2
Standard & Poor'sAA+

Auto Insurance Quotes

For Married Drivers

CityHanover The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityHanover The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityHanover The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityHanover The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityHanover The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityHanover The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityHanover The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityHanover The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityHanover The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityHanover The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityHanover The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityHanover The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityHanover The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeHanover The Hartford
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVaries--
Defensive DriverVariesUp to 5%
Good StudentVariesUp to 15%
Multiple PolicyVariesUp to 20%
Multiple VehicleVaries--
Paid in fullVariesVaries
Passive RestraintVariesUp to 3%
Preferred paymentVaries--
PrepayVaries--
Provider SwitchVaries--
Student Away at SchoolVaries--
Driving training--Varies
EV/Hybrid--Varies
teenSMART--Up to 10%

Payment Methods

Discount typeHanover The Hartford
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment --yes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesHanover The Hartford
24/7 serviceyesyes
Accident forgivenessyesyes
Enhanced towing & substitute coverageyes--
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesHanover The Hartford
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yesyes
Glass Coverage yesyes
Loss of Use Coverage
yes--
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes
Vanishing Deductible
yesyes

Online Quoting by State

  • Hanover
  • The Hartford
  • Both

Compare Insurance Products

ProductHanover The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insurance--yes

User Reviews

  • Hanover Reviews
  • The Hartford Reviews
2.4
5 Stars
29 %
4 Stars
7 %
1 Star
64 %

Most Positive Review

By Anthony
Great custo.er service

Latest Review

By Karl M

All Reviews

Showing 1 - 10 out of 28 Reviews
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Read reviews that mention

Karl M
Sarah B
Dan S
CRAIG
Good service, great prices.
Jeffrey
They have been great up until the time they noticed me of non renewal
Greg
Kelli G.
Dawn C
yoder648
RO
Showing 1 - 10 out of 28 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.