Hanover vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Hanover
76
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Hanover VS Mercury
76
81
What is this?
User Ratings
OptionsHanover Mercury
Rating/Reviews
28 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsHanover Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsHanover Mercury
Claim ServicingAbout averageThe rest
Estimation ProcessBetter than mostAbout average
First Notice of Loss (FNOL)Better than mostThe rest
Overall SatisfactionBetter than mostThe rest
Rental ExperienceThe restThe rest
Repair ProcessAbout averageAbout average
SettlementBetter than mostAbout average
J.D. Power Ratings by Region (out of 1000)
RegionHanover Mercury
California--795 pt
The rest
Florida--808 pt
The rest
New England795 pt
The rest
--
North Central816 pt
The rest
--
Mobile App Ratings
RegionHanover Mercury
Android
7 Reviews
161 Reviews
iOS
10 Reviews
--
Financial Ratings
OptionsHanover Mercury
A.M. BestAA
FitchAA
Moody'sA2A2
Standard & Poor'sA--

Auto Insurance Quotes

For Married Drivers

CityHanover Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityHanover Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityHanover Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityHanover Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityHanover Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityHanover Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityHanover Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityHanover Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityHanover Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityHanover Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityHanover Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityHanover Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityHanover Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeHanover Mercury
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Defensive DriverVaries--
Good StudentVariesUp to 10%
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesUp to 26%
Paid in fullVariesVaries
Passive RestraintVariesUp to 5%
Preferred paymentVaries--
PrepayVaries--
Provider SwitchVaries--
Student Away at SchoolVariesUp to 10%
Federal Employee--Varies
Good Credit--Up to 73%
Good Driver--Up to 18%
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
VIN Etching--Varies

Payment Methods

Discount typeHanover Mercury
Automatic Online Payment
yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesHanover Mercury
24/7 serviceyesyes
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesHanover Mercury
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Glass Coverage yes--
Loss of Use Coverage
yes--
New Car Replacement Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
yes--

Insurance by State

Uber and Lyft driver insurance

  • Hanover
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Hanover
  • Mercury
  • Both

Compare Insurance Products

ProductHanover Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Hanover Reviews
  • Mercury Reviews
2.4
5 Stars
29 %
4 Stars
7 %
1 Star
64 %

Most Positive Review

By Anthony
Great custo.er service

Latest Review

By Karl M

All Reviews

Showing 1 - 10 out of 28 Reviews
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Read reviews that mention

Karl M
Sarah B
Dan S
CRAIG
Good service, great prices.
Jeffrey
They have been great up until the time they noticed me of non renewal
Greg
Kelli G.
Dawn C
yoder648
RO
Showing 1 - 10 out of 28 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.