Grinnell Mutual vs State Farm Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Grinnell Mutual
Not Rated
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Insurify Composite Score

State Farm
88
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Insurify Composite Score

Grinnell Mutual VS State Farm
Not Rated
88
What is this?
User Ratings
OptionsGrinnell Mutual State Farm
Rating/Reviews
1 reviews
2,186 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsGrinnell Mutual State Farm
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsGrinnell Mutual State Farm
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionGrinnell Mutual State Farm
California--813 pt
About average
Central--824 pt
About average
Florida--798 pt
The rest
Mid-Atlantic--826 pt
The rest
New England--838 pt
Better than most
New York--820 pt
About average
North Central--840 pt
Better than most
Northwest--817 pt
About average
Southeast--821 pt
About average
Southwest--829 pt
Better than most
Texas--816 pt
The rest
Mobile App Ratings
RegionGrinnell Mutual State Farm
Android--
12,082 Reviews
iOS--
288 Reviews
Financial Ratings
OptionsGrinnell Mutual State Farm
A.M. Best--A++
Moody's--Aa1
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CityGrinnell Mutual State Farm
Austin--$52
Chicago--$54
Philadelphia--$73
Phoenix--$72
Santa Monica--$81

For Single Drivers

CityGrinnell Mutual State Farm
Austin--$54
Chicago--$54
Philadelphia--$74
Phoenix--$64
Santa Monica--$117

For Male Drivers

CityGrinnell Mutual State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$63
Santa Monica--$116

For Female Drivers

CityGrinnell Mutual State Farm
Austin--$54
Chicago--$56
Philadelphia--$76
Phoenix--$73
Santa Monica--$83

For Drivers with Speeding Ticket

CityGrinnell Mutual State Farm
Austin--$66
Chicago--$60
Philadelphia--$84
Phoenix--$74
Santa Monica--$187

For Drivers with No Speeding Ticket

CityGrinnell Mutual State Farm
Austin--$50
Chicago--$53
Philadelphia--$73
Phoenix--$67
Santa Monica--$80

For Drivers Age Between 18-40

CityGrinnell Mutual State Farm
Austin--$56
Chicago--$55
Philadelphia--$76
Phoenix--$65
Santa Monica--$132

For Drivers Age Between 40-65

CityGrinnell Mutual State Farm
Austin--$50
Chicago--$51
Philadelphia--$69
Phoenix--$68
Santa Monica--$79

For Drivers Age of 65+

CityGrinnell Mutual State Farm
Austin--$52
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$55

For Drivers with Average Credit

CityGrinnell Mutual State Farm
Austin--$60
Chicago--$62
Philadelphia--$84
Phoenix--$80
Santa Monica--$95

For Drivers with Fair Credit

CityGrinnell Mutual State Farm
Austin--$58
Chicago--$60
Philadelphia--$81
Phoenix--$90
Santa Monica--$81

For Drivers with Good Credit

CityGrinnell Mutual State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix--$62
Santa Monica--$89

For Drivers with Excellent Credit

CityGrinnell Mutual State Farm
Austin--$42
Chicago--$43
Philadelphia--$59
Phoenix--$39
Santa Monica--$131

Quotes & Discounts

Discount typeGrinnell Mutual State Farm
Anti-Theft DeviceVariesUp to 15%
Anti-lock BrakeVariesUp to 20%
Claims-FreeVaries--
Continuous CoverageVaries--
Defensive DriverVariesUp to 5%
Discount FinderVaries--
Driving HabitsVariesUp to 30%
E-billingVaries--
FamilyVaries--
Farm VehicleVaries--
Good CreditVariesUp to 80%
Good DriverVariesUp to 25%
Home OwnerVariesVaries
LoyaltyVariesVaries
Multiple PolicyVariesUp to 17%
Paid in fullVaries--
Passive RestraintVariesUp to 40%
Accident Free--Up to 15%
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Driving training--Varies
Good Student--Up to 25%
Low Mileage--Up to 10%
Mature driver--Varies
Military--Varies
Multiple Vehicle--Up to 20%
New Car--Up to 40%
Senior Adult--Varies
Student Away at School--Varies
Travelink--Varies
teenSMART--Up to 15%

Payment Methods

Discount typeGrinnell Mutual State Farm
Automatic Online Payment
--yes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Pay Through Your Agent
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesGrinnell Mutual State Farm
24/7 service--yes
Accident forgivenessyes--
Enhanced towing & substitute coverage--yes
Flexible / convenient payments--yes
Loyalty rewards programyesyes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistance--yes

Optional Coverages

Optional CoveragesGrinnell Mutual State Farm
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
--yes
Airbag Replacement Coverage
yes--
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yesyes
Gap Insurance
yes--
Glass Coverage --yes
Loss of Use Coverage
yes--
Mechanical Breakdown Insurance
--yes
Personal Auto Plus
yes--
Pet Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
--yes
Small Claim Forgiveness
yes--
Vanishing Deductible
yes--

Insurance by State

Uber and Lyft driver insurance

  • Grinnell Mutual
  • State Farm
  • Both

SR‌-22 Insurance by State

  • Grinnell Mutual
  • State Farm
  • Both

Compare Insurance Products

ProductGrinnell Mutual State Farm
Personal Articles InsurancePersonal Articles Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Long-Term Care InsuranceLong-Term Care Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Grinnell Mutual Reviews
  • State Farm Reviews
5.0
5 Stars
100 %

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By GLENN
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.