Car Insurance
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GEICO vs Safeco Car Insurance
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GEICO VS Safeco
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U.S Auto Insurance Shopping Study (2018) ℹ
| Options | GEICO  | Safeco |
|---|---|---|
| Call Center Representative | About average | The rest |
| Insurer Website | Among the best | -- |
| Local Agent | The rest | Better than most |
| Overall Satisfaction | About average | About average |
| Policy Offerings | Better than most | About average |
| Pricing | Better than most | About average |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | GEICO | Safeco |
|---|---|---|
| Claim Servicing | Better than most | The rest |
| Estimation Process | Better than most | The rest |
| First Notice of Loss (FNOL) | Better than most | The rest |
| Overall Satisfaction | Better than most | The rest |
| Rental Experience | Better than most | The rest |
| Repair Process | About average | The rest |
| Settlement | Better than most | The rest |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | GEICO | Safeco |
|---|---|---|
| California | 807 pt About average | 811 pt About average |
| Central | 838 pt Better than most | 803 pt The rest |
| Florida | 832 pt Better than most | 825 pt About average |
| Mid-Atlantic | 848 pt Better than most | -- |
| New England | 827 pt About average | 796 pt The rest |
| New York | 813 pt About average | -- |
| North Central | 830 pt About average | 803 pt The rest |
| Northwest | 805 pt About average | 798 pt The rest |
| Southeast | 839 pt About average | 820 pt About average |
| Southwest | 798 pt The rest | 792 pt The rest |
| Texas | 816 pt The rest | -- |
Auto Insurance Quotes
For Married Drivers
| City | GEICO | Safeco |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $67 | -- |
| Philadelphia | $88 | -- |
| Phoenix | $38 | -- |
| Santa Monica | $48 | -- |
For Single Drivers
| City | GEICO | Safeco |
|---|---|---|
| Austin | $62 | -- |
| Chicago | $68 | -- |
| Philadelphia | $92 | -- |
| Phoenix | $44 | -- |
| Santa Monica | $129 | -- |
For Male Drivers
| City | GEICO | Safeco |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $71 | -- |
| Philadelphia | $92 | -- |
| Phoenix | $42 | -- |
| Santa Monica | $123 | -- |
For Female Drivers
| City | GEICO | Safeco |
|---|---|---|
| Austin | $62 | -- |
| Chicago | $64 | -- |
| Philadelphia | $87 | -- |
| Phoenix | $40 | -- |
| Santa Monica | $53 | -- |
For Drivers with Speeding Ticket
| City | GEICO | Safeco |
|---|---|---|
| Austin | $74 | -- |
| Chicago | $92 | -- |
| Philadelphia | $128 | -- |
| Phoenix | $64 | -- |
| Santa Monica | $141 | -- |
For Drivers with No Speeding Ticket
| City | GEICO | Safeco |
|---|---|---|
| Austin | $58 | -- |
| Chicago | $62 | -- |
| Philadelphia | $84 | -- |
| Phoenix | $36 | -- |
| Santa Monica | $77 | -- |
For Drivers Age Between 18-40
| City | GEICO | Safeco |
|---|---|---|
| Austin | $63 | -- |
| Chicago | $71 | -- |
| Philadelphia | $98 | -- |
| Phoenix | $45 | -- |
| Santa Monica | $149 | -- |
For Drivers Age Between 40-65
| City | GEICO | Safeco |
|---|---|---|
| Austin | $54 | -- |
| Chicago | $61 | -- |
| Philadelphia | $79 | -- |
| Phoenix | $35 | -- |
| Santa Monica | $40 | -- |
For Drivers Age of 65+
| City | GEICO | Safeco |
|---|---|---|
| Austin | $75 | -- |
| Chicago | $78 | -- |
| Philadelphia | $99 | -- |
| Phoenix | $48 | -- |
| Santa Monica | $41 | -- |
For Drivers with Average Credit
| City | GEICO | Safeco |
|---|---|---|
| Austin | $68 | -- |
| Chicago | $70 | -- |
| Philadelphia | $94 | -- |
| Phoenix | $43 | -- |
| Santa Monica | $76 | -- |
For Drivers with Fair Credit
| City | GEICO | Safeco |
|---|---|---|
| Austin | $71 | -- |
| Chicago | $74 | -- |
| Philadelphia | $104 | -- |
| Phoenix | $43 | -- |
| Santa Monica | $56 | -- |
Quotes & Discounts
| Discount type | GEICO | Safeco |
|---|---|---|
| Good Driver Discount | Up to 26% | Up to 15% |
| Anti-Theft Device Discount | Up to 25% | Up to 3% |
| Emergency Deployment Discount | Up to 25% | -- |
| Federal Employee Discount | Up to 25% | -- |
| Passive Restraint Discount | Up to 25% | -- |
| Good Student Discount | Up to 15% | Up to 16% |
| Military Discount | Up to 15% | -- |
| Seat Belt Use Discount | Up to 15% | -- |
| Anti-lock Brake Discount | Up to 5% | Varies |
| Daytime Running Lights Discount | Up to 3% | -- |
| Accident Free Discount | Varies | Varies |
| Defensive Driver Discount | Varies | Varies |
| Driving training discount | Varies | Varies |
| Multiple Policy Discount | Varies | Varies |
| Multiple Vehicle Discount | Varies | Up to 36% |
| Organization Discount | Varies | -- |
| Senior Adult Discount | Varies | Varies |
| teenSMART Discount | Varies | Up to 15% |
| Accident Forgiveness | -- | Varies |
| Claims Free Renewal Discount | -- | Varies |
| Deductible discount | -- | Varies |
| Diminishing Deductible | -- | Varies |
| Early Shopper Discount | -- | Varies |
| Good Credit Discount | -- | Up to 73% |
| Home Owner Discount | -- | Varies |
| Low Mileage Discount | -- | Up to 20% |
| Loyalty Discount | -- | Varies |
| New Teen Driver Discount | -- | Varies |
| Paid in full discount | -- | Varies |
| Prepay Discount | -- | Varies |
| RightTrack Discount | -- | Varies |
| Student Away at School Discount | -- | Up to 20% |
Optional Coverages
| Optional Coverages | GEICO | Safeco |
|---|---|---|
| Accident Forgiveness ℹ |  | |
| Build Your Own Plan ℹ | -- | |
| Comprehensive Claim Forgiveness ℹ | | -- |
| Electronic Key & Lock Replacement ℹ | -- | |
| Emergency Assistance Coverage ℹ | -- | |
| First Aid Reimbursement ℹ | -- | |
| Gap Insurance ℹ | -- | |
| Incident Forgiveness ℹ | | -- |
| Mechanical Breakdown Insurance ℹ | | -- |
| New Car Replacement Coverage ℹ | -- | |
| No Fault Coverage ℹ | | -- |
| Personal/Upgraded Item Coverage ℹ | -- | |
| Pet Coverage ℹ | -- | |
| Rental Reimbursement ℹ | | |
| Ridesharing Coverage ℹ | -- | |
| Roadside Assistance ℹ | | |
| Sound System Coverage ℹ | -- | |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | -- | |
Insurance by State
Online Quoting by State
- GEICO
- Safeco
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Uber and Lyft driver insurance
- GEICO
- Safeco
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SR-22 Insurance by State
- GEICO
- Safeco
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Compare Insurance Products
| Product | GEICO | Safeco |
|---|---|---|
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | |
 Business Insurance | | -- |
 Classic Car Insurance | | |
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 Dwelling Fire Insurance | | |
 Flood Insurance | | -- |
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 Identity Theft Insurance | | -- |
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 Life Insurance | | -- |
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 Motorcycle Insurance | | |
 Pet Insurance | | -- |
 Renters Insurance | | |
 Ridesharing Insurance | | |
 RV Insurance | | |
 Travel Insurance | | -- |
 Umbrella Insurance | | |
User Reviews
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3.2
1,000 Reviews
5 Stars
32 %
4 Stars
17 %
3 Stars
16 %
2 Stars
10 %
1 Star
25 %
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