Ratings
User Ratings
| Options | GEICO | Oregon Mutual |
|---|---|---|
| Rating/Reviews |
1,130 reviews
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Mobile App Ratings
| Brand | GEICO | Oregon Mutual |
|---|---|---|
| iOS |
446,400 reviews
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| Android |
147,062 reviews
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Auto Insurance Quotes
For Married Drivers
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $67 | -- |
| Philadelphia | $87 | -- |
| Phoenix | $37 | -- |
| Los Angeles | $47 | -- |
For Single Drivers
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $61 | -- |
| Chicago | $67 | -- |
| Philadelphia | $91 | -- |
| Phoenix | $44 | -- |
| Los Angeles | $128 | -- |
For Male Drivers
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $70 | -- |
| Philadelphia | $92 | -- |
| Phoenix | $41 | -- |
| Los Angeles | $123 | -- |
For Female Drivers
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $62 | -- |
| Chicago | $64 | -- |
| Philadelphia | $87 | -- |
| Phoenix | $39 | -- |
| Los Angeles | $53 | -- |
For Drivers with a Speeding Ticket
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $73 | -- |
| Chicago | $91 | -- |
| Philadelphia | $128 | -- |
| Phoenix | $63 | -- |
| Los Angeles | $141 | -- |
For Drivers with No Speeding Ticket
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $57 | -- |
| Chicago | $62 | -- |
| Philadelphia | $84 | -- |
| Phoenix | $35 | -- |
| Los Angeles | $76 | -- |
For Drivers Age Between 18-40
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $63 | -- |
| Chicago | $71 | -- |
| Philadelphia | $98 | -- |
| Phoenix | $44 | -- |
| Los Angeles | $148 | -- |
For Drivers Age Between 40-65
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $54 | -- |
| Chicago | $61 | -- |
| Philadelphia | $78 | -- |
| Phoenix | $34 | -- |
| Los Angeles | $40 | -- |
For Drivers Age of 65+
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $75 | -- |
| Chicago | $77 | -- |
| Philadelphia | $99 | -- |
| Phoenix | $48 | -- |
| Los Angeles | $40 | -- |
For Drivers with Average Credit
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $68 | -- |
| Chicago | $70 | -- |
| Philadelphia | $93 | -- |
| Phoenix | $42 | -- |
| Los Angeles | $75 | -- |
For Drivers with Fair Credit
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $71 | -- |
| Chicago | $74 | -- |
| Philadelphia | $104 | -- |
| Phoenix | $42 | -- |
| Los Angeles | $56 | -- |
For Drivers with Good Credit
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $54 | -- |
| Chicago | $65 | -- |
| Philadelphia | $84 | -- |
| Phoenix | $36 | -- |
| Los Angeles | $60 | -- |
For Drivers with Excellent Credit
| City | GEICO | Oregon Mutual |
|---|---|---|
| Austin | $48 | -- |
| Chicago | $59 | -- |
| Philadelphia | $77 | -- |
| Phoenix | $40 | -- |
| Los Angeles | $160 | -- |
Quotes & Discounts
| Discount Type | GEICO | Oregon Mutual |
|---|---|---|
| Good Driver Discount |
up to 26%
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| Passive Restraint Discount |
up to 25%
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| Anti-Theft Device Discount |
up to 25%
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Varies |
| Federal Employee Discount |
up to 25%
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| Emergency Deployment Discount |
up to 25%
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| Seat Belt Use Discount |
up to 15%
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| Military Discount |
up to 15%
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Varies |
| Good Student Discount |
up to 15%
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| Anti-lock Brake Discount |
up to 5%
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| Daytime Running Lights Discount |
up to 3%
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| teenSMART Discount |
Varies
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| Defensive Driver Discount |
Varies
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Varies |
| Organization Discount |
Varies
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| Multiple Vehicle Discount |
Varies
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| Multiple Policy Discount |
Varies
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Varies |
| Accident Free Discount |
Varies
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| Driving training discount |
Varies
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| Senior Adult Discount |
Varies
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| Discount Finder |
--
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Varies |
| Family Discount |
--
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Varies |
| Early Quote Discount |
--
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Varies |
| Low Mileage Discount |
--
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Varies |
| Loyalty Discount |
--
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Varies |
Payment Methods
| Payment Type | GEICO | Oregon Mutual |
|---|---|---|
| Multi-Payment Installment Plans |
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| Electronic Check |
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| Debit Card Payments |
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| Automatic Online Payment |
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| Mobile App Payments |
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| Phone Payment |
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| Mail Payment |
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| Credit Card Payment |
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Feature and Services
| Features and Services | GEICO | Oregon Mutual |
|---|---|---|
| 24/7 service |
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| Mobile app |
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| Accident forgiveness |
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| Online account management |
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| Roadside assistance |
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| Policy bundling discounts |
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| Text and email alerts |
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Optional Coverages
| Coverage Type | GEICO | Oregon Mutual |
|---|---|---|
| Accident Forgiveness |
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| Comprehensive Claim Forgiveness |
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| Incident Forgiveness |
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| Roadside Assistance |
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| No Fault Coverage |
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| Rental Reimbursement |
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| Mechanical Breakdown Insurance |
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| Umbrella Policy |
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| Vanishing Deductible |
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| Personal/Upgraded Item Coverage |
--
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| Pet Coverage |
--
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| Electronic Key & Lock Replacement |
--
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| Airbag Replacement Coverage |
--
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| Child Safety Seat Replacement |
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Insurance by State
- GEICO
- Oregon Mutual
- Both
Uber and Lyft driver insurance:
- GEICO
- Oregon Mutual
- Both
SR-22 Insurance by State
- GEICO
- Oregon Mutual
- Both
Compare Insurance Products
| Product | GEICO | Oregon Mutual |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Classic Car Insurance |
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 Condo Insurance |
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 Dwelling Fire Insurance |
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 Flood Insurance |
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 Home Insurance |
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 Identity Theft Insurance |
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 Jewelry Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Ridesharing Insurance |
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 Travel Insurance |
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 Umbrella Insurance |
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User Reviews
Most Helpful Review
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
Most Recent Review
October 9, 2020
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
October 9, 2020