Ratings
User Ratings
| Options | GEICO | Oregon Mutual |
|---|---|---|
| Rating/Reviews |
3,768 reviews
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Mobile App Ratings
| Brand | GEICO | Oregon Mutual |
|---|---|---|
| Android |
147,062 reviews
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| iOS |
446,400 reviews
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Auto Insurance Quotes
| GEICO | Oregon Mutual | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | ||||||
Married |
||||||||||
| Yes | $59 | $67 | $87 | $37 | $47 | |||||
| No | $61 | $67 | $91 | $44 | $128 | |||||
Gender |
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| Male | $59 | $70 | $92 | $41 | $123 | |||||
| Female | $62 | $64 | $87 | $39 | $53 | |||||
Has Ticket |
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| Yes | $73 | $91 | $128 | $63 | $141 | |||||
| No | $57 | $62 | $84 | $35 | $76 | |||||
Age |
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| 18-40 | $63 | $71 | $98 | $44 | $148 | |||||
| 40-65 | $54 | $61 | $78 | $34 | $40 | |||||
| 65+ | $75 | $77 | $99 | $48 | $40 | |||||
Credit Score |
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| Average Credit | $68 | $70 | $93 | $42 | $75 | |||||
| Fair Credit | $71 | $74 | $104 | $42 | $56 | |||||
| Good Credit | $54 | $65 | $84 | $36 | $60 | |||||
| Excellent Credit | $48 | $59 | $77 | $40 | $160 | |||||
Quotes & Discounts
| Discount Type | GEICO | Oregon Mutual |
|---|---|---|
| Daytime Running Lights Discount |
up to 3%
|
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| Emergency Deployment Discount |
up to 25%
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| Discount Finder |
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Varies |
| Defensive Driver Discount |
Varies
|
Varies |
| Military Discount |
up to 15%
|
Varies |
| Early Quote Discount |
--
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Varies |
| teenSMART Discount |
Varies
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| Federal Employee Discount |
up to 25%
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| Seat Belt Use Discount |
up to 15%
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| Passive Restraint Discount |
up to 25%
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| Anti-Theft Device Discount |
up to 25%
|
Varies |
| Multiple Policy Discount |
Varies
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Good Driver Discount |
up to 26%
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| Multiple Vehicle Discount |
Varies
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| Loyalty Discount |
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Varies |
| Family Discount |
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Varies |
| Senior Adult Discount |
Varies
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| Accident Free Discount |
Varies
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| Good Student Discount |
up to 15%
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| Driving training discount |
Varies
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| Anti-lock Brake Discount |
up to 5%
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| Organization Discount |
Varies
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Payment Methods
| Payment Type | GEICO | Oregon Mutual |
|---|---|---|
| Phone Payment |
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| Electronic Check |
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| Automatic Online Payment |
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| Debit Card Payments |
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| Multi-Payment Installment Plans |
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| Credit Card Payment |
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| Mail Payment |
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| Mobile App Payments |
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Feature and Services
| Features and Services | GEICO | Oregon Mutual |
|---|---|---|
| Text and email alerts |
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| Mobile app |
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| Roadside assistance |
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| Online account management |
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| Accident forgiveness |
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| Policy bundling discounts |
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| 24/7 service |
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Optional Coverages
| Coverage Type | GEICO | Oregon Mutual |
|---|---|---|
| Child Safety Seat Replacement |
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| Pet Coverage |
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| Personal/Upgraded Item Coverage |
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| Incident Forgiveness |
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| Rental Reimbursement |
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| Accident Forgiveness |
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| Roadside Assistance |
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| Mechanical Breakdown Insurance |
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| Umbrella Policy |
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| Vanishing Deductible |
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| Airbag Replacement Coverage |
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| Comprehensive Claim Forgiveness |
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| Electronic Key & Lock Replacement |
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| No Fault Coverage |
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Insurance by State
- GEICO
- Oregon Mutual
- Both
Uber and Lyft driver insurance:
- GEICO
- Oregon Mutual
- Both
SR-22 Insurance by State
- GEICO
- Oregon Mutual
- Both
Compare Insurance Products
| Product | GEICO | Oregon Mutual |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Classic Car Insurance |
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 Condo Insurance |
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 Dwelling Fire Insurance |
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 Flood Insurance |
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 Home Insurance |
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 Identity Theft Insurance |
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 Jewelry Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Ridesharing Insurance |
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 Travel Insurance |
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 Umbrella Insurance |
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User Reviews
Most Positive Review
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Most Critical Review
January 22, 2018
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!
July 19, 2018