GEICO vs NJ Manufacturers Car Insurance

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Ratings

Insurify Composite Score

GEICO
88
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Insurify Composite Score

NJ Manufacturers
88
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Insurify Composite Score

GEICO VS NJ Manufacturers
88
88
What is this?
User Ratings
OptionsGEICO NJ Manufacturers
Rating/Reviews
3,736 reviews
17 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsGEICO NJ Manufacturers
Call Center RepresentativeAbout average--
Insurer WebsiteAmong the best--
Local AgentThe rest--
Overall SatisfactionAbout average--
Policy OfferingsBetter than most--
PricingBetter than most--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsGEICO NJ Manufacturers
Claim ServicingBetter than mostBetter than most
Estimation ProcessBetter than mostBetter than most
First Notice of Loss (FNOL)Better than mostBetter than most
Overall SatisfactionBetter than mostAmong the best
Rental ExperienceBetter than mostBetter than most
Repair ProcessAbout averageAmong the best
SettlementBetter than mostAmong the best
J.D. Power Ratings by Region (out of 1000)
RegionGEICO NJ Manufacturers
California807 pt
About average
--
Central838 pt
Better than most
--
Florida832 pt
Better than most
--
Mid-Atlantic848 pt
Better than most
864 pt
Among the best
New England827 pt
About average
--
New York813 pt
About average
--
North Central830 pt
About average
--
Northwest805 pt
About average
--
Southeast839 pt
About average
--
Southwest798 pt
The rest
--
Texas816 pt
The rest
--
Mobile App Ratings
RegionGEICO NJ Manufacturers
Android
147,062 Reviews
15 Reviews
iOS
446,400 Reviews
--
Financial Ratings
OptionsGEICO NJ Manufacturers
A.M. BestA++A+
FitchAA---
Moody'sAa3--
Standard & Poor'sAA+--

Auto Insurance Quotes

For Married Drivers

CityGEICO NJ Manufacturers
Austin$59--
Chicago$67--
Philadelphia$88--
Phoenix$38--
Santa Monica$48--

For Single Drivers

CityGEICO NJ Manufacturers
Austin$62--
Chicago$68--
Philadelphia$92--
Phoenix$44--
Santa Monica$129--

For Male Drivers

CityGEICO NJ Manufacturers
Austin$59--
Chicago$71--
Philadelphia$92--
Phoenix$42--
Santa Monica$123--

For Female Drivers

CityGEICO NJ Manufacturers
Austin$62--
Chicago$64--
Philadelphia$87--
Phoenix$40--
Santa Monica$53--

For Drivers with Speeding Ticket

CityGEICO NJ Manufacturers
Austin$74--
Chicago$92--
Philadelphia$128--
Phoenix$64--
Santa Monica$141--

For Drivers with No Speeding Ticket

CityGEICO NJ Manufacturers
Austin$58--
Chicago$62--
Philadelphia$84--
Phoenix$36--
Santa Monica$77--

For Drivers Age Between 18-40

CityGEICO NJ Manufacturers
Austin$63--
Chicago$71--
Philadelphia$98--
Phoenix$45--
Santa Monica$149--

For Drivers Age Between 40-65

CityGEICO NJ Manufacturers
Austin$54--
Chicago$61--
Philadelphia$79--
Phoenix$35--
Santa Monica$40--

For Drivers Age of 65+

CityGEICO NJ Manufacturers
Austin$75--
Chicago$78--
Philadelphia$99--
Phoenix$48--
Santa Monica$41--

For Drivers with Average Credit

CityGEICO NJ Manufacturers
Austin$68--
Chicago$70--
Philadelphia$94--
Phoenix$43--
Santa Monica$76--

For Drivers with Fair Credit

CityGEICO NJ Manufacturers
Austin$71--
Chicago$74--
Philadelphia$104--
Phoenix$43--
Santa Monica$56--

For Drivers with Good Credit

CityGEICO NJ Manufacturers
Austin$55--
Chicago$66--
Philadelphia$84--
Phoenix$37--
Santa Monica$60--

For Drivers with Excellent Credit

CityGEICO NJ Manufacturers
Austin$48--
Chicago$60--
Philadelphia$77--
Phoenix$41--
Santa Monica$161--

Quotes & Discounts

Discount typeGEICO NJ Manufacturers
Good Driver DiscountUp to 26%--
Anti-Theft Device DiscountUp to 25%Up to 25%
Emergency Deployment DiscountUp to 25%--
Federal Employee DiscountUp to 25%--
Passive Restraint DiscountUp to 25%--
Good Student DiscountUp to 15%Varies
Military DiscountUp to 15%--
Seat Belt Use DiscountUp to 15%--
Anti-lock Brake DiscountUp to 5%--
Daytime Running Lights DiscountUp to 3%--
Accident Free DiscountVaries--
Defensive Driver DiscountVariesVaries
Driving training discountVaries--
Multiple Policy DiscountVariesUp to 5%
Multiple Vehicle DiscountVariesVaries
Organization DiscountVaries--
Senior Adult DiscountVariesVaries
teenSMART DiscountVariesVaries

Payment Methods

Discount typeGEICO NJ Manufacturers
Automatic Online Payment
yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yes--
Multi-Payment Installment Plans
yes--
Online Payment
--yes
Phone Payment
yesyes

Features and Services

Features and ServicesGEICO NJ Manufacturers
24/7 serviceyesyes
Accident forgivenessyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesGEICO NJ Manufacturers
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
yes--
Incident Forgiveness
yes--
Mechanical Breakdown Insurance
yes--
No Fault Coverage
yesyes
Rental Reimbursement
yes--
Roadside Assistance
yesyes
Umbrella Policy
yes--
Work Loss Coverage
--yes

Uber and Lyft driver insurance

  • GEICO
  • NJ Manufacturers
  • Both

SR‌-22 Insurance by State

  • GEICO
  • NJ Manufacturers
  • Both

Compare Insurance Products

ProductGEICO NJ Manufacturers
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyes--
Dwelling Fire InsuranceDwelling Fire Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insuranceyes--
Jewelry InsuranceJewelry Insuranceyes--
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insuranceyes--
Ridesharing InsuranceRidesharing Insuranceyes--
RV InsuranceRV Insuranceyes--
Travel InsuranceTravel Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyesyes

User Reviews

  • GEICO Reviews
  • NJ Manufacturers Reviews
3.2
5 Stars
32 %
4 Stars
17 %
3 Stars
16 %
2 Stars
10 %
1 Star
25 %

Most Helpful Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

Latest Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

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Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
mister
the worst company ever, they insure you for 6 months at a time then when its time to "renew" they start increasing your rates with no explanation, they give you a speech about if anything happens you want to be covered right" lol they are thief's , not worth it, I suggest any other company besides geico!! raise your rate with no reason then they read some lame excuses LOL what a joke!!
Alexi ojitom
Yes
Micah Zimmerman
A Geico insured motorist hit my parked car. Of course they are 100% responsible for repairing. The adjuster (Brandon Seiber) skinnied down the estimate for repair such that my car was not fixed properly AND it cost me money with the body shop. The body shop said Geico is the only insurance company this happens with and they do it to their own insured. If you have Geico, you might want to think about truly how well covered you are. Micah Zimmerman 513/476-6466
Tricia
They're awesome
Alice
Geico doesn't reward loyalty
Christina
They gave me a great discount
Dayna
Always could be less?
Nin
Very expensive. Root insurance companies charge only 80 and geico charge me over 240
Jason
Showing 1 - 10 out of 1000 reviews