Car Insurance
- GEICO
- Grinnell Mutual
- Both
GEICO vs Grinnell Mutual Car Insurance
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Last Updated: January 2022
Ratings
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GEICO
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Grinnell Mutual
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GEICO VS Grinnell Mutual
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User Ratings
| Options | GEICO  | Grinnell Mutual |
|---|---|---|
| Rating/Reviews | 3,736 reviews | 1 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | GEICO | Grinnell Mutual |
|---|---|---|
| Call Center Representative | About average | -- |
| Insurer Website | Among the best | -- |
| Local Agent | The rest | -- |
| Overall Satisfaction | About average | -- |
| Policy Offerings | Better than most | -- |
| Pricing | Better than most | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | GEICO | Grinnell Mutual |
|---|---|---|
| Claim Servicing | Better than most | -- |
| Estimation Process | Better than most | -- |
| First Notice of Loss (FNOL) | Better than most | -- |
| Overall Satisfaction | Better than most | -- |
| Rental Experience | Better than most | -- |
| Repair Process | About average | -- |
| Settlement | Better than most | -- |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | GEICO | Grinnell Mutual |
|---|---|---|
| California | 807 pt About average | -- |
| Central | 838 pt Better than most | -- |
| Florida | 832 pt Better than most | -- |
| Mid-Atlantic | 848 pt Better than most | -- |
| New England | 827 pt About average | -- |
| New York | 813 pt About average | -- |
| North Central | 830 pt About average | -- |
| Northwest | 805 pt About average | -- |
| Southeast | 839 pt About average | -- |
| Southwest | 798 pt The rest | -- |
| Texas | 816 pt The rest | -- |
Mobile App Ratings ℹ
| Region | GEICO | Grinnell Mutual |
|---|---|---|
| Android | 147,062 Reviews | -- |
| iOS | 446,400 Reviews | -- |
Financial Ratings
| Options | GEICO | Grinnell Mutual |
|---|---|---|
| A.M. Best | A++ | -- |
| Fitch | AA- | -- |
| Moody's | Aa3 | -- |
| Standard & Poor's | AA+ | -- |
Auto Insurance Quotes
For Married Drivers
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $67 | -- |
| Philadelphia | $88 | -- |
| Phoenix | $38 | -- |
| Santa Monica | $48 | -- |
For Single Drivers
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $62 | -- |
| Chicago | $68 | -- |
| Philadelphia | $92 | -- |
| Phoenix | $44 | -- |
| Santa Monica | $129 | -- |
For Male Drivers
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $59 | -- |
| Chicago | $71 | -- |
| Philadelphia | $92 | -- |
| Phoenix | $42 | -- |
| Santa Monica | $123 | -- |
For Female Drivers
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $62 | -- |
| Chicago | $64 | -- |
| Philadelphia | $87 | -- |
| Phoenix | $40 | -- |
| Santa Monica | $53 | -- |
For Drivers with Speeding Ticket
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $74 | -- |
| Chicago | $92 | -- |
| Philadelphia | $128 | -- |
| Phoenix | $64 | -- |
| Santa Monica | $141 | -- |
For Drivers with No Speeding Ticket
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $58 | -- |
| Chicago | $62 | -- |
| Philadelphia | $84 | -- |
| Phoenix | $36 | -- |
| Santa Monica | $77 | -- |
For Drivers Age Between 18-40
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $63 | -- |
| Chicago | $71 | -- |
| Philadelphia | $98 | -- |
| Phoenix | $45 | -- |
| Santa Monica | $149 | -- |
For Drivers Age Between 40-65
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $54 | -- |
| Chicago | $61 | -- |
| Philadelphia | $79 | -- |
| Phoenix | $35 | -- |
| Santa Monica | $40 | -- |
For Drivers Age of 65+
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $75 | -- |
| Chicago | $78 | -- |
| Philadelphia | $99 | -- |
| Phoenix | $48 | -- |
| Santa Monica | $41 | -- |
For Drivers with Average Credit
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $68 | -- |
| Chicago | $70 | -- |
| Philadelphia | $94 | -- |
| Phoenix | $43 | -- |
| Santa Monica | $76 | -- |
For Drivers with Fair Credit
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $71 | -- |
| Chicago | $74 | -- |
| Philadelphia | $104 | -- |
| Phoenix | $43 | -- |
| Santa Monica | $56 | -- |
For Drivers with Good Credit
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $55 | -- |
| Chicago | $66 | -- |
| Philadelphia | $84 | -- |
| Phoenix | $37 | -- |
| Santa Monica | $60 | -- |
For Drivers with Excellent Credit
| City | GEICO | Grinnell Mutual |
|---|---|---|
| Austin | $48 | -- |
| Chicago | $60 | -- |
| Philadelphia | $77 | -- |
| Phoenix | $41 | -- |
| Santa Monica | $161 | -- |
Quotes & Discounts
| Discount type | GEICO | Grinnell Mutual |
|---|---|---|
| Good Driver | Up to 26% | Varies |
| Anti-Theft Device | Up to 25% | Varies |
| Emergency Deployment | Up to 25% | -- |
| Federal Employee | Up to 25% | -- |
| Passive Restraint | Up to 25% | Varies |
| Good Student | Up to 15% | -- |
| Military | Up to 15% | -- |
| Seat Belt Use | Up to 15% | -- |
| Anti-lock Brake | Up to 5% | Varies |
| Daytime Running Lights | Up to 3% | -- |
| Accident Free | Varies | -- |
| Defensive Driver | Varies | Varies |
| Driving training | Varies | -- |
| Multiple Policy | Varies | Varies |
| Multiple Vehicle | Varies | -- |
| Organization | Varies | -- |
| Senior Adult | Varies | -- |
| teenSMART | Varies | -- |
| Claims-Free | -- | Varies |
| Continuous Coverage | -- | Varies |
| Discount Finder | -- | Varies |
| Driving Habits | -- | Varies |
| E-billing | -- | Varies |
| Family | -- | Varies |
| Farm Vehicle | -- | Varies |
| Good Credit | -- | Varies |
| Home Owner | -- | Varies |
| Loyalty | -- | Varies |
| Paid in full | -- | Varies |
Payment Methods
| Discount type | GEICO | Grinnell Mutual |
|---|---|---|
| Automatic Online Payment ℹ |  | -- |
| Bank Payment/Direct Deposit | -- | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | |
| Multi-Payment Installment Plans ℹ | | |
| Online Payment ℹ | -- | |
| Pay Through Your Agent ℹ | -- | |
| Phone Payment ℹ | | |
| Prepayment ℹ | -- | |
Features and Services
| Features and Services | GEICO | Grinnell Mutual |
|---|---|---|
| 24/7 service | | -- |
| Accident forgiveness | | |
| Loyalty rewards program | -- | |
| Mobile app | | -- |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | -- |
| Text and email alerts | | -- |
Optional Coverages
| Optional Coverages | GEICO | Grinnell Mutual |
|---|---|---|
| Accident Forgiveness ℹ | | |
| Airbag Replacement Coverage ℹ | -- | |
| Comprehensive Claim Forgiveness ℹ | | -- |
| Emergency Assistance Coverage ℹ | -- | |
| Emergency Lockout Coverage ℹ | -- | |
| Gap Insurance ℹ | -- | |
| Incident Forgiveness ℹ | | -- |
| Loss of Use Coverage ℹ | -- | |
| Mechanical Breakdown Insurance ℹ | | -- |
| No Fault Coverage ℹ | | -- |
| Personal Auto Plus ℹ | -- | |
| Pet Coverage ℹ | -- | |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | -- |
| Small Claim Forgiveness ℹ | -- | |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | -- | |
Insurance by State
Uber and Lyft driver insurance
- GEICO
- Grinnell Mutual
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SR-22 Insurance by State
- GEICO
- Grinnell Mutual
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Compare Insurance Products
| Product | GEICO | Grinnell Mutual |
|---|---|---|
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | -- |
 Business Insurance | | -- |
 Classic Car Insurance | | -- |
 Condo Insurance | | -- |
 Dwelling Fire Insurance | | -- |
 Flood Insurance | | -- |
 Home Insurance | | -- |
 Identity Theft Insurance | | -- |
 Jewelry Insurance | | -- |
 Life Insurance | | -- |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Pet Insurance | | -- |
 Renters Insurance | | -- |
 Ridesharing Insurance | | -- |
 RV Insurance | | -- |
 Travel Insurance | | -- |
 Umbrella Insurance | | -- |
User Reviews
- GEICO Reviews
- Grinnell Mutual Reviews
3.2
1,000 Reviews
5 Stars
32 %
4 Stars
17 %
3 Stars
16 %
2 Stars
10 %
1 Star
25 %
Most Helpful Review
By Jacquelyne Hoy
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
