Ratings
User Ratings
| Options | GAINSCO | Progressive |
|---|---|---|
| Rating/Reviews |
28 reviews
|
2,969 reviews
|
Mobile App Ratings
| Brand | GAINSCO | Progressive |
|---|---|---|
| iOS |
--
|
317 reviews
|
| Android |
--
|
17,106 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $56 |
| Philadelphia | -- | $58 |
| Phoenix | -- | $55 |
| Los Angeles | -- | $45 |
For Single Drivers
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $76 |
| Philadelphia | -- | $75 |
| Phoenix | -- | $70 |
| Los Angeles | -- | $77 |
For Male Drivers
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $63 |
| Philadelphia | -- | $64 |
| Phoenix | -- | $60 |
| Los Angeles | -- | $68 |
For Female Drivers
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $69 |
| Philadelphia | -- | $70 |
| Phoenix | -- | $65 |
| Los Angeles | -- | $54 |
For Drivers with a Speeding Ticket
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $82 |
| Philadelphia | -- | $83 |
| Phoenix | -- | $75 |
| Los Angeles | -- | $84 |
For Drivers with No Speeding Ticket
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $63 |
| Philadelphia | -- | $64 |
| Phoenix | -- | $60 |
| Los Angeles | -- | $56 |
For Drivers Age Between 18-40
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $75 |
| Philadelphia | -- | $74 |
| Phoenix | -- | $70 |
| Los Angeles | -- | $82 |
For Drivers Age Between 40-65
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $52 |
| Philadelphia | -- | $54 |
| Phoenix | -- | $51 |
| Los Angeles | -- | $43 |
For Drivers Age of 65+
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $87 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $82 |
| Los Angeles | -- | $52 |
For Drivers with Average Credit
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $81 |
| Philadelphia | -- | $78 |
| Phoenix | -- | $74 |
| Los Angeles | -- | $62 |
For Drivers with Fair Credit
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $78 |
| Philadelphia | -- | $77 |
| Phoenix | -- | $73 |
| Los Angeles | -- | $55 |
For Drivers with Good Credit
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $46 |
| Philadelphia | -- | $50 |
| Phoenix | -- | $47 |
| Los Angeles | -- | $43 |
For Drivers with Excellent Credit
| City | GAINSCO | Progressive |
|---|---|---|
| Chicago | -- | $59 |
| Philadelphia | -- | $62 |
| Phoenix | -- | $58 |
| Los Angeles | -- | $84 |
Quotes & Discounts
| State | GAINSCO | Progressive |
|---|---|---|
| Arizona | $32/mo |
--
|
| Florida | $39/mo |
--
|
| Georgia | $44/mo |
--
|
| New Mexico | $31/mo |
--
|
| Oklahoma | $29/mo |
--
|
| South Carolina | $64/mo |
--
|
| Tennessee | $23/mo |
--
|
| Texas | $28/mo |
--
|
| Virginia | $44/mo |
--
|
| Discount Type | GAINSCO | Progressive |
|---|---|---|
| Good Credit Discount |
--
|
up to 84% |
| Multiple Vehicle Discount |
--
|
up to 30% |
| Good Driver Discount |
--
|
up to 26% |
| Multiple Policy Discount |
--
|
up to 10% |
| Good Student Discount |
--
|
up to 10% |
| Student Away at School Discount |
--
|
up to 10% |
| Passive Restraint Discount |
--
|
up to 10% |
| Anti-Theft Device Discount |
--
|
up to 5% |
| Starting your auto quote online discount |
--
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| No lapse in coverage discount |
--
|
Varies |
| Paid in full discount |
--
|
Varies |
| Discount Finder |
--
|
Varies |
| Prepay Discount |
--
|
Varies |
| E-billing Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Continuous Coverage Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
Payment Methods
| Payment Type | GAINSCO | Progressive |
|---|---|---|
| Online Payment |
|
|
| Phone Payment |
|
|
| Mail Payment |
|
|
| Automatic Online Payment |
|
|
| Cash Payment |
|
--
|
| Mobile App Payments |
--
|
|
| Credit Card Payment |
--
|
|
| PayPal |
--
|
|
| Electronic Check |
--
|
|
| Text Payment |
--
|
|
Feature and Services
| Features and Services | GAINSCO | Progressive |
|---|---|---|
| Mobile app |
|
|
| Accident forgiveness |
--
|
|
| Loyalty rewards program |
--
|
|
| Online account management |
--
|
|
| Roadside assistance |
--
|
|
| 24/7 service |
--
|
|
Optional Coverages
| Coverage Type | GAINSCO | Progressive |
|---|---|---|
| Accident Forgiveness |
--
|
|
| Roadside Assistance |
--
|
|
| Rental Reimbursement |
--
|
|
| Glass Coverage |
--
|
|
| Gap Insurance |
--
|
|
| Pet Coverage |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Ridesharing Coverage |
--
|
|
Insurance by State
- GAINSCO
- Progressive
- Both
Uber and Lyft driver insurance:
- GAINSCO
- Progressive
- Both
SR-22 Insurance by State
- GAINSCO
- Progressive
- Both
Compare Insurance Products
| Product | GAINSCO | Progressive |
|---|---|---|
 ATV Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
--
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
--
|
|
 Classic Car Insurance |
--
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Golf Cart Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
--
|
|
 Homeshare Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Personal Watercraft Insurance |
--
|
|
 Pet Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Segway Insurance |
--
|
|
 Snowmobile insurance |
--
|
|
 Travel Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
 Wedding and Event Insurance |
--
|
|
User Reviews
Most Positive Review
I never had a issue with the insurance company
Most Critical Review
January 24, 2018
There rates are too high
Most Positive Review
September 17, 2015
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
Most Critical Review
October 23, 2017
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.
October 23, 2017