Frankenmuth vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Frankenmuth
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Frankenmuth VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsFrankenmuth Nationwide
Rating/Reviews
8 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFrankenmuth Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFrankenmuth Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionFrankenmuth Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionFrankenmuth Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsFrankenmuth Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityFrankenmuth Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityFrankenmuth Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityFrankenmuth Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityFrankenmuth Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityFrankenmuth Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityFrankenmuth Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityFrankenmuth Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityFrankenmuth Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityFrankenmuth Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityFrankenmuth Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityFrankenmuth Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityFrankenmuth Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityFrankenmuth Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeFrankenmuth Nationwide
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Anti-Theft Device--Up to 5%
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Driver--Up to 10%
Good Student--Up to 15%
Multiple Policy--Up to 25%
Multiple Vehicle--Up to 20%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeFrankenmuth Nationwide
Automatic Online Payment
--yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yes--
Multi-Payment Installment Plans
--yes
Online Payment
--yes
Pay Through Your Agent
yes--
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesFrankenmuth Nationwide
24/7 serviceyes--
Enhanced towing & substitute coverageyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFrankenmuth Nationwide
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yesyes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Gap Insurance
yesyes
New Car Replacement Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes
Work Loss Coverage
yes--

SR‌-22 Insurance by State

  • Frankenmuth
  • Nationwide
  • Both

Compare Insurance Products

ProductFrankenmuth Nationwide
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes

User Reviews

  • Frankenmuth Reviews
  • Nationwide Reviews
2.9
5 Stars
38 %
4 Stars
13 %
1 Star
50 %

Most Helpful Review

By Barry S
Frakenmuth is a fantastic company. I have dealt with them for many years and have always had a positive experience. B.Sherman, New Hudson MI

Latest Review

By GERARD

All Reviews

Showing 1 - 8 out of 8 Reviews
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GERARD
Frank A
Had terrible time dealing with this company!! They did everything possible to drop the settlement as low as possible. Took weeks to get back to me, then changed things inside of the estimated damages to make it less for them. They dropped their own estimate and dropped the sq. Footage their guy measured!! This company may be good to the people they represent but they do everything they can to screw over the innocent homeowner or victim they are suppose to help!!
Barry S
Frakenmuth is a fantastic company. I have dealt with them for many years and have always had a positive experience. B.Sherman, New Hudson MI
Michael K.
Excellent company well represented
Will R.
I've represented Frankenmuth as an agent for 7 years and have all my best clients with them. That said, it gives me lots of chances to evaluate their service and long term consistency, and without a shadow of a doubt, they are the best company I’ve worked with over the past 23 years. There is plenty of room for criticism by people that rarely have a comparison, as even the best insurance companies deliver bad news regularly and under perform people’s expectations. But in my opinion Frankenmuth handles every aspect of the transaction better than the majority of insurance companies I highly recommend you consider Frankenmuth for your insurance, they are as good as it gets and won't disappoint you.
Sheri Larson
Frankenmuth has been our insurer of choice for many years. When the insurance office we used quit carrying Frankenmuth, we switched agencies to continue with them. We've used them for our autos, home and cottage. When I was hit last August by a drunk driver, our claim was handled quickly and professionally.
R. C.
Changed Insurance Companies from Frankenmuth Mutual to a competing insurance company because the new company saved my over 900.00 a year on premiums. I send email to Frankenmuth Agent, Szura Insurance Agency prior to the expiration of the Frankenmuth policy indicating I was not going to renew. Frankenmuth AFTER the termination date of the policy I was cancelling sent a bill for 205.35 additional premium even though their policy was not renewed. Contacted agent and she said, they would need to see a copy of the new policy -- which I indicated was not any of their business and refused. I have filed complaints with the BBB against Frankenmuth Mutual and the agent writing the policy.
R. K.
After three + weeks of working with claims department, still have vehicle sitting at dealer waiting for repair. Have sent four emails to Rachel in the claims department without a return call or email to get this resolved. I have spent a number of hours dealing with adjustors and claims agents to continue to get the run around. Once the work is complete, we will move our business elsewhere.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.