Founders vs GEICO Car Insurance

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Last Updated: January 2022


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Founders VS GEICO
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User Ratings
OptionsFounders GEICO
48 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFounders GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFounders GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionFounders GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionFounders GEICO
147,062 Reviews
446,400 Reviews
Financial Ratings
OptionsFounders GEICO
A.M. BestA-A++
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityFounders GEICO
Santa Monica--$48

For Single Drivers

CityFounders GEICO
Santa Monica--$129

For Male Drivers

CityFounders GEICO
Santa Monica--$123

For Female Drivers

CityFounders GEICO
Santa Monica--$53

For Drivers with Speeding Ticket

CityFounders GEICO
Santa Monica--$141

For Drivers with No Speeding Ticket

CityFounders GEICO
Santa Monica--$77

For Drivers Age Between 18-40

CityFounders GEICO
Santa Monica--$149

For Drivers Age Between 40-65

CityFounders GEICO
Santa Monica--$40

For Drivers Age of 65+

CityFounders GEICO
Santa Monica--$41

For Drivers with Average Credit

CityFounders GEICO
Santa Monica--$76

For Drivers with Fair Credit

CityFounders GEICO
Santa Monica--$56

For Drivers with Good Credit

CityFounders GEICO
Santa Monica--$60

For Drivers with Excellent Credit

CityFounders GEICO
Santa Monica--$161

Quotes & Discounts

Discount typeFounders GEICO
Claims Free RenewalVaries--
Home OwnerVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
Provider SwitchVaries--
Accident Free--Varies
Anti-Theft Device--Up to 25%
Anti-lock Brake--Up to 5%
Daytime Running Lights--Up to 3%
Defensive Driver--Varies
Driving training--Varies
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Good Driver--Up to 26%
Good Student--Up to 15%
Military--Up to 15%
Passive Restraint--Up to 25%
Seat Belt Use--Up to 15%
Senior Adult--Varies

Payment Methods

Discount typeFounders GEICO
Automatic Online Payment
Cash Payment
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
Mail Payment
Mobile App Payments
Multi-Payment Installment Plans
Online Payment
Phone Payment

Features and Services

Features and ServicesFounders GEICO
24/7 serviceyesyes
Accident forgiveness--yes
Low prices for high risk driversyes--
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistance--yes
Text and email alerts--yes

Optional Coverages

Optional CoveragesFounders GEICO
Accident Forgiveness
Accidental Death, Dismemberment, Disability
Comprehensive Claim Forgiveness
Incident Forgiveness
Legal Defense Costs Coverage
Mechanical Breakdown Insurance
No Fault Coverage
Rental Reimbursement
Roadside Assistance
Umbrella Policy

Uber and Lyft driver insurance

  • Founders
  • Both

SR‌-22 Insurance by State

  • Founders
  • Both

Compare Insurance Products

ProductFounders GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Founders Reviews
  • GEICO Reviews
5 Stars
8 %
3 Stars
2 %
1 Star
90 %

Most Helpful Review

By Jimmy C
Terrible customer service. Filed a claim against their insured, who was 100% at fault in a car vs. motorcycle accident. No follow up, the adjuster showed up at the garage to get an estimate then refused to answer calls to authorize the work. I had to lay out the cost and file with my insurance company to get it fixed before the summer riding season was over. This company should not be allowed to conduct business with the blatant policy of ignoring people until they go away.

Most Critical Review

By Jeremy
To high

All Reviews

Showing 1 - 10 out of 48 Reviews
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Bonnie Richardson
My daughter was in a car accident and we tried to call calling the insurance company they gave us an adjuster who was very rude and not courteous at all call back so I called back because they told me they could not give me another adjuster and I asked for a supervisors number I called repeatedly no answer I called back for another supervisor that was different than again I called no answer they haven't yet to return my phone call this is the worst insurance company I have ever seen and I've been around for 60 years
Jimmy C
Terrible customer service. Filed a claim against their insured, who was 100% at fault in a car vs. motorcycle accident. No follow up, the adjuster showed up at the garage to get an estimate then refused to answer calls to authorize the work. I had to lay out the cost and file with my insurance company to get it fixed before the summer riding season was over. This company should not be allowed to conduct business with the blatant policy of ignoring people until they go away.
John Trimmer
They cheat people out of claims. Beware of using them. The person that has their insurance hit our car and they are doing everything they can do not to pay they claim. So sad !
Lawanna R
Horrible Company!! I didn’t want to give this company a tip of a STAR!!
Ulises R
Poor company to deal with, never completed an accident investigation and did not fulfill the duties of coverage, very poor insurance and claim department. Do not recommended!!!!!!!!!!!
Jefferson F
Completely inefficient and rude. Lazy workers continually lie and and do not respond to calls. Would never recommend this company to anyone. They need to be shut done immediately.
This is the worst insurance company I've ever had the displeasure of dealing with. I slid on black ice and hit the curb, they processed the claim as an at fault accident. The adjuster is no longer with the company and the new adjuster Janelle stated to me that regardless of the weather its my responsibility to keep my car on the road. Processed the claim as two separate claims and now I cant get any insurance anywhere
Gregorio R
Quite possible the worst insurance company in existence. Had an accident well over a month ago with the other driver being at fault. The driver at fault is insured through founders. They repeatedly ignored emails and phone calls, or would deliberately withhold information which prolonged the process of getting my vehicle fixed (vehicle is still not fixed, 5 weeks later) As a cab driver my employers will not allow me to work with a damaged vehicle so I have been unable to work since the accident. When they finally moved forward with requesting an estimate for damage repair they outright said they were not going to pay because the body shop was charging more than they believed the damage was worth. Now they are outright refusing to pay for wages lost for not being able to work due to the vehicle not meeting my employers standards thanks to their clients lack of attention behind the wheel, Their reason being that I should have had my insurance pay for the damages caused by their client. Will definitely be fighting this because my vehicle is not only property but also my livelihood, I came close to eviction due to their childish behavior.
Doris B
Since so many have complained about them, I thought I would write a nice review for a change. We had a car crash behind our property, and one car went into our fence. I contacted their insurance company, Founders, and was told to get an estimate, take pictures of the damage, and e-mail them. They said an adjuster would contact me. With in a week, they contacted me and asked where to sent the check. A week later in came in the mail. I was very pleased with the speed at which they settled my claim. Maybe if I had car damage instead of property damage, it would have been different. But I am very happy. (I cashed check immediately a month ago, and no problems.) Doris **
Magdalena p
Worse insurance EVER.. Had an accident not of our fault and other vehicle had no coverage so we went with our insurance. Been close 2 weeks no reply from them or help.. Oit of car since.. Wth DO NOT GO WITH THEM to safe at long end its more money. 1 start cuz I had to in order to send this warming
Showing 1 - 10 out of 48 reviews


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.