Foremost Signature vs Travelers Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

Foremost Signature VS Travelers
Not Rated
80
What is this?
User Ratings
OptionsForemost Signature Travelers
Rating/Reviews
0 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsForemost Signature Travelers
Call Center RepresentativeThe restAbout average
Insurer WebsiteThe restAbout average
Local AgentBetter than mostAbout average
Overall SatisfactionAbout averageAbout average
Policy OfferingsThe restAbout average
PricingAbout averageThe rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsForemost Signature Travelers
Claim ServicingAbout averageAbout average
Estimation ProcessAbout averageAbout average
First Notice of Loss (FNOL)About averageAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageAbout average
Repair ProcessThe restThe rest
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionForemost Signature Travelers
Central--814 pt
The rest
Florida849 pt
Among the best
810 pt
The rest
Mid-Atlantic--820 pt
The rest
New England803 pt
The rest
804 pt
The rest
New York834 pt
Better than most
821 pt
About average
North Central811 pt
The rest
805 pt
The rest
Southeast796 pt
The rest
822 pt
About average
Southwest--809 pt
The rest
Texas823 pt
About average
--
Mobile App Ratings
RegionForemost Signature Travelers
Android
1,187 Reviews
146 Reviews
iOS
224 Reviews
49 Reviews
Financial Ratings
OptionsForemost Signature Travelers
A.M. BestA+A++
FitchAA-AA
Moody'sAa3Aa2
Standard & Poor'sAA-AA

Auto Insurance Quotes

For Married Drivers

CityForemost Signature Travelers
Austin$82--
Chicago$96$78
Philadelphia--$99
Phoenix$66$81
Santa Monica$119--

For Single Drivers

CityForemost Signature Travelers
Austin$115--
Chicago$133$78
Philadelphia--$125
Phoenix$102$86
Santa Monica$205--

For Male Drivers

CityForemost Signature Travelers
Austin$106--
Chicago$120$76
Philadelphia--$117
Phoenix$89$85
Santa Monica$194--

For Female Drivers

CityForemost Signature Travelers
Austin$90--
Chicago$110$79
Philadelphia--$108
Phoenix$79$82
Santa Monica$130--

For Drivers with Speeding Ticket

CityForemost Signature Travelers
Austin$150--
Chicago$183$100
Philadelphia--$179
Phoenix$150$114
Santa Monica$376--

For Drivers with No Speeding Ticket

CityForemost Signature Travelers
Austin$87--
Chicago$100$73
Philadelphia--$103
Phoenix$70$77
Santa Monica$116--

For Drivers Age Between 18-40

CityForemost Signature Travelers
Austin$123--
Chicago$137$78
Philadelphia--$122
Phoenix$106$89
Santa Monica$225--

For Drivers Age Between 40-65

CityForemost Signature Travelers
Austin$76--
Chicago$90$72
Philadelphia--$90
Phoenix$61$74
Santa Monica$117--

For Drivers Age of 65+

CityForemost Signature Travelers
Austin$90--
Chicago$125$98
Philadelphia--$156
Phoenix$86$98
Santa Monica$96--

For Drivers with Average Credit

CityForemost Signature Travelers
Austin$113--
Chicago$130$85
Philadelphia--$123
Phoenix$99$91
Santa Monica$148--

For Drivers with Fair Credit

CityForemost Signature Travelers
Austin$107--
Chicago$115$89
Philadelphia--$120
Phoenix$75$95
Santa Monica$131--

For Drivers with Good Credit

CityForemost Signature Travelers
Austin$74--
Chicago$96$71
Philadelphia--$91
Phoenix$69$74
Santa Monica$126--

For Drivers with Excellent Credit

CityForemost Signature Travelers
Austin$99--
Chicago$118$66
Philadelphia--$114
Phoenix$93$73
Santa Monica$244--

Quotes & Discounts

Discount typeForemost Signature Travelers
Accident ForgivenessVaries--
Accident FreeVaries--
Advance shopperVaries--
Affinity groupVaries--
AlumniVaries--
Anti-Theft DeviceVaries--
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
DeductibleVaries--
Defensive DriverVariesUp to 8%
Driving HabitsVaries--
Driving trainingVariesUp to 8%
E-billingVaries--
Early QuoteVariesUp to 10%
Good DriverVaries--
Good StudentVariesUp to 8%
Home OwnerVariesUp to 5%
LoyaltyVaries--
Multiple PolicyVariesUp to 13%
Multiple VehicleVariesUp to 8%
OrganizationVaries--
Paid in fullVariesUp to 7.5%
Paperless documentsVaries--
Passive RestraintVaries--
Preferred paymentVariesUp to 3%
PrepayVaries--
Professional organizationVaries--
Roadside AssistanceVaries--
Seat Belt UseVaries--
Signing documents when you buy onlineVaries--
Starting your auto quote onlineVaries--
Student Away at SchoolVariesUp to 7%
Youth DrivingVaries--
Continuous Coverage--Up to 15%
Good Payer--Up to 15%
Hybrid/Electric Vehicle--Up to 10%
Low Mileage--Varies
New Car--Up to 10%
No lapse in coverage--Varies
Safe Driver--Up to 23%

Payment Methods

Discount typeForemost Signature Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Pay Through Your Agent
yes--
Payroll Deduction
yes--
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesForemost Signature Travelers
24/7 serviceyesyes
Accident forgiveness--yes
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesForemost Signature Travelers
Accident Forgiveness
--yes
Gap Insurance
yesyes
Glass Coverage yes--
Legal Defense Costs Coverage
yes--
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes

Uber and Lyft driver insurance

  • Foremost Signature
  • Travelers
  • Both

Compare Insurance Products

ProductForemost Signature Travelers
Accident InsuranceAccident Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Cancer InsuranceCancer Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Critical Illness InsuranceCritical Illness Insuranceyes--
Cyber Liability InsuranceCyber Liability Insurance--yes
Dental InsuranceDental Insuranceyes--
Dwelling Fire InsuranceDwelling Fire Insuranceyesyes
Disability InsuranceDisability Insuranceyes--
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insuranceyes--
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insuranceyes--
Small Business InsuranceSmall Business Insuranceyesyes
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insuranceyes--
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • Foremost Signature Reviews
  • Travelers Reviews
2.7
5 Stars
25 %
4 Stars
13 %
3 Stars
13 %
2 Stars
8 %
1 Star
41 %

Most Positive Review

By
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.

Most Critical Review

By
Foremost Signature provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from Foremost Signature which never arrived, otherwise I would have ended up being uninsured during this time. I called Foremost Signature to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with Foremost Signature was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses Foremost Signature for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is Foremost Signature.

All Reviews

Showing 1 - 10 out of 293 Reviews
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Read reviews that mention

Natalie
I have had this insurance for maybe 6 mos and i will be cancelling at the end of the month and go with the Hartford. Customer service, u call and u hear a child screaming. I could not understand the lady i spoke with My billing is so messed up, i am constantly locked out of my account, and when i do, u get this warning that their system was hacked, my automatic payments for some reason would not go thru, i get a letter stating they have cancelled my insurance and notifying the lender. I finally after 4 calls got online, edited my billing info, and ALAS!!! it happened again. I call again, get a temp password to get onto my account and then it wont let me change my password and obce again i am locked out I give up.
Terry
Brad
Charging me nearly 280$ per month for a 2011 chevy Malibu, AND I'm 50yrs old!! Will be switching very soon
George
Kimberley
Foremost Signature canceled my policy after I paid what was requested online before the cancellation date.
Christopher
Robert
ELIZABETH
Customer service is terrible. I had a no fault claim. They refused to pay for my car rental although I have rental car coverage. They were slow to respond, It was a nightmare! It was the worst experience with an auto insurance company. Guess you get what you pay for.
Don
Carlton
I've had no interaction with Met Life because I've had no accidents or traffic tickets. I've been surprised occasionally when Met Life has increased my premium by 50 cents or so per month without giving me advance notice. I subtract my automatically withdrawn monthly payment in my checkbook and have to make adjustments when my statement comes in.
Showing 1 - 10 out of 293 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.