Car Insurance
- Foremost Signature
- State Farm
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Foremost Signature vs State Farm Car Insurance
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Last Updated: January 2022
Ratings
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Foremost Signature
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State Farm
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Foremost Signature VS State Farm
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User Ratings
| Options | Foremost Signature  | State Farm |
|---|---|---|
| Rating/Reviews | 0 reviews | 2,186 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Foremost Signature | State Farm |
|---|---|---|
| Call Center Representative | The rest | -- |
| Insurer Website | The rest | The rest |
| Local Agent | Better than most | About average |
| Overall Satisfaction | About average | About average |
| Policy Offerings | The rest | About average |
| Pricing | About average | The rest |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Foremost Signature | State Farm |
|---|---|---|
| Claim Servicing | About average | About average |
| Estimation Process | About average | Better than most |
| First Notice of Loss (FNOL) | About average | About average |
| Overall Satisfaction | About average | About average |
| Rental Experience | About average | About average |
| Repair Process | The rest | About average |
| Settlement | About average | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Foremost Signature | State Farm |
|---|---|---|
| California | -- | 813 pt About average |
| Central | -- | 824 pt About average |
| Florida | 849 pt Among the best | 798 pt The rest |
| Mid-Atlantic | -- | 826 pt The rest |
| New England | 803 pt The rest | 838 pt Better than most |
| New York | 834 pt Better than most | 820 pt About average |
| North Central | 811 pt The rest | 840 pt Better than most |
| Northwest | -- | 817 pt About average |
| Southeast | 796 pt The rest | 821 pt About average |
| Southwest | -- | 829 pt Better than most |
| Texas | 823 pt About average | 816 pt The rest |
Mobile App Ratings ℹ
| Region | Foremost Signature | State Farm |
|---|---|---|
| Android | 1,187 Reviews | 12,082 Reviews |
| iOS | 224 Reviews | 288 Reviews |
Financial Ratings
| Options | Foremost Signature | State Farm |
|---|---|---|
| A.M. Best | A+ | A++ |
| Fitch | AA- | -- |
| Moody's | Aa3 | Aa1 |
| Standard & Poor's | AA- | AA |
Auto Insurance Quotes
For Married Drivers
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $82 | $52 |
| Chicago | $96 | $54 |
| Philadelphia | -- | $73 |
| Phoenix | $66 | $72 |
| Santa Monica | $119 | $81 |
For Single Drivers
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $115 | $54 |
| Chicago | $133 | $54 |
| Philadelphia | -- | $74 |
| Phoenix | $102 | $64 |
| Santa Monica | $205 | $117 |
For Male Drivers
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $106 | $52 |
| Chicago | $120 | $53 |
| Philadelphia | -- | $72 |
| Phoenix | $89 | $63 |
| Santa Monica | $194 | $116 |
For Female Drivers
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $90 | $54 |
| Chicago | $110 | $56 |
| Philadelphia | -- | $76 |
| Phoenix | $79 | $73 |
| Santa Monica | $130 | $83 |
For Drivers with Speeding Ticket
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $150 | $66 |
| Chicago | $183 | $60 |
| Philadelphia | -- | $84 |
| Phoenix | $150 | $74 |
| Santa Monica | $376 | $187 |
For Drivers with No Speeding Ticket
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $87 | $50 |
| Chicago | $100 | $53 |
| Philadelphia | -- | $73 |
| Phoenix | $70 | $67 |
| Santa Monica | $116 | $80 |
For Drivers Age Between 18-40
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $123 | $56 |
| Chicago | $137 | $55 |
| Philadelphia | -- | $76 |
| Phoenix | $106 | $65 |
| Santa Monica | $225 | $132 |
For Drivers Age Between 40-65
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $76 | $50 |
| Chicago | $90 | $51 |
| Philadelphia | -- | $69 |
| Phoenix | $61 | $68 |
| Santa Monica | $117 | $79 |
For Drivers Age of 65+
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $90 | $52 |
| Chicago | $125 | $62 |
| Philadelphia | -- | $84 |
| Phoenix | $86 | $80 |
| Santa Monica | $96 | $55 |
For Drivers with Average Credit
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $113 | $60 |
| Chicago | $130 | $62 |
| Philadelphia | -- | $84 |
| Phoenix | $99 | $80 |
| Santa Monica | $148 | $95 |
For Drivers with Fair Credit
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $107 | $58 |
| Chicago | $115 | $60 |
| Philadelphia | -- | $81 |
| Phoenix | $75 | $90 |
| Santa Monica | $131 | $81 |
For Drivers with Good Credit
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $74 | $52 |
| Chicago | $96 | $53 |
| Philadelphia | -- | $72 |
| Phoenix | $69 | $62 |
| Santa Monica | $126 | $89 |
For Drivers with Excellent Credit
| City | Foremost Signature | State Farm |
|---|---|---|
| Austin | $99 | $42 |
| Chicago | $118 | $43 |
| Philadelphia | -- | $59 |
| Phoenix | $93 | $39 |
| Santa Monica | $244 | $131 |
Quotes & Discounts
| Discount type | Foremost Signature | State Farm |
|---|---|---|
| Accident Forgiveness | Varies | -- |
| Accident Free | Varies | Up to 15% |
| Advance shopper | Varies | -- |
| Affinity group | Varies | -- |
| Alumni | Varies | -- |
| Anti-Theft Device | Varies | Up to 15% |
| Anti-lock Brake | Varies | Up to 20% |
| Claims Free Renewal | Varies | Varies |
| Deductible | Varies | -- |
| Defensive Driver | Varies | Up to 5% |
| Driving Habits | Varies | Up to 30% |
| Driving training | Varies | Varies |
| E-billing | Varies | -- |
| Early Quote | Varies | -- |
| Good Driver | Varies | Up to 25% |
| Good Student | Varies | Up to 25% |
| Home Owner | Varies | Varies |
| Loyalty | Varies | Varies |
| Multiple Policy | Varies | Up to 17% |
| Multiple Vehicle | Varies | Up to 20% |
| Organization | Varies | -- |
| Paid in full | Varies | -- |
| Paperless documents | Varies | -- |
| Passive Restraint | Varies | Up to 40% |
| Preferred payment | Varies | -- |
| Prepay | Varies | -- |
| Professional organization | Varies | -- |
| Roadside Assistance | Varies | -- |
| Seat Belt Use | Varies | -- |
| Signing documents when you buy online | Varies | -- |
| Starting your auto quote online | Varies | -- |
| Student Away at School | Varies | Varies |
| Youth Driving | Varies | -- |
| Daytime Running Lights | -- | Varies |
| Good Credit | -- | Up to 80% |
| Low Mileage | -- | Up to 10% |
| Mature driver | -- | Varies |
| Military | -- | Varies |
| New Car | -- | Up to 40% |
| Senior Adult | -- | Varies |
| Travelink | -- | Varies |
| teenSMART | -- | Up to 15% |
Payment Methods
| Discount type | Foremost Signature | State Farm |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| In Person Payment ℹ | -- | |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | |
| Multi-Payment Installment Plans ℹ | | -- |
| Online Payment ℹ | | |
| Pay Through Your Agent ℹ | | |
| Payroll Deduction ℹ | | -- |
| Person 2 Person Payment | -- | |
| Phone Payment ℹ | | |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | Foremost Signature | State Farm |
|---|---|---|
| 24/7 service | | |
| Enhanced towing & substitute coverage | -- | |
| Flexible / convenient payments | | |
| Loyalty rewards program | -- | |
| Mobile app | | |
| Online account management | | |
| Policy bundling discounts | | |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Foremost Signature | State Farm |
|---|---|---|
| Accidental Death, Dismemberment, Disability ℹ | -- | |
| Antique or Collector Car Insurance ℹ | -- | |
| Emergency Assistance Coverage ℹ | -- | |
| Emergency Lockout Coverage ℹ | -- | |
| Gap Insurance ℹ | | -- |
| Glass Coverage | | |
| Legal Defense Costs Coverage ℹ | | -- |
| Mechanical Breakdown Insurance ℹ | -- | |
| New Car Replacement Coverage ℹ | | -- |
| Original Equipment Manufacturer Coverage ℹ | | -- |
| Preferred Repair Services ℹ | -- | |
| Rental Reimbursement ℹ | | |
| Ridesharing Coverage ℹ | -- | |
| Roadside Assistance ℹ | | |
Insurance by State
Uber and Lyft driver insurance
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Compare Insurance Products
| Product | Foremost Signature | State Farm |
|---|---|---|
 Accident Insurance | | -- |
 Personal Articles Insurance | -- | |
 ATV Insurance | -- | |
 Car Insurance | | |
 Boat Insurance | | |
 Business Insurance | -- | |
 Cancer Insurance | | -- |
 Condo Insurance | | |
 Critical Illness Insurance | | -- |
 Dental Insurance | | -- |
 Dwelling Fire Insurance | | |
 Disability Insurance | | |
 Farm Insurance | -- | |
 Flood Insurance | -- | |
 Golf Cart Insurance | -- | |
 Health Insurance | -- | |
 Home Insurance | | |
 Hospital Indemnity Insurance | | -- |
 Identity Theft Insurance | -- | |
 Life Insurance | | |
 Long-Term Care Insurance | -- | |
 Mobile Home Insurance | -- | |
 Motorcycle Insurance | -- | |
 Renters Insurance | | |
 Ridesharing Insurance | -- | |
 RV Insurance | | |
 Small Business Insurance | | -- |
 Snowmobile insurance | -- | |
 Umbrella Insurance | | |
 Vision Insurance | | -- |
User Reviews
- Foremost Signature Reviews
- State Farm Reviews
2.7
293 Reviews
5 Stars
25 %
4 Stars
13 %
3 Stars
13 %
2 Stars
8 %
1 Star
41 %
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
