Foremost vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Foremost
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Foremost VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsForemost Nationwide
Rating/Reviews
10 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsForemost Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsForemost Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionForemost Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionForemost Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsForemost Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityForemost Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityForemost Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityForemost Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityForemost Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityForemost Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityForemost Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityForemost Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityForemost Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityForemost Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityForemost Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityForemost Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityForemost Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityForemost Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeForemost Nationwide
Accident ForgivenessVariesVaries
Accident FreeVariesVaries
Advance shopperVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Continuous CoverageVaries--
Daytime Running LightsVaries--
DeductibleVaries--
Defensive DriverVariesUp to 10%
Early QuoteVaries--
Good DriverVariesUp to 10%
Home OwnerVaries--
Mature driverVaries--
Multiple PolicyVariesUp to 25%
Multiple VehicleVariesUp to 20%
Paid in fullVaries--
Paperless documentsVariesVaries
Passive RestraintVaries--
Preferred paymentVariesVaries
Prior carrierVaries--
Provider SwitchVaries--
Senior AdultVaries--
Student Away at SchoolVaries--
VIN EtchingVaries--
teenSMARTVaries--
Affinity group--Varies
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Student--Up to 15%
Organization--Up to 10%
SmartRide--Up to 10%

Payment Methods

Discount typeForemost Nationwide
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
Mail Payment
yesyes
Money Transfer
yes--
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
yes--
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesForemost Nationwide
24/7 serviceyes--
Accident forgivenessyes--
Flexible / convenient paymentsyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesForemost Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
yes--
Gap Insurance
yesyes
Original Equipment Manufacturer Coverage
yes--
Personal Auto Plus
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes
Work Loss Coverage
yes--

SR‌-22 Insurance by State

  • Foremost
  • Nationwide
  • Both

Compare Insurance Products

ProductForemost Nationwide
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes

User Reviews

  • Foremost Reviews
  • Nationwide Reviews
3.3
5 Stars
40 %
3 Stars
30 %
2 Stars
10 %
1 Star
20 %

Most Positive Review

By Beth
No complaints just price

Most Critical Review

By Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!

All Reviews

Showing 1 - 10 out of 10 Reviews
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Read reviews that mention

Dallas
Travis
They tell u one price and it end up something else
Pamela
Well I was insured with them but everything was set up through my husband our fees were expensive because he had a terrible driving record so I understood why. Then he suddenly passed away it took me a while to make the phone calls to people and businesses that you need to tell them about his passing... When I did they still left insurance in his name, they didn't refund me any of the money from his policy he hadn't used for like a whole year. And on top of it they kept my rate really really high, and I've only had 1 ticket ever and that was 20 years ago I've been driving 28 years. Then they raised my insurance by almost double. So im leaving them.
Beth
No complaints just price
Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!
Sandra
Found people who have foremost with multiple issues and large history being quoted less that myself
Ryan
Ryan
Diane
Diane

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.