Foremost vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Foremost
Not Rated
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Foremost VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsForemost Mercury
Rating/Reviews
10 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsForemost Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsForemost Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionForemost Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionForemost Mercury
Android--
161 Reviews
Financial Ratings
OptionsForemost Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityForemost Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityForemost Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityForemost Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityForemost Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityForemost Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityForemost Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityForemost Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityForemost Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityForemost Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityForemost Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityForemost Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityForemost Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityForemost Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeForemost Mercury
Accident ForgivenessVaries--
Accident FreeVaries--
Advance shopperVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Continuous CoverageVaries--
Daytime Running LightsVaries--
DeductibleVaries--
Defensive DriverVaries--
Early QuoteVaries--
Good DriverVariesUp to 18%
Home OwnerVaries--
Mature driverVaries--
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesUp to 26%
Paid in fullVariesVaries
Paperless documentsVaries--
Passive RestraintVariesUp to 5%
Preferred paymentVaries--
Prior carrierVaries--
Provider SwitchVaries--
Senior AdultVariesVaries
Student Away at SchoolVariesUp to 10%
VIN EtchingVariesVaries
teenSMARTVaries--
Federal Employee--Varies
Good Credit--Up to 73%
Good Student--Up to 10%
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Professional organization--Varies
Public Safety Professional--Varies

Payment Methods

Discount typeForemost Mercury
Automatic Online Payment
yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
yesyes
Money Transfer
yes--
Online Payment
yesyes
Pay Through Your Agent
yes--
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesForemost Mercury
24/7 serviceyesyes
Accident forgivenessyes--
Flexible / convenient paymentsyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesForemost Mercury
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Gap Insurance
yes--
Original Equipment Manufacturer Coverage
yes--
Personal Auto Plus
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Work Loss Coverage
yes--

Uber and Lyft driver insurance

  • Foremost
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Foremost
  • Mercury
  • Both

Compare Insurance Products

ProductForemost Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Foremost Reviews
  • Mercury Reviews
3.3
5 Stars
40 %
3 Stars
30 %
2 Stars
10 %
1 Star
20 %

Most Positive Review

By Beth
No complaints just price

Most Critical Review

By Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!

All Reviews

Showing 1 - 10 out of 10 Reviews
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Read reviews that mention

Dallas
Travis
They tell u one price and it end up something else
Pamela
Well I was insured with them but everything was set up through my husband our fees were expensive because he had a terrible driving record so I understood why. Then he suddenly passed away it took me a while to make the phone calls to people and businesses that you need to tell them about his passing... When I did they still left insurance in his name, they didn't refund me any of the money from his policy he hadn't used for like a whole year. And on top of it they kept my rate really really high, and I've only had 1 ticket ever and that was 20 years ago I've been driving 28 years. Then they raised my insurance by almost double. So im leaving them.
Beth
No complaints just price
Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!
Sandra
Found people who have foremost with multiple issues and large history being quoted less that myself
Ryan
Ryan
Diane
Diane

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.