Foremost vs GEICO Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Foremost
Not Rated
What is this?

Insurify Composite Score

GEICO
88
What is this?

Insurify Composite Score

Foremost VS GEICO
Not Rated
88
What is this?
User Ratings
OptionsForemost GEICO
Rating/Reviews
10 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsForemost GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsForemost GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionForemost GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionForemost GEICO
Android--
147,062 Reviews
iOS--
446,400 Reviews
Financial Ratings
OptionsForemost GEICO
A.M. Best--A++
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityForemost GEICO
Austin--$59
Chicago--$67
Philadelphia--$88
Phoenix--$38
Santa Monica--$48

For Single Drivers

CityForemost GEICO
Austin--$62
Chicago--$68
Philadelphia--$92
Phoenix--$44
Santa Monica--$129

For Male Drivers

CityForemost GEICO
Austin--$59
Chicago--$71
Philadelphia--$92
Phoenix--$42
Santa Monica--$123

For Female Drivers

CityForemost GEICO
Austin--$62
Chicago--$64
Philadelphia--$87
Phoenix--$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityForemost GEICO
Austin--$74
Chicago--$92
Philadelphia--$128
Phoenix--$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityForemost GEICO
Austin--$58
Chicago--$62
Philadelphia--$84
Phoenix--$36
Santa Monica--$77

For Drivers Age Between 18-40

CityForemost GEICO
Austin--$63
Chicago--$71
Philadelphia--$98
Phoenix--$45
Santa Monica--$149

For Drivers Age Between 40-65

CityForemost GEICO
Austin--$54
Chicago--$61
Philadelphia--$79
Phoenix--$35
Santa Monica--$40

For Drivers Age of 65+

CityForemost GEICO
Austin--$75
Chicago--$78
Philadelphia--$99
Phoenix--$48
Santa Monica--$41

For Drivers with Average Credit

CityForemost GEICO
Austin--$68
Chicago--$70
Philadelphia--$94
Phoenix--$43
Santa Monica--$76

For Drivers with Fair Credit

CityForemost GEICO
Austin--$71
Chicago--$74
Philadelphia--$104
Phoenix--$43
Santa Monica--$56

For Drivers with Good Credit

CityForemost GEICO
Austin--$55
Chicago--$66
Philadelphia--$84
Phoenix--$37
Santa Monica--$60

For Drivers with Excellent Credit

CityForemost GEICO
Austin--$48
Chicago--$60
Philadelphia--$77
Phoenix--$41
Santa Monica--$161

Quotes & Discounts

Discount typeForemost GEICO
Accident ForgivenessVaries--
Accident FreeVariesVaries
Advance shopperVaries--
Anti-Theft DeviceVariesUp to 25%
Anti-lock BrakeVariesUp to 5%
Claims Free RenewalVaries--
Continuous CoverageVaries--
Daytime Running LightsVariesUp to 3%
DeductibleVaries--
Defensive DriverVariesVaries
Early QuoteVaries--
Good DriverVariesUp to 26%
Home OwnerVaries--
Mature driverVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
Paid in fullVaries--
Paperless documentsVaries--
Passive RestraintVariesUp to 25%
Preferred paymentVaries--
Prior carrierVaries--
Provider SwitchVaries--
Senior AdultVariesVaries
Student Away at SchoolVaries--
VIN EtchingVaries--
teenSMARTVariesVaries
Driving training--Varies
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Good Student--Up to 15%
Military--Up to 15%
Organization--Varies
Seat Belt Use--Up to 15%

Payment Methods

Discount typeForemost GEICO
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Money Transfer
yes--
Multi-Payment Installment Plans
--yes
Online Payment
yes--
Pay Through Your Agent
yes--
Phone Payment
yesyes

Features and Services

Features and ServicesForemost GEICO
24/7 serviceyesyes
Accident forgivenessyesyes
Flexible / convenient paymentsyes--
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alerts--yes

Optional Coverages

Optional CoveragesForemost GEICO
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Gap Insurance
yes--
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Personal Auto Plus
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes
Work Loss Coverage
yes--

Uber and Lyft driver insurance

  • Foremost
  • GEICO
  • Both

SR‌-22 Insurance by State

  • Foremost
  • GEICO
  • Both

Compare Insurance Products

ProductForemost GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Foremost Reviews
  • GEICO Reviews
3.3
5 Stars
40 %
3 Stars
30 %
2 Stars
10 %
1 Star
20 %

Most Positive Review

By Beth
No complaints just price

Most Critical Review

By Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!

All Reviews

Showing 1 - 10 out of 10 Reviews
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Read reviews that mention

Dallas
Travis
They tell u one price and it end up something else
Pamela
Well I was insured with them but everything was set up through my husband our fees were expensive because he had a terrible driving record so I understood why. Then he suddenly passed away it took me a while to make the phone calls to people and businesses that you need to tell them about his passing... When I did they still left insurance in his name, they didn't refund me any of the money from his policy he hadn't used for like a whole year. And on top of it they kept my rate really really high, and I've only had 1 ticket ever and that was 20 years ago I've been driving 28 years. Then they raised my insurance by almost double. So im leaving them.
Beth
No complaints just price
Lisa
Not happy with the service from the agent or the insurance company correcting The information for the hours driver discount that we were supposed to get. The accident that was reported incorrectly caused us to pay severely higher rates. When the information was corrected it was than planned on my husband who had not had it on his record because it was not his.i showed it was not mine and it automatically was added to him. Not happy with this because of the super high rates we were incorrectly caused to pay!!!!
Sandra
Found people who have foremost with multiple issues and large history being quoted less that myself
Ryan
Ryan
Diane
Diane

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.