First Chicago vs National General Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes
Last Updated: January 2022


Insurify Composite Score

First Chicago
Not Rated
What is this?

Insurify Composite Score

National General
What is this?

Insurify Composite Score

First Chicago VS National General
Not Rated
What is this?
User Ratings
OptionsFirst Chicago National General
6 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionFirst Chicago National General
Southeast--810 pt
The rest
Financial Ratings
OptionsFirst Chicago National General
A.M. Best--A-

Auto Insurance Quotes

For Married Drivers

CityFirst Chicago National General

For Single Drivers

CityFirst Chicago National General

For Male Drivers

CityFirst Chicago National General

For Female Drivers

CityFirst Chicago National General

For Drivers with Speeding Ticket

CityFirst Chicago National General

For Drivers with No Speeding Ticket

CityFirst Chicago National General

For Drivers Age Between 18-40

CityFirst Chicago National General

For Drivers Age Between 40-65

CityFirst Chicago National General

For Drivers Age of 65+

CityFirst Chicago National General

For Drivers with Average Credit

CityFirst Chicago National General

For Drivers with Fair Credit

CityFirst Chicago National General

For Drivers with Good Credit

CityFirst Chicago National General

For Drivers with Excellent Credit

CityFirst Chicago National General

Quotes & Discounts

Discount typeFirst Chicago National General
Anti-Theft DeviceUp to 20%Varies
Claims Free RenewalUp to 20%--
Multiple VehicleUp to 15%Varies
Defensive DriverUp to 5%--
Good DriverUp to 5%Varies
Good StudentUp to 5%--
Home OwnerUp to 5%--
Paid in fullUp to 5%Varies
Advance shopperVaries--
Anti-lock BrakeVariesVaries
Continuous CoverageVaries--
Current insuranceVaries--
Early QuoteVaries--
Mature driverVaries--
No lapse in coverageVaries--
Occasional driverVaries--
Prior carrierVaries--
Provider SwitchVaries--
VIN EtchingVaries--
Affinity group--Varies
Low Mileage--Varies
Multiple Policy--Varies

Payment Methods

Discount typeFirst Chicago National General
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
In Person Payment
Mail Payment
Online Payment
Phone Payment

Features and Services

Features and ServicesFirst Chicago National General
24/7 serviceyesyes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyes--

Optional Coverages

Optional CoveragesFirst Chicago National General
Antique or Collector Car Insurance
Emergency Assistance Coverage
New Car Replacement Coverage
Rental Reimbursement
Roadside Assistance

Insurance by State

Car Insurance

  • First Chicago
  • National General
  • Both

Online Quoting by State

  • First Chicago
  • National General
  • Both

SR‌-22 Insurance by State

  • First Chicago
  • National General
  • Both

Compare Insurance Products

User Reviews

  • First Chicago Reviews
  • National General Reviews
5 Stars
50 %
3 Stars
17 %
1 Star
33 %

Most Positive Review

By Lynn
It's my choice I just need a lower rate

Most Critical Review

By Vincent

All Reviews

Showing 1 - 6 out of 6 Reviews
Sort by

Read reviews that mention

maria diaz
Es barato y miy Buena aseguranza
If I could give them zero stars I would. I was in a wreck that was not my fault and had a very hard time communicating with this company. That should've been my first red flag. I drive a Chevy 1500 Silverado and needed a like kind rental car for my business to operate. I got a Tahoe as a rental car so I could continue working then when it came time to get a check they did not even give me half for the rental car. What they never mentioned (because they were impossible to get ahold of) was that you only get $29 a day for a vehicle. I WAS NEVER TOLD THIS. So now I am out over $1000 and they have taken zero responsibility. If you get in a wreck and they have this insurance company try like HELL to settle without getting insurance involved because you will hate them as much as I did. TRASH company. TRASH employees. TRASH communication. and TRASH management. ABSOLUTE GARBAGE.
Quinica Darden
They suck majorly. I've paid all this money every month, then something finally happens. These people have had my car for the longest, and they haven't called me to update me on anything. They are moving extremely slow with my process. Ive been in this rental for 2 weeks now and have had to pay 599.00 for the two weeks. They will only reimburse me up to 420.00 of that. Now I have to keep the rental longer and pay more because they took their sweet time with my claim, and still don't have any information to give me about my car that they still have in their possession. People pay their money to feel safe and secure, and know they will be taken care of. Even their managememt promised to call me back to update me and still didn't. I never got one call from my claims officer ever. I had to call them because they xan take my money but dont know how to contact you and update you on tue status of your property. I feel scammed. I feel like Ive been jipped out if everything. I would not recomment these people. I would give them 0 stars if that was an option. I payed full coverage service to barely receive service at all. I want to say so much more, but its beneath me. It's been 30 days now and still no answer from them. I cant wait to get my property back. 1st chicago will not get another dime from me. Im switching to Progressive. They might cist more, but they take better care of their people, and actually care. I can't believe I stayed with this company for as ling as I did.
Misty cooksey
5 stars
It's my choice I just need a lower rate


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.