First Chicago vs Foremost Signature Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

First Chicago
Not Rated
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

First Chicago VS Foremost Signature
Not Rated
Not Rated
What is this?
User Ratings
OptionsFirst Chicago Foremost Signature
Rating/Reviews
6 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFirst Chicago Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFirst Chicago Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionFirst Chicago Foremost Signature
Florida--849 pt
Among the best
New England--803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionFirst Chicago Foremost Signature
Android--
1,187 Reviews
iOS--
224 Reviews
Financial Ratings
OptionsFirst Chicago Foremost Signature
A.M. Best--A+
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityFirst Chicago Foremost Signature
Austin--$82
Chicago$47$96
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityFirst Chicago Foremost Signature
Austin--$115
Chicago$58$133
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityFirst Chicago Foremost Signature
Austin--$106
Chicago$55$120
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityFirst Chicago Foremost Signature
Austin--$90
Chicago$49$110
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityFirst Chicago Foremost Signature
Austin--$150
Chicago$74$183
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityFirst Chicago Foremost Signature
Austin--$87
Chicago$48$100
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityFirst Chicago Foremost Signature
Austin--$123
Chicago$64$137
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityFirst Chicago Foremost Signature
Austin--$76
Chicago$43$90
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityFirst Chicago Foremost Signature
Austin--$90
Chicago$41$125
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityFirst Chicago Foremost Signature
Austin--$113
Chicago$56$130
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityFirst Chicago Foremost Signature
Austin--$107
Chicago$52$115
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityFirst Chicago Foremost Signature
Austin--$74
Chicago$46$96
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityFirst Chicago Foremost Signature
Austin--$99
Chicago$55$118
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeFirst Chicago Foremost Signature
Anti-Theft DeviceUp to 20%Varies
Claims Free RenewalUp to 20%Varies
Multiple VehicleUp to 15%Varies
Defensive DriverUp to 5%Varies
Good DriverUp to 5%Varies
Good StudentUp to 5%Varies
Home OwnerUp to 5%Varies
Paid in fullUp to 5%Varies
Advance shopperVariesVaries
Anti-lock BrakeVariesVaries
Continuous CoverageVaries--
Current insuranceVaries--
Early QuoteVariesVaries
LoyaltyVariesVaries
Mature driverVaries--
No lapse in coverageVaries--
Occasional driverVaries--
Prior carrierVaries--
Provider SwitchVaries--
VIN EtchingVaries--
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Alumni--Varies
Deductible--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Multiple Policy--Varies
Organization--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Student Away at School--Varies
Youth Driving--Varies

Payment Methods

Discount typeFirst Chicago Foremost Signature
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Phone Payment
yesyes
Prepayment
yesyes

Features and Services

Features and ServicesFirst Chicago Foremost Signature
24/7 serviceyesyes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFirst Chicago Foremost Signature
Gap Insurance
--yes
Glass Coverage --yes
Legal Defense Costs Coverage
--yes
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Insurance by State

Uber and Lyft driver insurance

  • First Chicago
  • Foremost Signature
  • Both

Compare Insurance Products

ProductFirst Chicago Foremost Signature
Accident InsuranceAccident Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insurance--yes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes
Vision InsuranceVision Insurance--yes

User Reviews

  • First Chicago Reviews
  • Foremost Signature Reviews
3.3
5 Stars
50 %
3 Stars
17 %
1 Star
33 %

Most Positive Review

By Lynn
It's my choice I just need a lower rate

Most Critical Review

By Vincent
TOO EXPENSIVE!!

All Reviews

Showing 1 - 6 out of 6 Reviews
Sort by

Read reviews that mention

maria diaz
Es barato y miy Buena aseguranza
Tracy
If I could give them zero stars I would. I was in a wreck that was not my fault and had a very hard time communicating with this company. That should've been my first red flag. I drive a Chevy 1500 Silverado and needed a like kind rental car for my business to operate. I got a Tahoe as a rental car so I could continue working then when it came time to get a check they did not even give me half for the rental car. What they never mentioned (because they were impossible to get ahold of) was that you only get $29 a day for a vehicle. I WAS NEVER TOLD THIS. So now I am out over $1000 and they have taken zero responsibility. If you get in a wreck and they have this insurance company try like HELL to settle without getting insurance involved because you will hate them as much as I did. TRASH company. TRASH employees. TRASH communication. and TRASH management. ABSOLUTE GARBAGE.
Quinica Darden
They suck majorly. I've paid all this money every month, then something finally happens. These people have had my car for the longest, and they haven't called me to update me on anything. They are moving extremely slow with my process. Ive been in this rental for 2 weeks now and have had to pay 599.00 for the two weeks. They will only reimburse me up to 420.00 of that. Now I have to keep the rental longer and pay more because they took their sweet time with my claim, and still don't have any information to give me about my car that they still have in their possession. People pay their money to feel safe and secure, and know they will be taken care of. Even their managememt promised to call me back to update me and still didn't. I never got one call from my claims officer ever. I had to call them because they xan take my money but dont know how to contact you and update you on tue status of your property. I feel scammed. I feel like Ive been jipped out if everything. I would not recomment these people. I would give them 0 stars if that was an option. I payed full coverage service to barely receive service at all. I want to say so much more, but its beneath me. It's been 30 days now and still no answer from them. I cant wait to get my property back. 1st chicago will not get another dime from me. Im switching to Progressive. They might cist more, but they take better care of their people, and actually care. I can't believe I stayed with this company for as ling as I did.
Misty cooksey
5 stars
Lynn
It's my choice I just need a lower rate
Vincent
TOO EXPENSIVE!!

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.