Quotes & Discounts
| State | Farmers | Root |
|---|---|---|
| California | $33/mo |
--
|
| Hawaii | $38/mo |
--
|
| Discount Type | Farmers | Root |
|---|---|---|
| Prepay Discount |
Varies
|
-- |
| Preferred payment discount |
Varies
|
-- |
| E-billing Discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
Varies |
| Claims Free Renewal Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| Driving Habits Discount |
Varies
|
Varies |
| Driving training discount |
Varies
|
-- |
| VIN Etching |
Varies
|
-- |
| Good Student Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
Varies
|
-- |
| Military Discount |
Varies
|
-- |
| Senior Adult Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Loyalty Discount |
Varies
|
Varies |
| Mature driver discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
Varies |
| On Your Own Discount |
Varies
|
-- |
| Good Payer Discount |
Varies
|
-- |
| Organization Discount |
Varies
|
-- |
| Provider Switch Discount |
Varies
|
-- |
| Eco-nomy Car Discount |
up to 5%
|
-- |
| TeenSmart Discount |
Varies
|
-- |
| Defensive Driver Discount |
Varies
|
Varies |
| Daytime Running Lights Discount |
Varies
|
-- |
| Seat Belt Use Discount |
--
|
Varies |
| Professional organization discount |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
-- |
| Youth Driving Discount |
Varies
|
-- |
| Electronic Stability Control |
Varies
|
-- |
| Multiple Policy Discount |
up to 10%
|
-- |
| Family Discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
Varies |
Optional Coverages
| Coverage Type | Farmers | Root |
|---|---|---|
| Vanishing Deductible |
|
--
|
| Small Claim Forgiveness |
|
--
|
| Comprehensive Claim Forgiveness |
|
--
|
| Glass Coverage |
|
|
| Roadside Assistance |
|
|
| New Car Replacement Coverage |
|
--
|
| Loss of Use Coverage |
|
--
|
| Umbrella Policy |
|
--
|
| Ridesharing Coverage |
|
|
| No Fault Coverage |
|
--
|
| Gap Insurance |
--
|
|
| Rental Reimbursement |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Incident Forgiveness |
|
--
|
| Accident Forgiveness |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
| Personal/Upgraded Item Coverage |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| SR-22 Coverage |
--
|
|
Insurance by State
- Farmers
- Root
- Both
Uber and Lyft driver insurance:
- Farmers
- Root
- Both
SR-22 Insurance by State
- Farmers
- Root
- Both
Compare Insurance Products
| Product | Farmers | Root |
|---|---|---|
 Business Insurance |
|
--
|
 Car Insurance |
|
--
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
--
|
 Earthquake Insurance |
|
--
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
--
|
 Life Insurance |
|
--
|
 Mobile Home Insurance |
|
--
|
 Motorcycle Insurance |
|
--
|
 Pet Insurance |
|
--
|
 Recreational Insurance |
|
--
|
 Renters Insurance |
|
--
|
 Umbrella Insurance |
|
--
|
User Reviews
5 Stars
40%
4 Stars
19%
3 Stars
16%
2 Stars
7%
1 Star
15%
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
November 25, 2017