Ratings
Auto Insurance Quotes
For Drivers with a Speeding Ticket
For Drivers with No Speeding Ticket
For Drivers with Average Credit
Quotes & Discounts
| State | Farmers | Root |
|---|---|---|
| California | $33/mo |
--
|
| Hawaii | $38/mo |
--
|
| Discount Type | Farmers | Root |
|---|---|---|
| Multiple Policy Discount |
up to 10%
|
-- |
| EV/Hybrid Discount |
up to 5%
|
-- |
| Preferred payment discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Provider Switch Discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
Varies |
| Mature driver discount |
Varies
|
-- |
| Professional organization discount |
Varies
|
-- |
| Senior Adult Discount |
Varies
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Driving training discount |
Varies
|
-- |
| Electronic Stability Control |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| Driving Habits Discount |
Varies
|
Varies |
| Family Discount |
Varies
|
-- |
| Good Payer Discount |
Varies
|
-- |
| Claims Free Renewal Discount |
Varies
|
-- |
| On Your Own Discount |
Varies
|
-- |
| Organization Discount |
Varies
|
-- |
| Anti-Theft Device Discount |
Varies
|
-- |
| Defensive Driver Discount |
Varies
|
Varies |
| E-billing Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
Varies |
| Good Student Discount |
Varies
|
-- |
| Loyalty Discount |
Varies
|
Varies |
| Military Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
Varies
|
-- |
| Youth Driving Discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
-- |
| Prepay Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
-- |
| teenSMART Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
-- |
| VIN Etching |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
-- |
| Seat Belt Use Discount |
--
|
Varies |
Optional Coverages
| Coverage Type | Farmers | Root |
|---|---|---|
| Accident Forgiveness |
|
--
|
| Comprehensive Claim Forgiveness |
|
|
| Glass Coverage |
|
|
| Incident Forgiveness |
|
--
|
| Loss of Use Coverage |
|
--
|
| New Car Replacement Coverage |
|
--
|
| No Fault Coverage |
|
--
|
| Personal/Upgraded Item Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Small Claim Forgiveness |
|
--
|
| Umbrella Policy |
|
--
|
| Antique or Collector Car Insurance |
|
--
|
| Vanishing Deductible |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
| Ridesharing Coverage |
|
|
| Emergency Lockout Coverage |
|
--
|
| SR-22 Coverage |
--
|
|
| Gap Insurance |
--
|
|
Insurance by State
- Farmers
- Root
- Both
Uber and Lyft driver insurance:
- Farmers
- Root
- Both
SR-22 Insurance by State
- Farmers
- Root
- Both
Compare Insurance Products
| Product | Farmers | Root |
|---|---|---|
 Business Insurance |
|
--
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
--
|
 Earthquake Insurance |
|
--
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
--
|
 Life Insurance |
|
--
|
 Mobile Home Insurance |
|
--
|
 Motorcycle Insurance |
|
--
|
 Pet Insurance |
|
--
|
 Recreational Insurance |
|
--
|
 Renters Insurance |
|
--
|
 Umbrella Insurance |
|
--
|
User Reviews
5 Stars
34%
4 Stars
9%
3 Stars
7%
2 Stars
8%
1 Star
43%
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
5 Stars
22%
4 Stars
8%
3 Stars
12%
2 Stars
4%
1 Star
55%
Most Helpful Review
By Kolton
June 24, 2019
June 24, 2019
Great rates
Most Recent Review
By Kolton
June 24, 2019
June 24, 2019
Great rates
November 25, 2017