Ratings
Quotes & Discounts
| State | Farmers | Root |
|---|---|---|
| California | $33/mo |
--
|
| Hawaii | $38/mo |
--
|
| Discount Type | Farmers | Root |
|---|---|---|
| Affinity group discount |
Varies
|
-- |
| Provider Switch Discount |
Varies
|
-- |
| Prepay Discount |
Varies
|
-- |
| Driving training discount |
Varies
|
-- |
| Anti-Theft Device Discount |
Varies
|
-- |
| EV/Hybrid Discount |
up to 5%
|
-- |
| Good Driver Discount |
Varies
|
Varies |
| Professional organization discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
Varies |
| Organization Discount |
Varies
|
-- |
| Seat Belt Use Discount |
--
|
Varies |
| teenSMART Discount |
Varies
|
-- |
| Family Discount |
Varies
|
-- |
| Senior Adult Discount |
Varies
|
-- |
| Defensive Driver Discount |
Varies
|
Varies |
| E-billing Discount |
Varies
|
-- |
| Youth Driving Discount |
Varies
|
-- |
| Multiple Policy Discount |
up to 10%
|
-- |
| VIN Etching |
Varies
|
-- |
| Good Payer Discount |
Varies
|
-- |
| Claims Free Renewal Discount |
Varies
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
-- |
| Paid in full discount |
Varies
|
Varies |
| On Your Own Discount |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
-- |
| Military Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
-- |
| Electronic Stability Control |
Varies
|
-- |
| Good Student Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
Varies |
| Mature driver discount |
Varies
|
-- |
| Loyalty Discount |
Varies
|
Varies |
| Preferred payment discount |
Varies
|
-- |
| Driving Habits Discount |
Varies
|
Varies |
| Multiple Vehicle Discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | Farmers | Root |
|---|---|---|
| Ridesharing Coverage |
|
|
| Antique or Collector Car Insurance |
|
--
|
| Comprehensive Claim Forgiveness |
|
|
| Small Claim Forgiveness |
|
--
|
| Roadside Assistance |
|
|
| No Fault Coverage |
|
--
|
| Accident Forgiveness |
|
--
|
| Personal/Upgraded Item Coverage |
|
--
|
| Vanishing Deductible |
|
--
|
| Loss of Use Coverage |
|
--
|
| Gap Insurance |
--
|
|
| Umbrella Policy |
|
--
|
| SR-22 Coverage |
--
|
|
| Rental Reimbursement |
|
|
| New Car Replacement Coverage |
|
--
|
| Glass Coverage |
|
|
| Incident Forgiveness |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
Insurance by State
- Farmers
- Root
- Both
Uber and Lyft driver insurance:
- Farmers
- Root
- Both
SR-22 Insurance by State
- Farmers
- Root
- Both
Compare Insurance Products
| Product | Farmers | Root |
|---|---|---|
 Business Insurance |
|
--
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
--
|
 Earthquake Insurance |
|
--
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
--
|
 Life Insurance |
|
--
|
 Mobile Home Insurance |
|
--
|
 Motorcycle Insurance |
|
--
|
 Pet Insurance |
|
--
|
 Recreational Insurance |
|
--
|
 Renters Insurance |
|
--
|
 Umbrella Insurance |
|
--
|
User Reviews
5 Stars
40%
4 Stars
19%
3 Stars
16%
2 Stars
7%
1 Star
15%
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
November 25, 2017