Farmers vs Hastings Mutual Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Farmers
85
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Insurify Composite Score

Hastings Mutual
Not Rated
What is this?

Insurify Composite Score

Farmers VS Hastings Mutual
85
Not Rated
What is this?
User Ratings
OptionsFarmers Hastings Mutual
Rating/Reviews
506 reviews
4 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarmers Hastings Mutual
Insurer WebsiteAbout average--
Local AgentAbout average--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarmers Hastings Mutual
Claim ServicingAbout average--
Estimation ProcessAbout average--
First Notice of Loss (FNOL)About average--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessThe rest--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionFarmers Hastings Mutual
California795 pt
The rest
--
Central821 pt
About average
--
Florida820 pt
About average
--
Mid-Atlantic814 pt
The rest
--
North Central808 pt
The rest
--
Northwest785 pt
The rest
--
Southwest797 pt
The rest
--
Texas822 pt
About average
--
Mobile App Ratings
RegionFarmers Hastings Mutual
Android
2,565 Reviews
--
iOS
538 Reviews
--
Financial Ratings
OptionsFarmers Hastings Mutual
A.M. BestA--
FitchA+--
Moody'sA2--
Standard & Poor'sA--

Auto Insurance Quotes

For Married Drivers

CityFarmers Hastings Mutual
Chicago$124$143
Phoenix$126--
Santa Monica$120--

For Single Drivers

CityFarmers Hastings Mutual
Chicago$117$145
Phoenix$120--
Santa Monica$263--

For Male Drivers

CityFarmers Hastings Mutual
Chicago$129$139
Phoenix$129--
Santa Monica$269--

For Female Drivers

CityFarmers Hastings Mutual
Chicago$112$149
Phoenix$117--
Santa Monica$114--

For Drivers with Speeding Ticket

CityFarmers Hastings Mutual
Chicago$163$267
Phoenix$157--
Santa Monica$302--

For Drivers with No Speeding Ticket

CityFarmers Hastings Mutual
Chicago$111$118
Phoenix$116--
Santa Monica$168--

For Drivers Age Between 18-40

CityFarmers Hastings Mutual
Chicago$120$156
Phoenix$123--
Santa Monica$303--

For Drivers Age Between 40-65

CityFarmers Hastings Mutual
Chicago$115$133
Phoenix$118--
Santa Monica$104--

For Drivers Age of 65+

CityFarmers Hastings Mutual
Chicago$142$142
Phoenix$143--
Santa Monica$101--

For Drivers with Average Credit

CityFarmers Hastings Mutual
Chicago$116$156
Phoenix$123--
Santa Monica$149--

For Drivers with Fair Credit

CityFarmers Hastings Mutual
Chicago$132$154
Phoenix$134--
Santa Monica$134--

For Drivers with Good Credit

CityFarmers Hastings Mutual
Chicago$126$139
Phoenix$128--
Santa Monica$140--

For Drivers with Excellent Credit

CityFarmers Hastings Mutual
Chicago$108$126
Phoenix$108--
Santa Monica$343--

Quotes & Discounts

Discount typeFarmers Hastings Mutual
Multiple PolicyUp to 10%--
EV/HybridUp to 5%--
Affinity groupVaries--
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Daytime Running LightsVaries--
Defensive DriverVaries--
Driving HabitsVaries--
Driving trainingVaries--
E-billingVaries--
Early QuoteVaries--
Electronic Stability ControlVaries--
FamilyVaries--
Good DriverVaries--
Good PayerVaries--
Good StudentVaries--
Home OwnerVaries--
LoyaltyVaries--
Mature driverVaries--
MilitaryVaries--
Multiple VehicleVaries--
On Your OwnVaries--
OrganizationVaries--
Paid in fullVaries--
Paperless documentsVaries--
Passive RestraintVaries--
Preferred paymentVaries--
PrepayVaries--
Professional organizationVaries--
Provider SwitchVaries--
Senior AdultVaries--
Student Away at SchoolVaries--
VIN EtchingVaries--
Youth DrivingVaries--
teenSMARTVaries--

Payment Methods

Discount typeFarmers Hastings Mutual
Automatic Online Payment
yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
In Person Payment
yes--
Mail Payment
yes--
Mobile App Payments
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
yes--

Features and Services

Features and ServicesFarmers Hastings Mutual
Accident forgivenessyes--
Flexible / convenient paymentsyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyes--

Optional Coverages

Optional CoveragesFarmers Hastings Mutual
Accident Forgiveness
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
yes--
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
--yes
Gap Insurance
--yes
Glass Coverage yes--
Incident Forgiveness
yes--
Loss of Use Coverage
yes--
New Car Replacement Coverage
yesyes
No Fault Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Personal/Upgraded Item Coverage
yes--
Pet Coverage
--yes
Rental Reimbursement
yes--
Ridesharing Coverage
yes--
Roadside Assistance
yesyes
Small Claim Forgiveness
yes--
Umbrella Policy
yes--
Vanishing Deductible
yes--

Insurance by State

Car Insurance

  • Farmers
  • Hastings Mutual
  • Both

Uber and Lyft driver insurance

  • Farmers
  • Hastings Mutual
  • Both

SR‌-22 Insurance by State

  • Farmers
  • Hastings Mutual
  • Both

Compare Insurance Products

ProductFarmers Hastings Mutual
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Earthquake InsuranceEarthquake Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Farmers Reviews
  • Hastings Mutual Reviews
3.4
5 Stars
37 %
4 Stars
17 %
3 Stars
15 %
2 Stars
8 %
1 Star
24 %

Most Positive Review

By Joe
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.

Most Critical Review

By Chesney
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs

All Reviews

Showing 1 - 10 out of 506 Reviews
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Read reviews that mention

Terence A.Fomba
Please I wish to enquire if I can pay insurance using my name on my brother's car and drive with my international drivers licenses?
Sharon
Good agent
Jagtar
David
Farmers suck. If you are not at fault in an accident. You are on your own. They do nothing. We had to contact their insurance and all kind of rental car arrangements. They did nothing and they sucked.
David
We were in a car accident. The car was hit while my wife and I went for a walk in the park. The gentleman who hit the car was good enough to wait for us to return from our walk. He worked for the city of Maggie Valley. Farmers did nothing for us. We had to contact everyone because the party is as at fault.
Mirtha
Very expensive
Brenda
They were expensive.
Chris
Rates and coverage
Anis
Professional
Michael
They were always on top of everything I had to do with them. They were always quick to resolve issues and handle my claims. I felt secure with them as my insurance carrier
Showing 1 - 10 out of 506 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.