Ratings
User Ratings
| Options | Farmers | Hastings Mutual |
|---|---|---|
| Rating/Reviews |
516 reviews
|
4 reviews
|
Mobile App Ratings
| Brand | Farmers | Hastings Mutual |
|---|---|---|
| iOS |
538 reviews
|
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| Android |
2,565 reviews
|
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Auto Insurance Quotes
| Farmers | Hastings Mutual | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Chicago | Phoenix | Los Angeles | Chicago | |||||||
Married |
||||||||||
| Yes | $123 | $126 | $119 | $143 | ||||||
| No | $116 | $120 | $263 | $144 | ||||||
Gender |
||||||||||
| Male | $129 | $129 | $269 | $138 | ||||||
| Female | $111 | $116 | $113 | $149 | ||||||
Has Ticket |
||||||||||
| Yes | $162 | $156 | $301 | $266 | ||||||
| No | $111 | $116 | $167 | $117 | ||||||
Age |
||||||||||
| 18-40 | $120 | $122 | $302 | $155 | ||||||
| 40-65 | $114 | $118 | $104 | $132 | ||||||
| 65+ | $142 | $143 | $100 | $142 | ||||||
Credit Score |
||||||||||
| Average Credit | $116 | $123 | $148 | $156 | ||||||
| Fair Credit | $131 | $134 | $133 | $154 | ||||||
| Good Credit | $125 | $127 | $140 | $139 | ||||||
| Excellent Credit | $107 | $107 | $343 | $126 | ||||||
Quotes & Discounts
| State | Farmers | Hastings Mutual |
|---|---|---|
| California | $33/mo |
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| Hawaii | $38/mo |
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| Discount Type | Farmers | Hastings Mutual |
|---|---|---|
| Electronic Stability Control |
Varies
|
-- |
| Multiple Policy Discount |
up to 10%
|
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| Home Owner Discount |
Varies
|
-- |
| Preferred payment discount |
Varies
|
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| Good Student Discount |
Varies
|
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| Student Away at School Discount |
Varies
|
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| Provider Switch Discount |
Varies
|
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| Organization Discount |
Varies
|
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| Driving training discount |
Varies
|
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| EV/Hybrid Discount |
up to 5%
|
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| On Your Own Discount |
Varies
|
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| Senior Adult Discount |
Varies
|
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| Youth Driving Discount |
Varies
|
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| Loyalty Discount |
Varies
|
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| Multiple Vehicle Discount |
Varies
|
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| Professional organization discount |
Varies
|
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| E-billing Discount |
Varies
|
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| Paid in full discount |
Varies
|
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| Claims Free Renewal Discount |
Varies
|
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| Good Payer Discount |
Varies
|
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| Passive Restraint Discount |
Varies
|
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| Paperless documents discount |
Varies
|
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| Anti-lock Brake Discount |
Varies
|
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| Defensive Driver Discount |
Varies
|
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| Prepay Discount |
Varies
|
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| Military Discount |
Varies
|
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| Mature driver discount |
Varies
|
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| Affinity group discount |
Varies
|
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| Early Quote Discount |
Varies
|
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| Good Driver Discount |
Varies
|
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| Anti-Theft Device Discount |
Varies
|
Varies |
| VIN Etching |
Varies
|
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| Daytime Running Lights Discount |
Varies
|
-- |
| Driving Habits Discount |
Varies
|
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| teenSMART Discount |
Varies
|
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| Family Discount |
Varies
|
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Payment Methods
| Payment Type | Farmers | Hastings Mutual |
|---|---|---|
| Online Payment |
|
|
| Phone Payment |
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| Debit Card Payments |
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| Mobile App Payments |
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| Multi-Payment Installment Plans |
|
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| Mail Payment |
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| Credit Card Payment |
|
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| In Person Payment |
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| Automatic Online Payment |
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| Electronic Check |
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Feature and Services
| Features and Services | Farmers | Hastings Mutual |
|---|---|---|
| Accident forgiveness |
|
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| Flexible / convenient payments |
|
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| Policy bundling discounts |
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| Roadside assistance |
|
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| Mobile app |
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| Online account management |
|
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Optional Coverages
| Coverage Type | Farmers | Hastings Mutual |
|---|---|---|
| Glass Coverage |
|
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| Incident Forgiveness |
|
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| No Fault Coverage |
|
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| Comprehensive Claim Forgiveness |
|
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| Vanishing Deductible |
|
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| Small Claim Forgiveness |
|
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| New Car Replacement Coverage |
|
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| Pet Coverage |
--
|
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| Umbrella Policy |
|
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| Loss of Use Coverage |
|
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| Emergency Assistance Coverage |
--
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| Accident Forgiveness |
|
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| Emergency Lockout Coverage |
|
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| Original Equipment Manufacturer Coverage |
|
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| Personal/Upgraded Item Coverage |
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| Ridesharing Coverage |
|
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| Antique or Collector Car Insurance |
|
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| First Aid Reimbursement |
--
|
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| Rental Reimbursement |
|
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| Roadside Assistance |
|
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| Gap Insurance |
--
|
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Insurance by State
- Farmers
- Hastings Mutual
- Both
Uber and Lyft driver insurance:
- Farmers
- Hastings Mutual
- Both
SR-22 Insurance by State
- Farmers
- Hastings Mutual
- Both
Compare Insurance Products
| Product | Farmers | Hastings Mutual |
|---|---|---|
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|
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|
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|
 Earthquake Insurance |
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 Flood Insurance |
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|
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 Life Insurance |
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 Mobile Home Insurance |
|
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 Motorcycle Insurance |
|
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 Pet Insurance |
|
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 Recreational Insurance |
|
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 Renters Insurance |
|
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 Umbrella Insurance |
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User Reviews
5 Stars
33%
4 Stars
9%
3 Stars
7%
2 Stars
9%
1 Star
44%
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
5 Stars
25%
1 Star
75%
Most Helpful Review
By Debi S
May 2, 2019
May 2, 2019
Most Critical Review
By Insurify User
September 29, 2017
September 29, 2017
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
November 25, 2017