Ratings
User Ratings
| Options | Farmers | Hastings Mutual |
|---|---|---|
| Rating/Reviews |
518 reviews
|
4 reviews
|
Mobile App Ratings
| Brand | Farmers | Hastings Mutual |
|---|---|---|
| iOS |
538 reviews
|
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| Android |
2,565 reviews
|
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|
Auto Insurance Quotes
For Married Drivers
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $123 | $143 |
| Phoenix | $126 | -- |
| Los Angeles | $119 | -- |
For Single Drivers
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $116 | $144 |
| Phoenix | $120 | -- |
| Los Angeles | $263 | -- |
For Male Drivers
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $129 | $138 |
| Phoenix | $129 | -- |
| Los Angeles | $269 | -- |
For Female Drivers
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $111 | $149 |
| Phoenix | $116 | -- |
| Los Angeles | $113 | -- |
For Drivers with a Speeding Ticket
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $162 | $266 |
| Phoenix | $156 | -- |
| Los Angeles | $301 | -- |
For Drivers with No Speeding Ticket
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $111 | $117 |
| Phoenix | $116 | -- |
| Los Angeles | $167 | -- |
For Drivers Age Between 18-40
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $120 | $155 |
| Phoenix | $122 | -- |
| Los Angeles | $302 | -- |
For Drivers Age Between 40-65
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $114 | $132 |
| Phoenix | $118 | -- |
| Los Angeles | $104 | -- |
For Drivers Age of 65+
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $142 | $142 |
| Phoenix | $143 | -- |
| Los Angeles | $100 | -- |
For Drivers with Average Credit
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $116 | $156 |
| Phoenix | $123 | -- |
| Los Angeles | $148 | -- |
For Drivers with Fair Credit
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $131 | $154 |
| Phoenix | $134 | -- |
| Los Angeles | $133 | -- |
For Drivers with Good Credit
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $125 | $139 |
| Phoenix | $127 | -- |
| Los Angeles | $140 | -- |
For Drivers with Excellent Credit
| City | Farmers | Hastings Mutual |
|---|---|---|
| Chicago | $107 | $126 |
| Phoenix | $107 | -- |
| Los Angeles | $343 | -- |
Quotes & Discounts
| State | Farmers | Hastings Mutual |
|---|---|---|
| California | $33/mo |
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| Hawaii | $38/mo |
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| Discount Type | Farmers | Hastings Mutual |
|---|---|---|
| Multiple Policy Discount |
up to 10%
|
-- |
| EV/Hybrid Discount |
up to 5%
|
-- |
| Preferred payment discount |
Varies
|
-- |
| Early Quote Discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
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| Provider Switch Discount |
Varies
|
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| Paid in full discount |
Varies
|
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| Mature driver discount |
Varies
|
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| Professional organization discount |
Varies
|
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| Senior Adult Discount |
Varies
|
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| Paperless documents discount |
Varies
|
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| Driving training discount |
Varies
|
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| Electronic Stability Control |
Varies
|
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| Affinity group discount |
Varies
|
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| Driving Habits Discount |
Varies
|
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| Family Discount |
Varies
|
-- |
| Good Payer Discount |
Varies
|
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| Claims Free Renewal Discount |
Varies
|
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| On Your Own Discount |
Varies
|
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| Organization Discount |
Varies
|
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| Anti-Theft Device Discount |
Varies
|
Varies |
| Defensive Driver Discount |
Varies
|
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| E-billing Discount |
Varies
|
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| Good Driver Discount |
Varies
|
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| Good Student Discount |
Varies
|
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| Loyalty Discount |
Varies
|
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| Military Discount |
Varies
|
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| Multiple Vehicle Discount |
Varies
|
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| Youth Driving Discount |
Varies
|
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| Passive Restraint Discount |
Varies
|
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| Prepay Discount |
Varies
|
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| Student Away at School Discount |
Varies
|
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| teenSMART Discount |
Varies
|
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| Daytime Running Lights Discount |
Varies
|
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| VIN Etching |
Varies
|
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| Anti-lock Brake Discount |
Varies
|
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Payment Methods
| Payment Type | Farmers | Hastings Mutual |
|---|---|---|
| Multi-Payment Installment Plans |
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| Electronic Check |
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| Debit Card Payments |
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| Automatic Online Payment |
|
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| Mobile App Payments |
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| Phone Payment |
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| Mail Payment |
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| Credit Card Payment |
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| Online Payment |
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| In Person Payment |
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Feature and Services
| Features and Services | Farmers | Hastings Mutual |
|---|---|---|
| Online account management |
|
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| Mobile app |
|
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| Policy bundling discounts |
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| Accident forgiveness |
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| Roadside assistance |
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| Flexible / convenient payments |
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Optional Coverages
| Coverage Type | Farmers | Hastings Mutual |
|---|---|---|
| Accident Forgiveness |
|
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| Comprehensive Claim Forgiveness |
|
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| Glass Coverage |
|
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| Incident Forgiveness |
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| Loss of Use Coverage |
|
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| New Car Replacement Coverage |
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| No Fault Coverage |
|
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| Personal/Upgraded Item Coverage |
|
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| Rental Reimbursement |
|
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| Roadside Assistance |
|
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| Small Claim Forgiveness |
|
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| Umbrella Policy |
|
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| Antique or Collector Car Insurance |
|
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| Vanishing Deductible |
|
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| Original Equipment Manufacturer Coverage |
|
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| Ridesharing Coverage |
|
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| Emergency Lockout Coverage |
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| Gap Insurance |
--
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| Emergency Assistance Coverage |
--
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| Pet Coverage |
--
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| First Aid Reimbursement |
--
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Insurance by State
- Farmers
- Hastings Mutual
- Both
Uber and Lyft driver insurance:
- Farmers
- Hastings Mutual
- Both
SR-22 Insurance by State
- Farmers
- Hastings Mutual
- Both
Compare Insurance Products
| Product | Farmers | Hastings Mutual |
|---|---|---|
 Business Insurance |
|
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 Car Insurance |
|
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 Classic Car Insurance |
|
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 Condo Insurance |
|
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 Earthquake Insurance |
|
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 Flood Insurance |
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 Home Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 Recreational Insurance |
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 Renters Insurance |
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 Umbrella Insurance |
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User Reviews
5 Stars
34%
4 Stars
9%
3 Stars
7%
2 Stars
8%
1 Star
43%
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
5 Stars
25%
1 Star
75%
Most Helpful Review
By Debi S
May 2, 2019
May 2, 2019
Most Critical Review
By Insurify User
September 29, 2017
September 29, 2017
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
November 25, 2017