Farmers vs Foremost Signature Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Farmers VS Foremost Signature
85
Not Rated
What is this?
User Ratings
OptionsFarmers Foremost Signature
Rating/Reviews
506 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarmers Foremost Signature
Call Center Representative--The rest
Insurer WebsiteAbout averageThe rest
Local AgentAbout averageBetter than most
Overall SatisfactionAbout averageAbout average
Policy OfferingsAbout averageThe rest
PricingAbout averageAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarmers Foremost Signature
Claim ServicingAbout averageAbout average
Estimation ProcessAbout averageAbout average
First Notice of Loss (FNOL)About averageAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageAbout average
Repair ProcessThe restThe rest
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionFarmers Foremost Signature
California795 pt
The rest
--
Central821 pt
About average
--
Florida820 pt
About average
849 pt
Among the best
Mid-Atlantic814 pt
The rest
--
New England--803 pt
The rest
New York--834 pt
Better than most
North Central808 pt
The rest
811 pt
The rest
Northwest785 pt
The rest
--
Southeast--796 pt
The rest
Southwest797 pt
The rest
--
Texas822 pt
About average
823 pt
About average
Mobile App Ratings
RegionFarmers Foremost Signature
Android
2,565 Reviews
1,187 Reviews
iOS
538 Reviews
224 Reviews
Financial Ratings
OptionsFarmers Foremost Signature
A.M. BestAA+
FitchA+AA-
Moody'sA2Aa3
Standard & Poor'sAAA-

Auto Insurance Quotes

For Married Drivers

CityFarmers Foremost Signature
Austin--$82
Chicago$124$96
Phoenix$126$66
Santa Monica$120$119

For Single Drivers

CityFarmers Foremost Signature
Austin--$115
Chicago$117$133
Phoenix$120$102
Santa Monica$263$205

For Male Drivers

CityFarmers Foremost Signature
Austin--$106
Chicago$129$120
Phoenix$129$89
Santa Monica$269$194

For Female Drivers

CityFarmers Foremost Signature
Austin--$90
Chicago$112$110
Phoenix$117$79
Santa Monica$114$130

For Drivers with Speeding Ticket

CityFarmers Foremost Signature
Austin--$150
Chicago$163$183
Phoenix$157$150
Santa Monica$302$376

For Drivers with No Speeding Ticket

CityFarmers Foremost Signature
Austin--$87
Chicago$111$100
Phoenix$116$70
Santa Monica$168$116

For Drivers Age Between 18-40

CityFarmers Foremost Signature
Austin--$123
Chicago$120$137
Phoenix$123$106
Santa Monica$303$225

For Drivers Age Between 40-65

CityFarmers Foremost Signature
Austin--$76
Chicago$115$90
Phoenix$118$61
Santa Monica$104$117

For Drivers Age of 65+

CityFarmers Foremost Signature
Austin--$90
Chicago$142$125
Phoenix$143$86
Santa Monica$101$96

For Drivers with Average Credit

CityFarmers Foremost Signature
Austin--$113
Chicago$116$130
Phoenix$123$99
Santa Monica$149$148

For Drivers with Fair Credit

CityFarmers Foremost Signature
Austin--$107
Chicago$132$115
Phoenix$134$75
Santa Monica$134$131

For Drivers with Good Credit

CityFarmers Foremost Signature
Austin--$74
Chicago$126$96
Phoenix$128$69
Santa Monica$140$126

For Drivers with Excellent Credit

CityFarmers Foremost Signature
Austin--$99
Chicago$108$118
Phoenix$108$93
Santa Monica$343$244

Quotes & Discounts

Discount typeFarmers Foremost Signature
Multiple PolicyUp to 10%Varies
EV/HybridUp to 5%--
Affinity groupVariesVaries
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Claims Free RenewalVariesVaries
Daytime Running LightsVaries--
Defensive DriverVariesVaries
Driving HabitsVariesVaries
Driving trainingVariesVaries
E-billingVariesVaries
Early QuoteVariesVaries
Electronic Stability ControlVaries--
FamilyVaries--
Good DriverVariesVaries
Good PayerVaries--
Good StudentVariesVaries
Home OwnerVariesVaries
LoyaltyVariesVaries
Mature driverVaries--
MilitaryVaries--
Multiple VehicleVariesVaries
On Your OwnVaries--
OrganizationVariesVaries
Paid in fullVariesVaries
Paperless documentsVariesVaries
Passive RestraintVariesVaries
Preferred paymentVariesVaries
PrepayVariesVaries
Professional organizationVariesVaries
Provider SwitchVaries--
Senior AdultVaries--
Student Away at SchoolVariesVaries
VIN EtchingVaries--
Youth DrivingVariesVaries
teenSMARTVaries--
Accident Forgiveness--Varies
Accident Free--Varies
Advance shopper--Varies
Alumni--Varies
Deductible--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies

Payment Methods

Discount typeFarmers Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yesyes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesFarmers Foremost Signature
24/7 service--yes
Accident forgivenessyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFarmers Foremost Signature
Accident Forgiveness
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage yesyes
Incident Forgiveness
yes--
Legal Defense Costs Coverage
--yes
Loss of Use Coverage
yes--
New Car Replacement Coverage
yesyes
No Fault Coverage
yes--
Original Equipment Manufacturer Coverage
yesyes
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
yes--
Roadside Assistance
yesyes
Small Claim Forgiveness
yes--
Umbrella Policy
yes--
Vanishing Deductible
yes--

Uber and Lyft driver insurance

  • Farmers
  • Foremost Signature
  • Both

SR‌-22 Insurance by State

  • Farmers
  • Foremost Signature
  • Both

Compare Insurance Products

ProductFarmers Foremost Signature
Accident InsuranceAccident Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyes--
Cancer InsuranceCancer Insurance--yes
Classic Car InsuranceClassic Car Insuranceyes--
Condo InsuranceCondo Insuranceyesyes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Earthquake InsuranceEarthquake Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insurance--yes

User Reviews

  • Farmers Reviews
  • Foremost Signature Reviews
3.4
5 Stars
37 %
4 Stars
17 %
3 Stars
15 %
2 Stars
8 %
1 Star
24 %

Most Positive Review

By Joe
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.

Most Critical Review

By Chesney
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs

All Reviews

Showing 1 - 10 out of 506 Reviews
Sort by

Read reviews that mention

Terence A.Fomba
Please I wish to enquire if I can pay insurance using my name on my brother's car and drive with my international drivers licenses?
Sharon
Good agent
Jagtar
David
Farmers suck. If you are not at fault in an accident. You are on your own. They do nothing. We had to contact their insurance and all kind of rental car arrangements. They did nothing and they sucked.
David
We were in a car accident. The car was hit while my wife and I went for a walk in the park. The gentleman who hit the car was good enough to wait for us to return from our walk. He worked for the city of Maggie Valley. Farmers did nothing for us. We had to contact everyone because the party is as at fault.
Mirtha
Very expensive
Brenda
They were expensive.
Chris
Rates and coverage
Anis
Professional
Michael
They were always on top of everything I had to do with them. They were always quick to resolve issues and handle my claims. I felt secure with them as my insurance carrier
Showing 1 - 10 out of 506 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.