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Farmers vs Foremost Signature Car Insurance
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Last Updated February 1, 2022
Ratings
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Farmers
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Foremost Signature
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Farmers VS Foremost Signature
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User Ratings
| Options | Farmers  | Foremost Signature |
|---|---|---|
| Rating/Reviews | 506 reviews | 0 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Farmers | Foremost Signature |
|---|---|---|
| Call Center Representative | -- | The rest |
| Insurer Website | About average | The rest |
| Local Agent | About average | Better than most |
| Overall Satisfaction | About average | About average |
| Policy Offerings | About average | The rest |
| Pricing | About average | About average |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Farmers | Foremost Signature |
|---|---|---|
| Claim Servicing | About average | About average |
| Estimation Process | About average | About average |
| First Notice of Loss (FNOL) | About average | About average |
| Overall Satisfaction | About average | About average |
| Rental Experience | About average | About average |
| Repair Process | The rest | The rest |
| Settlement | About average | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Farmers | Foremost Signature |
|---|---|---|
| California | 795 pt The rest | -- |
| Central | 821 pt About average | -- |
| Florida | 820 pt About average | 849 pt Among the best |
| Mid-Atlantic | 814 pt The rest | -- |
| New England | -- | 803 pt The rest |
| New York | -- | 834 pt Better than most |
| North Central | 808 pt The rest | 811 pt The rest |
| Northwest | 785 pt The rest | -- |
| Southeast | -- | 796 pt The rest |
| Southwest | 797 pt The rest | -- |
| Texas | 822 pt About average | 823 pt About average |
Mobile App Ratings ℹ
| Region | Farmers | Foremost Signature |
|---|---|---|
| Android | 2,565 Reviews | 1,187 Reviews |
| iOS | 538 Reviews | 224 Reviews |
Financial Ratings
| Options | Farmers | Foremost Signature |
|---|---|---|
| A.M. Best | A | A+ |
| Fitch | A+ | AA- |
| Moody's | A2 | Aa3 |
| Standard & Poor's | A | AA- |
Auto Insurance Quotes
For Married Drivers
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $82 |
| Chicago | $124 | $96 |
| Phoenix | $126 | $66 |
| Santa Monica | $120 | $119 |
For Single Drivers
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $115 |
| Chicago | $117 | $133 |
| Phoenix | $120 | $102 |
| Santa Monica | $263 | $205 |
For Male Drivers
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $106 |
| Chicago | $129 | $120 |
| Phoenix | $129 | $89 |
| Santa Monica | $269 | $194 |
For Female Drivers
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $90 |
| Chicago | $112 | $110 |
| Phoenix | $117 | $79 |
| Santa Monica | $114 | $130 |
For Drivers with Speeding Ticket
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $150 |
| Chicago | $163 | $183 |
| Phoenix | $157 | $150 |
| Santa Monica | $302 | $376 |
For Drivers with No Speeding Ticket
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $87 |
| Chicago | $111 | $100 |
| Phoenix | $116 | $70 |
| Santa Monica | $168 | $116 |
For Drivers Age Between 18-40
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $123 |
| Chicago | $120 | $137 |
| Phoenix | $123 | $106 |
| Santa Monica | $303 | $225 |
For Drivers Age Between 40-65
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $76 |
| Chicago | $115 | $90 |
| Phoenix | $118 | $61 |
| Santa Monica | $104 | $117 |
For Drivers Age of 65+
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $90 |
| Chicago | $142 | $125 |
| Phoenix | $143 | $86 |
| Santa Monica | $101 | $96 |
For Drivers with Average Credit
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $113 |
| Chicago | $116 | $130 |
| Phoenix | $123 | $99 |
| Santa Monica | $149 | $148 |
For Drivers with Fair Credit
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $107 |
| Chicago | $132 | $115 |
| Phoenix | $134 | $75 |
| Santa Monica | $134 | $131 |
For Drivers with Good Credit
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $74 |
| Chicago | $126 | $96 |
| Phoenix | $128 | $69 |
| Santa Monica | $140 | $126 |
For Drivers with Excellent Credit
| City | Farmers | Foremost Signature |
|---|---|---|
| Austin | -- | $99 |
| Chicago | $108 | $118 |
| Phoenix | $108 | $93 |
| Santa Monica | $343 | $244 |
Quotes & Discounts
| Discount type | Farmers | Foremost Signature |
|---|---|---|
| Multiple Policy | Up to 10% | Varies |
| EV/Hybrid | Up to 5% | -- |
| Affinity group | Varies | Varies |
| Anti-Theft Device | Varies | Varies |
| Anti-lock Brake | Varies | Varies |
| Claims Free Renewal | Varies | Varies |
| Daytime Running Lights | Varies | -- |
| Defensive Driver | Varies | Varies |
| Driving Habits | Varies | Varies |
| Driving training | Varies | Varies |
| E-billing | Varies | Varies |
| Early Quote | Varies | Varies |
| Electronic Stability Control | Varies | -- |
| Family | Varies | -- |
| Good Driver | Varies | Varies |
| Good Payer | Varies | -- |
| Good Student | Varies | Varies |
| Home Owner | Varies | Varies |
| Loyalty | Varies | Varies |
| Mature driver | Varies | -- |
| Military | Varies | -- |
| Multiple Vehicle | Varies | Varies |
| On Your Own | Varies | -- |
| Organization | Varies | Varies |
| Paid in full | Varies | Varies |
| Paperless documents | Varies | Varies |
| Passive Restraint | Varies | Varies |
| Preferred payment | Varies | Varies |
| Prepay | Varies | Varies |
| Professional organization | Varies | Varies |
| Provider Switch | Varies | -- |
| Senior Adult | Varies | -- |
| Student Away at School | Varies | Varies |
| VIN Etching | Varies | -- |
| Youth Driving | Varies | Varies |
| teenSMART | Varies | -- |
| Accident Forgiveness | -- | Varies |
| Accident Free | -- | Varies |
| Advance shopper | -- | Varies |
| Alumni | -- | Varies |
| Deductible | -- | Varies |
| Roadside Assistance | -- | Varies |
| Seat Belt Use | -- | Varies |
| Signing documents when you buy online | -- | Varies |
| Starting your auto quote online | -- | Varies |
Payment Methods
| Discount type | Farmers | Foremost Signature |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | -- | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| In Person Payment ℹ | | -- |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | |
| Multi-Payment Installment Plans ℹ | | |
| Online Payment ℹ | | |
| Pay Through Your Agent ℹ | -- | |
| Payroll Deduction ℹ | -- | |
| Phone Payment ℹ | | |
| Prepayment ℹ | -- | |
Features and Services
| Features and Services | Farmers | Foremost Signature |
|---|---|---|
| 24/7 service | -- | |
| Accident forgiveness | | -- |
| Flexible / convenient payments | | |
| Mobile app | | |
| Online account management | | |
| Policy bundling discounts | | |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Farmers | Foremost Signature |
|---|---|---|
| Accident Forgiveness ℹ | | -- |
| Antique or Collector Car Insurance ℹ | | -- |
| Comprehensive Claim Forgiveness ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| Gap Insurance ℹ | -- | |
| Glass Coverage | | |
| Incident Forgiveness ℹ | | -- |
| Legal Defense Costs Coverage ℹ | -- | |
| Loss of Use Coverage ℹ | | -- |
| New Car Replacement Coverage ℹ | | |
| No Fault Coverage ℹ | | -- |
| Original Equipment Manufacturer Coverage ℹ | | |
| Personal/Upgraded Item Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Ridesharing Coverage ℹ | | -- |
| Roadside Assistance ℹ | | |
| Small Claim Forgiveness ℹ | | -- |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | | -- |
Insurance by State
Car Insurance
- Farmers
- Foremost Signature
- Both
Uber and Lyft driver insurance
- Farmers
- Foremost Signature
- Both
SR-22 Insurance by State
- Farmers
- Foremost Signature
- Both
Compare Insurance Products
| Product | Farmers | Foremost Signature |
|---|---|---|
 Accident Insurance | -- | |
 Car Insurance | | |
 Boat Insurance | -- | |
 Business Insurance | | -- |
 Cancer Insurance | -- | |
 Classic Car Insurance | | -- |
 Condo Insurance | | |
 Critical Illness Insurance | -- | |
 Dental Insurance | -- | |
 Dwelling Fire Insurance | -- | |
 Disability Insurance | -- | |
 Earthquake Insurance | | -- |
 Flood Insurance | | -- |
 Home Insurance | | |
 Hospital Indemnity Insurance | -- | |
 Life Insurance | | |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Pet Insurance | | -- |
 Recreational Insurance | | -- |
 Renters Insurance | | |
 RV Insurance | -- | |
 Small Business Insurance | -- | |
 Umbrella Insurance | | |
 Vision Insurance | -- | |
User Reviews
- Farmers Reviews
- Foremost Signature Reviews
3.4
506 Reviews
5 Stars
37 %
4 Stars
17 %
3 Stars
15 %
2 Stars
8 %
1 Star
24 %
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Most Critical Review
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.