Farm Bureau Financial Services vs USAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Insurify Composite Score

Farm Bureau Financial Services
Not Rated
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Insurify Composite Score

USAA
96
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Insurify Composite Score

Farm Bureau Financial Services VS USAA
Not Rated
96
What is this?
User Ratings
OptionsFarm Bureau Financial Services USAA
Rating/Reviews
40 reviews
1,031 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarm Bureau Financial Services USAA
Call Center Representative--Among the best
Insurer Website--Among the best
Local Agent--About average
Overall Satisfaction--Among the best
Policy Offerings--Among the best
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarm Bureau Financial Services USAA
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Among the best
Overall Satisfaction--Among the best
Rental Experience--Better than most
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionFarm Bureau Financial Services USAA
California--894 pt
Among the best
Central806 pt
The rest
906 pt
Among the best
Florida--888 pt
Among the best
Mid-Atlantic--896 pt
Among the best
New England--893 pt
Among the best
New York--900 pt
Among the best
North Central835 pt
Better than most
905 pt
Among the best
Northwest--896 pt
Among the best
Southeast824 pt
About average
894 pt
Among the best
Southwest--887 pt
Among the best
Texas861 pt
Among the best
899 pt
Among the best
Mobile App Ratings
RegionFarm Bureau Financial Services USAA
Android--
98,577 Reviews
iOS--
3,600 Reviews
Financial Ratings
OptionsFarm Bureau Financial Services USAA
A.M. Best--A++
Fitch--AA+
Moody's--Aa1
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityFarm Bureau Financial Services USAA
Austin--$48
Chicago--$47
Philadelphia--$31
Phoenix$71$39
Santa Monica--$50

For Single Drivers

CityFarm Bureau Financial Services USAA
Austin--$61
Chicago--$69
Philadelphia--$41
Phoenix$78$58
Santa Monica--$89

For Male Drivers

CityFarm Bureau Financial Services USAA
Austin--$55
Chicago--$59
Philadelphia--$38
Phoenix$73$52
Santa Monica--$82

For Female Drivers

CityFarm Bureau Financial Services USAA
Austin--$54
Chicago--$57
Philadelphia--$35
Phoenix$76$44
Santa Monica--$57

For Drivers with Speeding Ticket

CityFarm Bureau Financial Services USAA
Austin--$73
Chicago--$85
Philadelphia--$45
Phoenix$120$69
Santa Monica--$115

For Drivers with No Speeding Ticket

CityFarm Bureau Financial Services USAA
Austin--$51
Chicago--$52
Philadelphia--$35
Phoenix$65$44
Santa Monica--$59

For Drivers Age Between 18-40

CityFarm Bureau Financial Services USAA
Austin--$61
Chicago--$71
Philadelphia--$42
Phoenix$81$59
Santa Monica--$95

For Drivers Age Between 40-65

CityFarm Bureau Financial Services USAA
Austin--$44
Chicago--$43
Philadelphia--$28
Phoenix$70$35
Santa Monica--$49

For Drivers Age of 65+

CityFarm Bureau Financial Services USAA
Austin--$71
Chicago--$66
Philadelphia--$46
Phoenix$70$57
Santa Monica--$48

For Drivers with Average Credit

CityFarm Bureau Financial Services USAA
Austin--$59
Chicago--$68
Philadelphia--$41
Phoenix$82$51
Santa Monica--$68

For Drivers with Fair Credit

CityFarm Bureau Financial Services USAA
Austin--$57
Chicago--$55
Philadelphia--$37
Phoenix$79$46
Santa Monica--$55

For Drivers with Good Credit

CityFarm Bureau Financial Services USAA
Austin--$45
Chicago--$47
Philadelphia--$32
Phoenix$70$38
Santa Monica--$55

For Drivers with Excellent Credit

CityFarm Bureau Financial Services USAA
Austin--$57
Chicago--$62
Philadelphia--$35
Phoenix$69$57
Santa Monica--$99

Quotes & Discounts

Discount typeFarm Bureau Financial Services USAA
Accident FreeVaries--
Farm BureauVaries--
Good DriverVariesUp to 10%
Good StudentVariesVaries
Low MileageVariesVaries
LoyaltyVariesVaries
Multiple PolicyVariesUp to 9%
Multiple VehicleVariesUp to 13%
Youth DrivingVaries--
teenSMARTVariesVaries
Accident Forgiveness--Varies
Anti-Theft Device--Up to 20%
Anti-lock Brake--Varies
Daytime Running Lights--Varies
Defensive Driver--Varies
Driving training--Varies
Family--Up to 10%
Military--Up to 15%
New Car--Varies
Passive Restraint--Up to 15%
Student Away at School--Up to 20%
Vehicle Storage--Up to 60%

Payment Methods

Discount typeFarm Bureau Financial Services USAA
Automatic Online Payment
--yes
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes

Features and Services

Features and ServicesFarm Bureau Financial Services USAA
24/7 service--yes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFarm Bureau Financial Services USAA
Accident Forgiveness
--yes
Extended Coverage
--yes
New Car Replacement Coverage
yes--
Rental Reimbursement
--yes
Roadside Assistance
yesyes

Uber and Lyft driver insurance

  • Farm Bureau Financial Services
  • USAA
  • Both

SR‌-22 Insurance by State

  • Farm Bureau Financial Services
  • USAA
  • Both

Compare Insurance Products

ProductFarm Bureau Financial Services USAA
Personal Articles InsurancePersonal Articles Insurance--yes
Car InsuranceCar Insuranceyesyes
Aviation InsuranceAviation Insurance--yes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Collectibles InsuranceCollectibles Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Farm Bureau Financial Services Reviews
  • USAA Reviews
3.5
5 Stars
38 %
4 Stars
13 %
3 Stars
25 %
2 Stars
15 %
1 Star
10 %

Most Positive Review

By Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.

Most Critical Review

By Wesley
They have been good for years been with them 15 plus years my son has had a couple accidents and my insurance has went from 178 to 368 a month plus when you switch cars your bill is messed up for months and I never heard of anyone having to back pay for having an accident I had already payed for those months

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Hannah
Danny
Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.
Cara
Poor service
Paul
Fast easy service,convenient
PAUL
Good service
Carey
could always be better
Keller
because it is a insurance company
PAUL
Good service but its too high priced.
PAUL
Good service but it’s too high priced.
Showing 1 - 10 out of 40 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.