Farm Bureau Financial Services vs State Farm Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Farm Bureau Financial Services
Not Rated
What is this?

Insurify Composite Score

State Farm
88
What is this?

Insurify Composite Score

Farm Bureau Financial Services VS State Farm
Not Rated
88
What is this?
User Ratings
OptionsFarm Bureau Financial Services State Farm
Rating/Reviews
40 reviews
2,186 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarm Bureau Financial Services State Farm
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarm Bureau Financial Services State Farm
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionFarm Bureau Financial Services State Farm
California--813 pt
About average
Central806 pt
The rest
824 pt
About average
Florida--798 pt
The rest
Mid-Atlantic--826 pt
The rest
New England--838 pt
Better than most
New York--820 pt
About average
North Central835 pt
Better than most
840 pt
Better than most
Northwest--817 pt
About average
Southeast824 pt
About average
821 pt
About average
Southwest--829 pt
Better than most
Texas861 pt
Among the best
816 pt
The rest
Mobile App Ratings
RegionFarm Bureau Financial Services State Farm
Android--
12,082 Reviews
iOS--
288 Reviews
Financial Ratings
OptionsFarm Bureau Financial Services State Farm
A.M. Best--A++
Moody's--Aa1
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CityFarm Bureau Financial Services State Farm
Austin--$52
Chicago--$54
Philadelphia--$73
Phoenix$71$72
Santa Monica--$81

For Single Drivers

CityFarm Bureau Financial Services State Farm
Austin--$54
Chicago--$54
Philadelphia--$74
Phoenix$78$64
Santa Monica--$117

For Male Drivers

CityFarm Bureau Financial Services State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix$73$63
Santa Monica--$116

For Female Drivers

CityFarm Bureau Financial Services State Farm
Austin--$54
Chicago--$56
Philadelphia--$76
Phoenix$76$73
Santa Monica--$83

For Drivers with Speeding Ticket

CityFarm Bureau Financial Services State Farm
Austin--$66
Chicago--$60
Philadelphia--$84
Phoenix$120$74
Santa Monica--$187

For Drivers with No Speeding Ticket

CityFarm Bureau Financial Services State Farm
Austin--$50
Chicago--$53
Philadelphia--$73
Phoenix$65$67
Santa Monica--$80

For Drivers Age Between 18-40

CityFarm Bureau Financial Services State Farm
Austin--$56
Chicago--$55
Philadelphia--$76
Phoenix$81$65
Santa Monica--$132

For Drivers Age Between 40-65

CityFarm Bureau Financial Services State Farm
Austin--$50
Chicago--$51
Philadelphia--$69
Phoenix$70$68
Santa Monica--$79

For Drivers Age of 65+

CityFarm Bureau Financial Services State Farm
Austin--$52
Chicago--$62
Philadelphia--$84
Phoenix$70$80
Santa Monica--$55

For Drivers with Average Credit

CityFarm Bureau Financial Services State Farm
Austin--$60
Chicago--$62
Philadelphia--$84
Phoenix$82$80
Santa Monica--$95

For Drivers with Fair Credit

CityFarm Bureau Financial Services State Farm
Austin--$58
Chicago--$60
Philadelphia--$81
Phoenix$79$90
Santa Monica--$81

For Drivers with Good Credit

CityFarm Bureau Financial Services State Farm
Austin--$52
Chicago--$53
Philadelphia--$72
Phoenix$70$62
Santa Monica--$89

For Drivers with Excellent Credit

CityFarm Bureau Financial Services State Farm
Austin--$42
Chicago--$43
Philadelphia--$59
Phoenix$69$39
Santa Monica--$131

Quotes & Discounts

Discount typeFarm Bureau Financial Services State Farm
Accident FreeVariesUp to 15%
Farm BureauVaries--
Good DriverVariesUp to 25%
Good StudentVariesUp to 25%
Low MileageVariesUp to 10%
LoyaltyVariesVaries
Multiple PolicyVariesUp to 17%
Multiple VehicleVariesUp to 20%
Youth DrivingVaries--
teenSMARTVariesUp to 15%
Anti-Theft Device--Up to 15%
Anti-lock Brake--Up to 20%
Claims Free Renewal--Varies
Daytime Running Lights--Varies
Defensive Driver--Up to 5%
Driving Habits--Up to 30%
Driving training--Varies
Good Credit--Up to 80%
Home Owner--Varies
Mature driver--Varies
Military--Varies
New Car--Up to 40%
Passive Restraint--Up to 40%
Senior Adult--Varies
Student Away at School--Varies
Travelink--Varies

Payment Methods

Discount typeFarm Bureau Financial Services State Farm
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
In Person Payment
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Person 2 Person Payment --yes
Phone Payment
--yes

Features and Services

Features and ServicesFarm Bureau Financial Services State Farm
24/7 service--yes
Enhanced towing & substitute coverage--yes
Flexible / convenient payments--yes
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFarm Bureau Financial Services State Farm
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
--yes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes

Insurance by State

Uber and Lyft driver insurance

  • Farm Bureau Financial Services
  • State Farm
  • Both

SR‌-22 Insurance by State

  • Farm Bureau Financial Services
  • State Farm
  • Both

Compare Insurance Products

ProductFarm Bureau Financial Services State Farm
Personal Articles InsurancePersonal Articles Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Long-Term Care InsuranceLong-Term Care Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Farm Bureau Financial Services Reviews
  • State Farm Reviews
3.5
5 Stars
38 %
4 Stars
13 %
3 Stars
25 %
2 Stars
15 %
1 Star
10 %

Most Positive Review

By Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.

Most Critical Review

By Wesley
They have been good for years been with them 15 plus years my son has had a couple accidents and my insurance has went from 178 to 368 a month plus when you switch cars your bill is messed up for months and I never heard of anyone having to back pay for having an accident I had already payed for those months

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Hannah
Danny
Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.
Cara
Poor service
Paul
Fast easy service,convenient
PAUL
Good service
Carey
could always be better
Keller
because it is a insurance company
PAUL
Good service but its too high priced.
PAUL
Good service but it’s too high priced.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.