Farm Bureau Financial Services vs Liberty Mutual Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Farm Bureau Financial Services
Not Rated
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Insurify Composite Score

Liberty Mutual
82
What is this?

Insurify Composite Score

Farm Bureau Financial Services VS Liberty Mutual
Not Rated
82
What is this?
User Ratings
OptionsFarm Bureau Financial Services Liberty Mutual
Rating/Reviews
40 reviews
857 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarm Bureau Financial Services Liberty Mutual
Call Center Representative--About average
Insurer Website--Better than most
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarm Bureau Financial Services Liberty Mutual
Claim Servicing--The rest
Estimation Process--The rest
First Notice of Loss (FNOL)--About average
Overall Satisfaction--The rest
Rental Experience--About average
Repair Process--About average
Settlement--The rest
J.D. Power Ratings by Region (out of 1000)
RegionFarm Bureau Financial Services Liberty Mutual
California--816 pt
About average
Central806 pt
The rest
806 pt
The rest
Florida--805 pt
The rest
Mid-Atlantic--801 pt
The rest
New England--809 pt
About average
New York--818 pt
About average
North Central835 pt
Better than most
812 pt
The rest
Northwest--807 pt
About average
Southeast824 pt
About average
814 pt
The rest
Southwest--811 pt
About average
Texas861 pt
Among the best
807 pt
The rest
Mobile App Ratings
RegionFarm Bureau Financial Services Liberty Mutual
Android--
2,531 Reviews
iOS--
12,900 Reviews
Financial Ratings
OptionsFarm Bureau Financial Services Liberty Mutual
A.M. Best--A
Fitch--A-
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$71--

For Single Drivers

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$78--

For Male Drivers

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$73--

For Female Drivers

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$76--

For Drivers with Speeding Ticket

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$120--

For Drivers with No Speeding Ticket

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$65--

For Drivers Age Between 18-40

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$81--

For Drivers Age Between 40-65

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$70--

For Drivers Age of 65+

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$70--

For Drivers with Average Credit

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$82--

For Drivers with Fair Credit

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$79--

For Drivers with Good Credit

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$70--

For Drivers with Excellent Credit

CityFarm Bureau Financial Services Liberty Mutual
Phoenix$69--

Quotes & Discounts

Discount typeFarm Bureau Financial Services Liberty Mutual
Accident FreeVariesVaries
Farm BureauVaries--
Good DriverVaries--
Good StudentVariesUp to 22%
Low MileageVaries--
LoyaltyVaries--
Multiple PolicyVariesVaries
Multiple VehicleVariesUp to 5%
Youth DrivingVaries--
teenSMARTVariesVaries
Accident Prevention Course--Varies
Advance shopper--Up to 45%
Anti-Theft Device--Up to 25%
Anti-lock Brake--Varies
ByMile--Varies
Claims Free Renewal--Varies
Driving training--Up to 30%
EV/Hybrid--Varies
Early Shopper--Varies
Electronic Stability Control--Varies
Home Owner--Varies
Military--Varies
New Graduate--Varies
New Teen Driver--Varies
Newlywed--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Passive Restraint--Up to 20%
Policy Update/Extension--Varies
Preferred payment--Varies
RightTrack--Up to 30%
Safety Feature--Varies
Senior Adult--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Up to 12%
Student Away at School--Varies

Payment Methods

Discount typeFarm Bureau Financial Services Liberty Mutual
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Payroll Deduction
--yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesFarm Bureau Financial Services Liberty Mutual
24/7 service--yes
Accident forgiveness--yes
Enhanced towing & substitute coverage--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFarm Bureau Financial Services Liberty Mutual
Accident Forgiveness
--yes
Better Car Replacement
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Gap Insurance
--yes
Legal Defense Costs Coverage
--yes
Lifetime Repair Guarantee
--yes
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
--yes
Roadside Assistance
yesyes
Teachers Insurance
--yes
Vanishing Deductible
--yes
Work Loss Coverage
--yes

Insurance by State

Uber and Lyft driver insurance

  • Farm Bureau Financial Services
  • Liberty Mutual
  • Both

SR‌-22 Insurance by State

  • Farm Bureau Financial Services
  • Liberty Mutual
  • Both

Compare Insurance Products

ProductFarm Bureau Financial Services Liberty Mutual
Accident InsuranceAccident Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Tuition InsuranceTuition Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Farm Bureau Financial Services Reviews
  • Liberty Mutual Reviews
3.5
5 Stars
38 %
4 Stars
13 %
3 Stars
25 %
2 Stars
15 %
1 Star
10 %

Most Positive Review

By Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.

Most Critical Review

By Wesley
They have been good for years been with them 15 plus years my son has had a couple accidents and my insurance has went from 178 to 368 a month plus when you switch cars your bill is messed up for months and I never heard of anyone having to back pay for having an accident I had already payed for those months

All Reviews

Showing 1 - 10 out of 40 Reviews
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Read reviews that mention

Hannah
Danny
Pamela Teeters
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.
Cara
Poor service
Paul
Fast easy service,convenient
PAUL
Good service
Carey
could always be better
Keller
because it is a insurance company
PAUL
Good service but its too high priced.
PAUL
Good service but it’s too high priced.
Showing 1 - 10 out of 40 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.