Esurance vs National General Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes
Last Updated: January 2022


Insurify Composite Score

What is this?

Insurify Composite Score

National General
What is this?

Insurify Composite Score

Esurance VS National General
What is this?
User Ratings
OptionsEsurance National General
4,728 reviews
210 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsEsurance National General
Call Center RepresentativeAmong the best--
Insurer WebsiteAbout average--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsEsurance National General
Claim ServicingAbout average--
Estimation ProcessAbout average--
First Notice of Loss (FNOL)About average--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessThe rest--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionEsurance National General
California818 pt
About average
Florida826 pt
About average
North Central799 pt
The rest
Southeast--810 pt
The rest
Mobile App Ratings
RegionEsurance National General
4,165 Reviews
108 Reviews
Financial Ratings
OptionsEsurance National General
A.M. BestA+A-

Auto Insurance Quotes

For Married Drivers

CityEsurance National General
Santa Monica$67--

For Single Drivers

CityEsurance National General
Santa Monica$106--

For Male Drivers

CityEsurance National General
Santa Monica$105--

For Female Drivers

CityEsurance National General
Santa Monica$68--

For Drivers with Speeding Ticket

CityEsurance National General
Santa Monica$131--

For Drivers with No Speeding Ticket

CityEsurance National General
Santa Monica$77--

For Drivers Age Between 18-40

CityEsurance National General
Santa Monica$118--

For Drivers Age Between 40-65

CityEsurance National General
Santa Monica$63--

For Drivers Age of 65+

CityEsurance National General
Santa Monica$57--

For Drivers with Average Credit

CityEsurance National General
Santa Monica$78--

For Drivers with Fair Credit

CityEsurance National General
Santa Monica$73--

For Drivers with Good Credit

CityEsurance National General
Santa Monica$70--

For Drivers with Excellent Credit

CityEsurance National General
Santa Monica$125--

Quotes & Discounts

Discount typeEsurance National General
Good DriverUp to 40%Varies
Passive RestraintUp to 33%--
Accident FreeUp to 25%--
Anti-Theft DeviceUp to 25%Varies
AlumniUp to 15%--
Multiple PolicyUp to 15%Varies
Defensive DriverUp to 10%--
Good StudentUp to 10%--
Paid in fullUp to 10%Varies
PrepayUp to 10%--
Anti-lock BrakeUp to 5%Varies
Driving HabitsUp to 5%--
Multiple VehicleUp to 5%Varies
OrganizationUp to 5%Varies
Provider SwitchUp to 5%--
Roadside AssistanceUp to 5%--
Starting your auto quote onlineUp to 5%--
Home OwnerVaries--
Signing documents when you buy onlineVaries--
Affinity group--Varies
Low Mileage--Varies

Payment Methods

Discount typeEsurance National General
Mobile App Payments
Online Payment

Features and Services

Features and ServicesEsurance National General
24/7 serviceyesyes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--

Optional Coverages

Optional CoveragesEsurance National General
Antique or Collector Car Insurance
Emergency Assistance Coverage
Gap Insurance
Incident Forgiveness
Loss of Use Coverage
Mechanical Breakdown Insurance
New Car Replacement Coverage
Original Equipment Manufacturer Coverage
Rental Reimbursement
Roadside Assistance

Online Quoting by State

  • Esurance
  • National General
  • Both

Uber and Lyft driver insurance

  • Esurance
  • National General
  • Both

SR‌-22 Insurance by State

  • Esurance
  • National General
  • Both

Compare Insurance Products

ProductEsurance National General
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Cell Phone InsuranceCell Phone Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Health InsuranceHealth Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Snowmobile insuranceSnowmobile insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • Esurance Reviews
  • National General Reviews
5 Stars
62 %
4 Stars
15 %
3 Stars
7 %
2 Stars
4 %
1 Star
12 %

Most Helpful Review

By Andrea
Ypuve been easy and great to deal with, im just looking to pay less.

Most Critical Review

By Shane
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.

All Reviews

Showing 1 - 10 out of 1000 Reviews
Sort by

Read reviews that mention

Erik Peer
Terrible customer service... dropped my vehicle off. Drive an hour away to pick up rental only to spend over an hour trying to get assistance which only got me nowhere.... unreal I will be going to another insurance company due to the facts that no one can help you and just pass you from person to person with no result... and apparently the New York office only has 2 employees... wtf unbelievable
Heather Snell
Don't do it! There is cheaper rates with much better coverage! In addition, they charged me $50 to cancel after I had been with them accident free for over 2 years! I moved to State Farm and couldn't be happier.
Offered me $100 for my total loss
Raised my rates for now reason then charged me a 10% cancellation fee. Will never return no matter what and I will never switch to any of their partner companies.
A huge corporation and they cannot support essential workers during a pandemic. This is so upsetting and boggling. This company orders over 200 dollars worth of food on a busy Friday morning requested free delivery and could not even tip 10%. My paycheck solely depends on the gratitude of customers and guests and a large company cannot even leave a courtesy tip.
No need
As everyone else are saying, this is a horrible company. Paid a payment one time with a credit card and they but never late. They processing made it late in their system in September. This is April and they raised my rate 80 dollars. What the fuck. Hate y'all and leaving ASAP
Zo Nolan
Wanted to leave a 1 star because they didn't let me add two different plus took $89.00 for no reason...Won't come back 2020!!!
Dee Bolen
We have einsurance my son was hit by another vehicle months ago. Both of my sons were in the vehicle and my son who was the passenger was taken to the ER. The medical claim was to be paid out by esurance. Additionally both of my sons required chiropractic care. the medical portion is the responsibility of esurance. We are five months post accident and esurance has yet to pay the medical portion of my son who was the passenger. They claim they need an affidavit to prove he is not covered under any other insurance. We have emailed, snail mailed and faxed the affidavit both from my home and the chiropractor‘s office on multiple occasions. They claim they have not received the affidavit and they still have not paid these bills, we are now receiving past due notices. The son who they did not require an affidavit for who was clearly covered under the policy it took them over four months to pay his medical claims… 2 weeks ago they claimed they mailed out the checks months ago, yet several of the checks showed up within a two day period just last week, but it’s still not the full amount they owe for him. No one ever returns calls and no one is ever at their desks. I can guarantee you they are NEVER late when it comes to collecting their premium from my bank acct! This is just unprofessional and unacceptable.
Kristi Knudson
I think the esurance AD should be taken off of the internet. I don't care if it's fake or not fake, but it shows a frog with springs on its feet. That is called maltreatment of animals fake or not fake. I am turning them in for this problem if they don't take the ad off of the internet because I'm going to consumer affairs and the BBB because you are not supposed to show anything like that on the internet and they do it anyway so I would assume they would take it off unless they want to get in trouble for maltreatment of a animal!!!!!!!I would never trust this insurance company because of that fact.
Showing 1 - 10 out of 1000 reviews


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.