4.8out of 3,000+ reviews

Erie Insurance vs Travelers Car Insurance

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auto insurance

Last Updated February 1, 2022

Ratings

Insurify Composite Score

Erie Insurance
85
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Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

Erie Insurance VS Travelers
85
80
What is this?
User Ratings
OptionsErie Insurance Travelers
Rating/Reviews
224 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsErie Insurance Travelers
Call Center Representative--About average
Insurer Website--About average
Local AgentAmong the bestAbout average
Overall SatisfactionAmong the bestAbout average
Policy OfferingsBetter than mostAbout average
PricingAmong the bestThe rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsErie Insurance Travelers
Claim ServicingBetter than mostAbout average
Estimation ProcessAmong the bestAbout average
First Notice of Loss (FNOL)Better than mostAbout average
Overall SatisfactionBetter than mostAbout average
Rental ExperienceAmong the bestAbout average
Repair ProcessAmong the bestThe rest
SettlementBetter than mostAbout average
J.D. Power Ratings by Region (out of 1000)
RegionErie Insurance Travelers
Central--814 pt
The rest
Florida--810 pt
The rest
Mid-Atlantic854 pt
Among the best
820 pt
The rest
New England--804 pt
The rest
New York--821 pt
About average
North Central845 pt
Among the best
805 pt
The rest
Southeast--822 pt
About average
Southwest--809 pt
The rest
Mobile App Ratings
RegionErie Insurance Travelers
Android
4 Reviews
146 Reviews
iOS--
49 Reviews
Financial Ratings
OptionsErie Insurance Travelers
A.M. BestA+A++
Fitch--AA
Moody's--Aa2
Standard & Poor'sAAA

Auto Insurance Quotes

For Married Drivers

CityErie Insurance Travelers
Chicago$48$78
Philadelphia$45$99
Phoenix--$81

For Single Drivers

CityErie Insurance Travelers
Chicago$48$78
Philadelphia$52$125
Phoenix--$86

For Male Drivers

CityErie Insurance Travelers
Chicago$44$76
Philadelphia$47$117
Phoenix--$85

For Female Drivers

CityErie Insurance Travelers
Chicago$52$79
Philadelphia$50$108
Phoenix--$82

For Drivers with Speeding Ticket

CityErie Insurance Travelers
Chicago$58$100
Philadelphia$56$179
Phoenix--$114

For Drivers with No Speeding Ticket

CityErie Insurance Travelers
Chicago$46$73
Philadelphia$47$103
Phoenix--$77

For Drivers Age Between 18-40

CityErie Insurance Travelers
Chicago$49$78
Philadelphia$53$122
Phoenix--$89

For Drivers Age Between 40-65

CityErie Insurance Travelers
Chicago$45$72
Philadelphia$41$90
Phoenix--$74

For Drivers Age of 65+

CityErie Insurance Travelers
Chicago$57$98
Philadelphia$58$156
Phoenix--$98

For Drivers with Average Credit

CityErie Insurance Travelers
Chicago$54$85
Philadelphia$53$123
Phoenix--$91

For Drivers with Fair Credit

CityErie Insurance Travelers
Chicago$58$89
Philadelphia$54$120
Phoenix--$95

For Drivers with Good Credit

CityErie Insurance Travelers
Chicago$42$71
Philadelphia$42$91
Phoenix--$74

For Drivers with Excellent Credit

CityErie Insurance Travelers
Chicago$39$66
Philadelphia$45$114
Phoenix--$73

Quotes & Discounts

Discount typeErie Insurance Travelers
Multiple VehicleUp to 15%Up to 8%
PrepayUp to 7%--
Anti-Theft DeviceUp to 5%--
Anti-lock BrakeUp to 5%--
Accident ForgivenessVaries--
Defensive DriverVariesUp to 8%
Feature 15Varies--
Good DriverVaries--
Low MileageVariesVaries
Multiple PolicyVariesUp to 13%
Passive RestraintVaries--
Senior AdultVaries--
Student Away at SchoolVariesUp to 7%
Youth DrivingVaries--
Youth LoyaltyVaries--
Continuous Coverage--Up to 15%
Driving training--Up to 8%
Early Quote--Up to 10%
Good Payer--Up to 15%
Good Student--Up to 8%
Home Owner--Up to 5%
Hybrid/Electric Vehicle--Up to 10%
New Car--Up to 10%
No lapse in coverage--Varies
Paid in full--Up to 7.5%
Preferred payment--Up to 3%
Safe Driver--Up to 23%

Payment Methods

Discount typeErie Insurance Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Person 2 Person Payment yes--
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesErie Insurance Travelers
24/7 service--yes
Accident forgiveness--yes
Diminishing deductibleyes--
Flexible / convenient payments--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesErie Insurance Travelers
Accident Forgiveness
yesyes
Better Car Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage yes--
New Car Replacement Coverage
yesyes
Personal Auto Plus
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes
Vanishing Deductible
yes--

Insurance by State

Online Quoting by State

  • Erie Insurance
  • Travelers
  • Both

Uber and Lyft driver insurance

  • Erie Insurance
  • Travelers
  • Both

Compare Insurance Products

ProductErie Insurance Travelers
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Cyber Liability InsuranceCyber Liability Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insuranceyes--
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • Erie Insurance Reviews
  • Travelers Reviews
3.7
5 Stars
53 %
4 Stars
11 %
3 Stars
8 %
2 Stars
6 %
1 Star
22 %

Most Positive Review

By Olga
Because they have the best rate in the market and exceptional customer service

Most Critical Review

By Myra
Never had to use the service except pay my bill (I am accident free). Monthly payment is kind of high.

All Reviews

Showing 1 - 10 out of 224 Reviews
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Read reviews that mention

william
overpriced
Mary
Easy to work with. Great agent experience.
MIKE
Erie is fantastic to deal with! The service is great as are the rates. I have shopped around and they always come out on top with the best rates. The coverages on the auto and home are also very good. My auto deductibles are now zero and my home has coverage for underground lines and a warranty type of coverage. I highly recommend Erie! I had a claim on lost jewelry with them and it was paid in no time with no hassle what so ever!
Walter
Cheaper for two vehicles than one don't make no sense
William
It's just a numbers thing. I'm looking for a better price, and they wont provide one. I have a very good driving record, and I should be paying less than what I am curremtly
William
D.E.
Been dealing with them since 7/24/18 when one of their insured hit us. After calling multiple times and leacing messages with no call back for months in end. I decided to file a report with the Indiana Insurance Commissioner. That got the ball rolling for a few calls. Was told I would get a call back in 2 weeks that was 6 weeks ago. If you gwt hit by someone with Erie it is probably smart to lawyer up from the get go.
Crystal
Jeffrey C
My review is in reference to an automobile claim. I am not an Erie customer; however, I was rear-ended by an Erie client. I had a new Ford Explorer. I was hit so hard the rear hitch came up through the back seat. Erie paid the initial damage. I went to my Ford dealer to get it fixed. My Ford dealer said that I should pursue Erie for a "diminished value claim" since now my car was in a 'major" accident Ford would not take it on a trade-in, and most places will not since it is now in carfax as being in a major accident. I called Erie, they wanted to know how I knew about "diminished value" they then tried to talk me out of it, but I was persistent and they sent me to their recommended person, so I called, made an appointment, this cost me $300.00 dollars and three hours of my time ! When I submitted the report to Erie they offered me substantially less. I argued that this was your guy who said my diminished value claim was more ! They rudely told me to go and sue if I did not like it, which means I have to sue the other driver, which is their customer. I would NEVER use Erie after this.
Brandon P
This company is a joke. After having an adjuster come out and look at our house due to storm damage. We were lied to, the adjusters were extremely rude and disrespectful, and they damaged our house with the equipment they used. Several other neighbors were able to get claims with Erie Insurance due to storm damage, but we were lied to, after being told by numerous restoration companies that we do have damage. Our insurance agent made a sexist remark to my wife, and then we made a complaint to the Erie regional manager and he told us that they were not going to do anything about any of the complaints due to lack of evidence. I WOULD NEVER recommend ERIE as an insurance company to anybody.
Showing 1 - 10 out of 224 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.