Ratings
User Ratings
| Options | Erie Insurance | Penn National |
|---|---|---|
| Rating/Reviews |
227 reviews
|
3 reviews
|
Mobile App Ratings
| Brand | Erie Insurance | Penn National |
|---|---|---|
| Android |
4 reviews
|
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Auto Insurance Quotes
For Married Drivers
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $47 | -- |
| Philadelphia | $45 | $45 |
For Single Drivers
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $48 | -- |
| Philadelphia | $51 | $54 |
For Male Drivers
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $44 | -- |
| Philadelphia | $47 | $50 |
For Female Drivers
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $52 | -- |
| Philadelphia | $49 | $49 |
For Drivers with a Speeding Ticket
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $58 | -- |
| Philadelphia | $56 | $55 |
For Drivers with No Speeding Ticket
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $45 | -- |
| Philadelphia | $47 | $49 |
For Drivers Age Between 18-40
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $49 | -- |
| Philadelphia | $52 | $56 |
For Drivers Age Between 40-65
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $44 | -- |
| Philadelphia | $41 | $39 |
For Drivers Age of 65+
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $57 | -- |
| Philadelphia | $57 | $62 |
For Drivers with Average Credit
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $54 | -- |
| Philadelphia | $53 | $54 |
For Drivers with Fair Credit
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $57 | -- |
| Philadelphia | $53 | $50 |
For Drivers with Good Credit
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $41 | -- |
| Philadelphia | $41 | $46 |
For Drivers with Excellent Credit
| City | Erie Insurance | Penn National |
|---|---|---|
| Chicago | $38 | -- |
| Philadelphia | $45 | $49 |
Quotes & Discounts
| Discount Type | Erie Insurance | Penn National |
|---|---|---|
| Multiple Vehicle Discount |
up to 15%
|
Varies |
| Prepay Discount |
up to 7%
|
-- |
| Anti-Theft Device Discount |
up to 5%
|
-- |
| Anti-lock Brake Discount |
up to 5%
|
Varies |
| Accident Forgiveness |
Varies
|
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| Feature 15 |
Varies
|
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| Multiple Policy Discount |
Varies
|
Varies |
| Passive Restraint Discount |
Varies
|
Varies |
| Youth Driving Discount |
Varies
|
-- |
| Youth Loyalty Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
Varies |
| Senior Adult Discount |
Varies
|
-- |
| Defensive Driver Discount |
Varies
|
Varies |
| Low Mileage Discount |
Varies
|
Varies |
| Good Driver Discount |
Varies
|
-- |
| Paid in full discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Good Student Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
Payment Methods
| Payment Type | Erie Insurance | Penn National |
|---|---|---|
| Automatic Online Payment |
|
|
| Bank Payment/Direct Deposit |
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| Online Payment |
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| Phone Payment |
|
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| Person 2 Person Payment |
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| Mail Payment |
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| Credit Card Payment |
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| Debit Card Payments |
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| Prepayment |
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| In Person Payment |
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| Electronic Check |
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| Mobile App Payments |
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Feature and Services
| Features and Services | Erie Insurance | Penn National |
|---|---|---|
| Policy bundling discounts |
|
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| Diminishing deductible |
|
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| Roadside assistance |
|
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| Online account management |
|
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| Mobile app |
--
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| Flexible / convenient payments |
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Optional Coverages
| Coverage Type | Erie Insurance | Penn National |
|---|---|---|
| Accident Forgiveness |
|
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| Roadside Assistance |
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| Rental Reimbursement |
|
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| Vanishing Deductible |
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| Pet Coverage |
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| Glass Coverage |
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| Personal Auto Plus |
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| Emergency Lockout Coverage |
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| Emergency Assistance Coverage |
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| New Car Replacement Coverage |
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| Better Car Replacement |
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| Gap Insurance |
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| Ridesharing Coverage |
--
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| Preferred Repair Services |
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Insurance by State
- Erie Insurance
- Penn National
- Both
Uber and Lyft driver insurance:
- Erie Insurance
- Penn National
- Both
Online Quoting by State
- Erie Insurance
- Penn National
- Both
Compare Insurance Products
| Product | Erie Insurance | Penn National |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Condo Insurance |
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 Home Insurance |
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 Identity Theft Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Renters Insurance |
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 Umbrella Insurance |
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User Reviews
Most Positive Review
Because they have the best rate in the market and exceptional customer service
Most Critical Review
February 19, 2018
Never had to use the service except pay my bill (I am accident free). Monthly payment is kind of high.
Most Helpful Review
October 5, 2017
I have an auto claim with this company. I was across the country when my daughter had an accident and totalled my car. I immediately phoned the company and filed a claim. I also told them that I was 1500 miles away with my husband at the Mayo Clinic and couldn't get to my vehicle until the following Thursday. They promised to put a hold on it. On arrival to the impound my vehicle was already gone. It had been towed the day before. It was towed 3 hours away and still had my license plate and belongings in it. It has been 2 weeks and I still haven't been reimbursed for my damaged vehicle. I did finally receive my license plate and a very few of my belongings but everything else is apparently gone..ie tripods, Garmin... I would not recommend this company to anyone!
Most Recent Review
June 14, 2017
I had our water heater burst and it seems your adjuster is more interested in saving money by neglecting to remove the carpet or carpet pad. Wet carpet needs to be pulled in total or it just harbors conditions that lead to mold and mildew, yes and further damage! Sticking a blower in a uplifted corner of the carpet WILL NOT get the job done!!! Especially if pad is soaked and needs to be replaced, the fans just dry the carpet, the pad 4 days later is still soaked and starts smelling like mildew....meanwhile the fans that are put in place just blow the mildew smell throught my house. The insurance Co. Refused to take out the carpet....they actually said if they remove the carpet then they wont do the drywall that was damaged...WHAT???!!! Mammoth restoration was absolutely no help at all,..and Penn Nationl insuance dosnt care about their customers or our house. This insurance company sucks..... the rep was horrible to speak to, no customer service at all.
March 18, 2018