4.8out of 3,000+ reviews
Erie Insurance vs National General Car Insurance
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Last Updated February 1, 2022
Ratings
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Erie Insurance
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National General
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Erie Insurance VS National General
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User Ratings
| Options | Erie Insurance  | National General |
|---|---|---|
| Rating/Reviews | 224 reviews | 210 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Erie Insurance | National General |
|---|---|---|
| Local Agent | Among the best | -- |
| Overall Satisfaction | Among the best | -- |
| Policy Offerings | Better than most | -- |
| Pricing | Among the best | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Erie Insurance | National General |
|---|---|---|
| Claim Servicing | Better than most | -- |
| Estimation Process | Among the best | -- |
| First Notice of Loss (FNOL) | Better than most | -- |
| Overall Satisfaction | Better than most | -- |
| Rental Experience | Among the best | -- |
| Repair Process | Among the best | -- |
| Settlement | Better than most | -- |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Erie Insurance | National General |
|---|---|---|
| Mid-Atlantic | 854 pt Among the best | -- |
| North Central | 845 pt Among the best | -- |
| Southeast | -- | 810 pt The rest |
Mobile App Ratings ℹ
| Region | Erie Insurance | National General |
|---|---|---|
| Android | 4 Reviews | -- |
Financial Ratings
| Options | Erie Insurance | National General |
|---|---|---|
| A.M. Best | A+ | A- |
| Standard & Poor's | A | -- |
Auto Insurance Quotes
For Married Drivers
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $68 |
| Chicago | $48 | -- |
| Philadelphia | $45 | -- |
For Single Drivers
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $74 |
| Chicago | $48 | -- |
| Philadelphia | $52 | -- |
For Male Drivers
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $70 |
| Chicago | $44 | -- |
| Philadelphia | $47 | -- |
For Female Drivers
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $72 |
| Chicago | $52 | -- |
| Philadelphia | $50 | -- |
For Drivers with Speeding Ticket
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $82 |
| Chicago | $58 | -- |
| Philadelphia | $56 | -- |
For Drivers with No Speeding Ticket
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $69 |
| Chicago | $46 | -- |
| Philadelphia | $47 | -- |
For Drivers Age Between 18-40
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $75 |
| Chicago | $49 | -- |
| Philadelphia | $53 | -- |
For Drivers Age Between 40-65
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $63 |
| Chicago | $45 | -- |
| Philadelphia | $41 | -- |
For Drivers Age of 65+
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $88 |
| Chicago | $57 | -- |
| Philadelphia | $58 | -- |
For Drivers with Average Credit
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $82 |
| Chicago | $54 | -- |
| Philadelphia | $53 | -- |
For Drivers with Fair Credit
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $75 |
| Chicago | $58 | -- |
| Philadelphia | $54 | -- |
For Drivers with Good Credit
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $69 |
| Chicago | $42 | -- |
| Philadelphia | $42 | -- |
For Drivers with Excellent Credit
| City | Erie Insurance | National General |
|---|---|---|
| Austin | -- | $58 |
| Chicago | $39 | -- |
| Philadelphia | $45 | -- |
Quotes & Discounts
| Discount type | Erie Insurance | National General |
|---|---|---|
| Multiple Vehicle | Up to 15% | Varies |
| Prepay | Up to 7% | -- |
| Anti-Theft Device | Up to 5% | Varies |
| Anti-lock Brake | Up to 5% | Varies |
| Accident Forgiveness | Varies | -- |
| Defensive Driver | Varies | -- |
| Feature 15 | Varies | -- |
| Good Driver | Varies | Varies |
| Low Mileage | Varies | Varies |
| Multiple Policy | Varies | Varies |
| Passive Restraint | Varies | -- |
| Senior Adult | Varies | -- |
| Student Away at School | Varies | -- |
| Youth Driving | Varies | -- |
| Youth Loyalty | Varies | -- |
| Affinity group | -- | Varies |
| Loyalty | -- | Varies |
| Organization | -- | Varies |
| Paid in full | -- | Varies |
Payment Methods
| Discount type | Erie Insurance | National General |
|---|---|---|
| Automatic Online Payment ℹ |  | -- |
| Bank Payment/Direct Deposit | | -- |
| Credit Card Payment | | -- |
| Debit Card Payments | | -- |
| In Person Payment ℹ | | -- |
| Mail Payment ℹ | | -- |
| Online Payment ℹ | | |
| Person 2 Person Payment | | -- |
| Phone Payment ℹ | | -- |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | Erie Insurance | National General |
|---|---|---|
| 24/7 service | -- | |
| Diminishing deductible | | -- |
| Flexible / convenient payments | -- | |
| Mobile app | -- | |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | -- |
Optional Coverages
| Optional Coverages | Erie Insurance | National General |
|---|---|---|
| Accident Forgiveness ℹ | | -- |
| Antique or Collector Car Insurance ℹ | -- | |
| Better Car Replacement ℹ | | -- |
| Emergency Assistance Coverage ℹ | | |
| Emergency Lockout Coverage ℹ | | -- |
| Glass Coverage | | -- |
| New Car Replacement Coverage ℹ | | |
| Personal Auto Plus ℹ | | -- |
| Pet Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | -- |
| Vanishing Deductible ℹ | | -- |
Insurance by State
Car Insurance
- Erie Insurance
- National General
- Both
Online Quoting by State
- Erie Insurance
- National General
- Both
Uber and Lyft driver insurance
- Erie Insurance
- National General
- Both
SR-22 Insurance by State
- Erie Insurance
- National General
- Both
Compare Insurance Products
| Product | Erie Insurance | National General |
|---|---|---|
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | -- |
 Business Insurance | | -- |
 Condo Insurance | | -- |
 Home Insurance | | -- |
 Identity Theft Insurance | | -- |
 Life Insurance | | -- |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Renters Insurance | | -- |
 Umbrella Insurance | | -- |
User Reviews
- Erie Insurance Reviews
- National General Reviews
3.7
224 Reviews
5 Stars
53 %
4 Stars
11 %
3 Stars
8 %
2 Stars
6 %
1 Star
22 %
Most Positive Review
By Olga
Most Critical Review
By Myra
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.