Erie Insurance vs Foremost Signature Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

Erie Insurance
85
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Erie Insurance VS Foremost Signature
85
Not Rated
What is this?
User Ratings
OptionsErie Insurance Foremost Signature
Rating/Reviews
224 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsErie Insurance Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local AgentAmong the bestBetter than most
Overall SatisfactionAmong the bestAbout average
Policy OfferingsBetter than mostThe rest
PricingAmong the bestAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsErie Insurance Foremost Signature
Claim ServicingBetter than mostAbout average
Estimation ProcessAmong the bestAbout average
First Notice of Loss (FNOL)Better than mostAbout average
Overall SatisfactionBetter than mostAbout average
Rental ExperienceAmong the bestAbout average
Repair ProcessAmong the bestThe rest
SettlementBetter than mostAbout average
J.D. Power Ratings by Region (out of 1000)
RegionErie Insurance Foremost Signature
Florida--849 pt
Among the best
Mid-Atlantic854 pt
Among the best
--
New England--803 pt
The rest
New York--834 pt
Better than most
North Central845 pt
Among the best
811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionErie Insurance Foremost Signature
Android
4 Reviews
1,187 Reviews
iOS--
224 Reviews
Financial Ratings
OptionsErie Insurance Foremost Signature
A.M. BestA+A+
Fitch--AA-
Moody's--Aa3
Standard & Poor'sAAA-

Auto Insurance Quotes

For Married Drivers

CityErie Insurance Foremost Signature
Austin--$82
Chicago$48$96
Philadelphia$45--
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityErie Insurance Foremost Signature
Austin--$115
Chicago$48$133
Philadelphia$52--
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityErie Insurance Foremost Signature
Austin--$106
Chicago$44$120
Philadelphia$47--
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityErie Insurance Foremost Signature
Austin--$90
Chicago$52$110
Philadelphia$50--
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityErie Insurance Foremost Signature
Austin--$150
Chicago$58$183
Philadelphia$56--
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityErie Insurance Foremost Signature
Austin--$87
Chicago$46$100
Philadelphia$47--
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityErie Insurance Foremost Signature
Austin--$123
Chicago$49$137
Philadelphia$53--
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityErie Insurance Foremost Signature
Austin--$76
Chicago$45$90
Philadelphia$41--
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityErie Insurance Foremost Signature
Austin--$90
Chicago$57$125
Philadelphia$58--
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityErie Insurance Foremost Signature
Austin--$113
Chicago$54$130
Philadelphia$53--
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityErie Insurance Foremost Signature
Austin--$107
Chicago$58$115
Philadelphia$54--
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityErie Insurance Foremost Signature
Austin--$74
Chicago$42$96
Philadelphia$42--
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityErie Insurance Foremost Signature
Austin--$99
Chicago$39$118
Philadelphia$45--
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeErie Insurance Foremost Signature
Multiple VehicleUp to 15%Varies
PrepayUp to 7%Varies
Anti-Theft DeviceUp to 5%Varies
Anti-lock BrakeUp to 5%Varies
Accident ForgivenessVariesVaries
Defensive DriverVariesVaries
Feature 15Varies--
Good DriverVariesVaries
Low MileageVaries--
Multiple PolicyVariesVaries
Passive RestraintVariesVaries
Senior AdultVaries--
Student Away at SchoolVariesVaries
Youth DrivingVariesVaries
Youth LoyaltyVaries--
Accident Free--Varies
Advance shopper--Varies
Affinity group--Varies
Alumni--Varies
Claims Free Renewal--Varies
Deductible--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Early Quote--Varies
Good Student--Varies
Home Owner--Varies
Loyalty--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Preferred payment--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies

Payment Methods

Discount typeErie Insurance Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Pay Through Your Agent
--yes
Payroll Deduction
--yes
Person 2 Person Payment yes--
Phone Payment
yesyes
Prepayment
yesyes

Features and Services

Features and ServicesErie Insurance Foremost Signature
24/7 service--yes
Diminishing deductibleyes--
Flexible / convenient payments--yes
Mobile app--yes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesErie Insurance Foremost Signature
Accident Forgiveness
yes--
Better Car Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage yesyes
Legal Defense Costs Coverage
--yes
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
--yes
Personal Auto Plus
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
yes--

Insurance by State

Online Quoting by State

  • Erie Insurance
  • Foremost Signature
  • Both

Uber and Lyft driver insurance

  • Erie Insurance
  • Foremost Signature
  • Both

Compare Insurance Products

ProductErie Insurance Foremost Signature
Accident InsuranceAccident Insurance--yes
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Identity Theft InsuranceIdentity Theft Insuranceyes--
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insurance--yes

User Reviews

  • Erie Insurance Reviews
  • Foremost Signature Reviews
3.7
5 Stars
53 %
4 Stars
11 %
3 Stars
8 %
2 Stars
6 %
1 Star
22 %

Most Positive Review

By Olga
Because they have the best rate in the market and exceptional customer service

Most Critical Review

By Myra
Never had to use the service except pay my bill (I am accident free). Monthly payment is kind of high.

All Reviews

Showing 1 - 10 out of 224 Reviews
Sort by

Read reviews that mention

william
overpriced
Mary
Easy to work with. Great agent experience.
MIKE
Erie is fantastic to deal with! The service is great as are the rates. I have shopped around and they always come out on top with the best rates. The coverages on the auto and home are also very good. My auto deductibles are now zero and my home has coverage for underground lines and a warranty type of coverage. I highly recommend Erie! I had a claim on lost jewelry with them and it was paid in no time with no hassle what so ever!
Walter
Cheaper for two vehicles than one don't make no sense
William
It's just a numbers thing. I'm looking for a better price, and they wont provide one. I have a very good driving record, and I should be paying less than what I am curremtly
William
D.E.
Been dealing with them since 7/24/18 when one of their insured hit us. After calling multiple times and leacing messages with no call back for months in end. I decided to file a report with the Indiana Insurance Commissioner. That got the ball rolling for a few calls. Was told I would get a call back in 2 weeks that was 6 weeks ago. If you gwt hit by someone with Erie it is probably smart to lawyer up from the get go.
Crystal
Jeffrey C
My review is in reference to an automobile claim. I am not an Erie customer; however, I was rear-ended by an Erie client. I had a new Ford Explorer. I was hit so hard the rear hitch came up through the back seat. Erie paid the initial damage. I went to my Ford dealer to get it fixed. My Ford dealer said that I should pursue Erie for a "diminished value claim" since now my car was in a 'major" accident Ford would not take it on a trade-in, and most places will not since it is now in carfax as being in a major accident. I called Erie, they wanted to know how I knew about "diminished value" they then tried to talk me out of it, but I was persistent and they sent me to their recommended person, so I called, made an appointment, this cost me $300.00 dollars and three hours of my time ! When I submitted the report to Erie they offered me substantially less. I argued that this was your guy who said my diminished value claim was more ! They rudely told me to go and sue if I did not like it, which means I have to sue the other driver, which is their customer. I would NEVER use Erie after this.
Brandon P
This company is a joke. After having an adjuster come out and look at our house due to storm damage. We were lied to, the adjusters were extremely rude and disrespectful, and they damaged our house with the equipment they used. Several other neighbors were able to get claims with Erie Insurance due to storm damage, but we were lied to, after being told by numerous restoration companies that we do have damage. Our insurance agent made a sexist remark to my wife, and then we made a complaint to the Erie regional manager and he told us that they were not going to do anything about any of the complaints due to lack of evidence. I WOULD NEVER recommend ERIE as an insurance company to anybody.
Showing 1 - 10 out of 224 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.