EMC vs National General Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

EMC
Not Rated
What is this?

Insurify Composite Score

National General
58
What is this?

Insurify Composite Score

EMC VS National General
Not Rated
58
What is this?
User Ratings
OptionsEMC National General
Rating/Reviews
1 reviews
210 reviews
J.D. Power Ratings by Region (out of 1000)
RegionEMC National General
Southeast--810 pt
The rest
Financial Ratings
OptionsEMC National General
A.M. Best--A-

Auto Insurance Quotes

For Married Drivers

CityEMC National General
Austin--$68

For Single Drivers

CityEMC National General
Austin--$74

For Male Drivers

CityEMC National General
Austin--$70

For Female Drivers

CityEMC National General
Austin--$72

For Drivers with Speeding Ticket

CityEMC National General
Austin--$82

For Drivers with No Speeding Ticket

CityEMC National General
Austin--$69

For Drivers Age Between 18-40

CityEMC National General
Austin--$75

For Drivers Age Between 40-65

CityEMC National General
Austin--$63

For Drivers Age of 65+

CityEMC National General
Austin--$88

For Drivers with Average Credit

CityEMC National General
Austin--$82

For Drivers with Fair Credit

CityEMC National General
Austin--$75

For Drivers with Good Credit

CityEMC National General
Austin--$69

For Drivers with Excellent Credit

CityEMC National General
Austin--$58

Quotes & Discounts

Discount typeEMC National General
Accident FreeVaries--
Anti-Theft DeviceVariesVaries
Anti-lock BrakeVariesVaries
Claims Free RenewalVaries--
Defensive DriverVaries--
Good StudentVaries--
LoyaltyVariesVaries
Multiple PolicyVariesVaries
Multiple VehicleVariesVaries
Passive RestraintVaries--
Preferred paymentVaries--
Senior AdultVaries--
Affinity group--Varies
Good Driver--Varies
Low Mileage--Varies
Organization--Varies
Paid in full--Varies

Payment Methods

Discount typeEMC National General
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Mail Payment
yes--
Online Payment
yesyes
Person 2 Person Payment yes--
Phone Payment
yes--

Features and Services

Features and ServicesEMC National General
24/7 service--yes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyes--

Optional Coverages

Optional CoveragesEMC National General
Antique or Collector Car Insurance
--yes
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yes--
New Car Replacement Coverage
--yes
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yes--

Insurance by State

Online Quoting by State

  • EMC
  • National General
  • Both

SR‌-22 Insurance by State

  • EMC
  • National General
  • Both

Compare Insurance Products

ProductEMC National General
Car InsuranceCar Insurance--yes
Business InsuranceBusiness Insuranceyes--
Life InsuranceLife Insuranceyes--

User Reviews

  • EMC Reviews
  • National General Reviews
5.0
5 Stars
100 %

Most Helpful Review

By Kelly

Latest Review

By Kelly

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.