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Electric Insurance vs USAA Car Insurance

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Ratings

Insurify Composite Score Electric Insurance
VS USAA
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Insurify Composite ScoreUSAA
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User Ratings
Options Electric Insurance USAA
Rating/Reviews
Full Star Full Star Half Star Empty Star Empty Star
12 reviews
Full Star Full Star Full Star Empty Star Empty Star
1,627 reviews
U.S Auto Insurance Shopping Study (2018)
Options Electric Insurance USAA
Overall Satisfaction -- Among the best
Policy Offerings -- Among the best
Pricing -- Among the best
Local Agent -- About average
Call Center Representative -- Among the best
Insurer Website -- Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
Options Electric Insurance USAA
Overall Satisfaction -- Among the best
First Notice of Loss (FNOL) -- Among the best
Claim Servicing -- Better than most
Estimation Process -- Better than most
Repair Process -- Among the best
Rental Experience -- Better than most
Settlement -- Better than most
J.D. Power Ratings by Region (out of 1000)
Region Electric Insurance USAA
Southwest --
887 pt
Among the best
Southeast --
894 pt
Among the best
Texas --
899 pt
Among the best
Central --
906 pt
Among the best
Mid-Atlantic --
896 pt
Among the best
New England --
893 pt
Among the best
Florida --
888 pt
Among the best
California --
894 pt
Among the best
New York --
900 pt
Among the best
North Central --
905 pt
Among the best
Northwest --
896 pt
Among the best
Mobile App Ratings
Brand Electric Insurance USAA
iOS
--
Full Star Full Star Full Star Full Star Empty Star
3,600 reviews
Android
--
Full Star Full Star Full Star Full Star Half Star
98,577 reviews
Financial Ratings
Company Name Electric Insurance USAA
A.M. Best -- A++
Standard & Poor's -- AA+
Fitch -- AA+
Moody's -- Aa1

Auto Insurance Quotes

For Married Drivers

City Electric Insurance USAA
Austin -- $48
Chicago -- $46
Philadelphia -- $31
Phoenix -- $38
Los Angeles -- $49

For Single Drivers

City Electric Insurance USAA
Austin -- $61
Chicago -- $69
Philadelphia -- $41
Phoenix -- $57
Los Angeles -- $88

For Male Drivers

City Electric Insurance USAA
Austin -- $55
Chicago -- $59
Philadelphia -- $37
Phoenix -- $52
Los Angeles -- $81

For Female Drivers

City Electric Insurance USAA
Austin -- $54
Chicago -- $56
Philadelphia -- $34
Phoenix -- $43
Los Angeles -- $56

For Drivers with a Speeding Ticket

City Electric Insurance USAA
Austin -- $72
Chicago -- $84
Philadelphia -- $44
Phoenix -- $68
Los Angeles -- $114

For Drivers with No Speeding Ticket

City Electric Insurance USAA
Austin -- $50
Chicago -- $52
Philadelphia -- $35
Phoenix -- $43
Los Angeles -- $59

For Drivers Age Between 18-40

City Electric Insurance USAA
Austin -- $61
Chicago -- $71
Philadelphia -- $41
Phoenix -- $58
Los Angeles -- $95

For Drivers Age Between 40-65

City Electric Insurance USAA
Austin -- $43
Chicago -- $42
Philadelphia -- $28
Phoenix -- $34
Los Angeles -- $48

For Drivers Age of 65+

City Electric Insurance USAA
Austin -- $71
Chicago -- $66
Philadelphia -- $46
Phoenix -- $56
Los Angeles -- $48

For Drivers with Average Credit

City Electric Insurance USAA
Austin -- $59
Chicago -- $67
Philadelphia -- $41
Phoenix -- $51
Los Angeles -- $67

For Drivers with Fair Credit

City Electric Insurance USAA
Austin -- $56
Chicago -- $55
Philadelphia -- $36
Phoenix -- $46
Los Angeles -- $54

For Drivers with Good Credit

City Electric Insurance USAA
Austin -- $45
Chicago -- $46
Philadelphia -- $32
Phoenix -- $38
Los Angeles -- $55

For Drivers with Excellent Credit

City Electric Insurance USAA
Austin -- $57
Chicago -- $62
Philadelphia -- $34
Phoenix -- $56
Los Angeles -- $99

Quotes & Discounts

Discount Type Electric Insurance USAA
Mature driver discount
Varies
--
Accident Free Discount
Varies
--
Preferred payment discount
Varies
--
Organization Discount
Varies
--
EV/Hybrid Discount
Varies
--
Daytime Running Lights Discount
Varies
Varies
Student Away at School Discount
Varies
up to 20%
Good Driver Discount
Varies
up to 10%
Advance shopper discount
Varies
--
Passive Restraint Discount
Varies
up to 15%
Paid in full discount
Varies
--
Affinity group discount
Varies
--
Newlywed Discount
Varies
--
New Car Discount
Varies
Varies
Multiple Policy Discount
Varies
up to 9%
Low Mileage Discount
Varies
Varies
Good Student Discount
Varies
Varies
Driving training discount
Varies
Varies
Anti-Theft Device Discount
Varies
up to 20%
Anti-lock Brake Discount
Varies
Varies
Accident Forgiveness
Varies
Varies
Vehicle Storage Discount
--
up to 60%
Military Discount
--
up to 15%
Multiple Vehicle Discount
--
up to 13%
Family Discount
--
up to 10%
teenSMART Discount
--
Varies
Loyalty Discount
--
Varies
Defensive Driver Discount
--
Varies
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Payment Methods

Payment Type Electric Insurance USAA
Mail Payment Complete Tick Complete Tick
Automatic Online Payment Complete Tick Complete Tick
Prepayment Complete Tick
--
Credit Card Payment Complete Tick
--
Electronic Check Complete Tick
--
Online Payment Complete Tick Complete Tick
Debit Card Payments Complete Tick
--
Payroll Deduction Complete Tick
--
Mobile App Payments
--
Complete Tick

Feature and Services

Features and Services Electric Insurance USAA
Flexible / convenient payments Complete Tick Complete Tick
24/7 service Complete Tick Complete Tick
Online account management Complete Tick Complete Tick
Roadside assistance Complete Tick Complete Tick
Mobile app Complete Tick Complete Tick

Optional Coverages

Coverage Type Electric Insurance USAA
New Car Replacement Coverage Complete Tick
--
Original Equipment Manufacturer Coverage Complete Tick
--
Work Loss Coverage Complete Tick
--
Rental Reimbursement Complete Tick Complete Tick
Roadside Assistance Complete Tick Complete Tick
Gap Insurance Complete Tick
--
Emergency Lockout Coverage Complete Tick
--
Glass Coverage Complete Tick
--
Comprehensive Claim Forgiveness Complete Tick
--
Accident Forgiveness
--
Complete Tick
Extended Coverage
--
Complete Tick

Insurance by State

  • Car Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Home / Condo Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Electric Insurance
  • USAA
  • Both

Uber and Lyft driver insurance:

  • Electric Insurance
  • USAA
  • Both

Online Quoting by State

  • Electric Insurance
  • USAA
  • Both

Compare Insurance Products

Product Electric Insurance USAA
  Aviation Insurance
--
Complete Tick
  Boat Insurance
--
Complete Tick
  Car Insurance Complete Tick Complete Tick
  Classic Car Insurance
--
Complete Tick
  Collectibles Insurance
--
Complete Tick
  Condo Insurance
--
Complete Tick
  Dwelling Fire Insurance
--
Complete Tick
  Farm Insurance
--
Complete Tick
  Flood Insurance
--
Complete Tick
  Home Insurance Complete Tick Complete Tick
  Life Insurance
--
Complete Tick
  Mobile Home Insurance
--
Complete Tick
  Motorcycle Insurance
--
Complete Tick
  Personal Articles Insurance
--
Complete Tick
  RV Insurance
--
Complete Tick
  Renters Insurance
--
Complete Tick
  Small Business Insurance
--
Complete Tick
  Umbrella Insurance
--
Complete Tick

Popular Comparisons

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  • Farm Bureau Financial Services vs USAA
  • AARP vs USAA
  • NJ Manufacturers vs USAA

User Reviews

  • Electric Insurance Reviews
  • USAA Reviews
★ ★★ ★★
2.5
12 user reviews
5 Stars
25% Complete
25%
4 Stars
8% Complete
8%
3 Stars
8% Complete
8%
2 Stars
8% Complete
8%
1 Star
50% Complete
50%
Write a Review
Most Positive Review
★ ★★ ★★
By Shubha
December 8, 2017

Cost and services

Most Critical Review
★ ★★ ★★
By Holly Knef
June 15, 2018

I have had Electic insurance for approximately 20 years. My rates just went up 25 % in the last year without notice. No accidents, speeding tickets or claims. When I called customer support their response was “well we can do that. We were allowed to raise our rates in your state.” No offer to review my plans to see if they could save me money on my policies by increasing deductibles, looking for discounts ie alam systems etc. They were much more helpful in years past. I switched to another company, have the same coverage, same deductibles and they have an equal insurance rating and Iam saving $2250 a year!

★ ★★ ★★
2.8
1,627 user reviews
5 Stars
37% Complete
37%
4 Stars
5% Complete
5%
3 Stars
5% Complete
5%
2 Stars
7% Complete
7%
1 Star
47% Complete
47%
Write a Review
Most Positive Review
★ ★★ ★★
By Donna
October 23, 2017

Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.

Most Critical Review
★ ★★ ★★
By Roo
December 19, 2018

I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.

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