Donegal vs Mercury Car Insurance

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Last Updated: January 2022

Ratings

Insurify Composite Score

Donegal
Not Rated
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

Donegal VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsDonegal Mercury
Rating/Reviews
5 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsDonegal Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsDonegal Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionDonegal Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionDonegal Mercury
Android--
161 Reviews
Financial Ratings
OptionsDonegal Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityDonegal Mercury
Austin--$74
Chicago--$106
Philadelphia$49--
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityDonegal Mercury
Austin--$81
Chicago--$152
Philadelphia$55--
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityDonegal Mercury
Austin--$77
Chicago--$146
Philadelphia$48--
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityDonegal Mercury
Austin--$78
Chicago--$113
Philadelphia$56--
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityDonegal Mercury
Austin--$102
Chicago--$174
Philadelphia$69--
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityDonegal Mercury
Austin--$72
Chicago--$119
Philadelphia$50--
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityDonegal Mercury
Austin--$81
Chicago--$150
Philadelphia$57--
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityDonegal Mercury
Austin--$70
Chicago--$103
Philadelphia$45--
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityDonegal Mercury
Austin--$93
Chicago--$147
Philadelphia$60--
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityDonegal Mercury
Austin--$86
Chicago--$134
Philadelphia$63--
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityDonegal Mercury
Austin--$84
Chicago--$111
Philadelphia$59--
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityDonegal Mercury
Austin--$74
Chicago--$123
Philadelphia$44--
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityDonegal Mercury
Austin--$67
Chicago--$149
Philadelphia$42--
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeDonegal Mercury
Accident ForgivenessVaries--
Accident FreeVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Driving trainingVaries--
Good DriverVariesUp to 18%
Good StudentVariesUp to 10%
LoyaltyVaries--
Multiple PolicyVariesUp to 10%
Multiple VehicleVariesUp to 26%
Passive RestraintVariesUp to 5%
Federal Employee--Varies
Good Credit--Up to 73%
Low Mileage--Varies
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeDonegal Mercury
Automatic Online Payment
yes--
Electronic Check
yes--
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesDonegal Mercury
24/7 service--yes
Accident forgivenessyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesDonegal Mercury
Comprehensive Claim Forgiveness
yesyes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Insurance by State

Uber and Lyft driver insurance

  • Donegal
  • Mercury
  • Both

SR‌-22 Insurance by State

  • Donegal
  • Mercury
  • Both

Compare Insurance Products

ProductDonegal Mercury
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Donegal Reviews
  • Mercury Reviews
4.4
5 Stars
60 %
4 Stars
20 %
3 Stars
20 %

Most Positive Review

By margarita ramilo
great

Most Critical Review

By Mary
Rates keep going up.

All Reviews

Showing 1 - 5 out of 5 Reviews
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Read reviews that mention

Richard
Their service and that of my agent has been very good but premiums continue to go up.
margarita ramilo
great
Mary
Rates keep going up.
Kevin
Price
Mike B.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.