Direct Auto vs Foremost Signature Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Direct Auto
Not Rated
What is this?

Insurify Composite Score

Foremost Signature
Not Rated
What is this?

Insurify Composite Score

Direct Auto VS Foremost Signature
Not Rated
Not Rated
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User Ratings
OptionsDirect Auto Foremost Signature
Rating/Reviews
26 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsDirect Auto Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsDirect Auto Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionDirect Auto Foremost Signature
Florida--849 pt
Among the best
New England--803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionDirect Auto Foremost Signature
Android--
1,187 Reviews
iOS--
224 Reviews
Financial Ratings
OptionsDirect Auto Foremost Signature
A.M. Best--A+
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityDirect Auto Foremost Signature
Austin--$82
Chicago--$96
Phoenix--$66
Santa Monica--$119

For Single Drivers

CityDirect Auto Foremost Signature
Austin--$115
Chicago--$133
Phoenix--$102
Santa Monica--$205

For Male Drivers

CityDirect Auto Foremost Signature
Austin--$106
Chicago--$120
Phoenix--$89
Santa Monica--$194

For Female Drivers

CityDirect Auto Foremost Signature
Austin--$90
Chicago--$110
Phoenix--$79
Santa Monica--$130

For Drivers with Speeding Ticket

CityDirect Auto Foremost Signature
Austin--$150
Chicago--$183
Phoenix--$150
Santa Monica--$376

For Drivers with No Speeding Ticket

CityDirect Auto Foremost Signature
Austin--$87
Chicago--$100
Phoenix--$70
Santa Monica--$116

For Drivers Age Between 18-40

CityDirect Auto Foremost Signature
Austin--$123
Chicago--$137
Phoenix--$106
Santa Monica--$225

For Drivers Age Between 40-65

CityDirect Auto Foremost Signature
Austin--$76
Chicago--$90
Phoenix--$61
Santa Monica--$117

For Drivers Age of 65+

CityDirect Auto Foremost Signature
Austin--$90
Chicago--$125
Phoenix--$86
Santa Monica--$96

For Drivers with Average Credit

CityDirect Auto Foremost Signature
Austin--$113
Chicago--$130
Phoenix--$99
Santa Monica--$148

For Drivers with Fair Credit

CityDirect Auto Foremost Signature
Austin--$107
Chicago--$115
Phoenix--$75
Santa Monica--$131

For Drivers with Good Credit

CityDirect Auto Foremost Signature
Austin--$74
Chicago--$96
Phoenix--$69
Santa Monica--$126

For Drivers with Excellent Credit

CityDirect Auto Foremost Signature
Austin--$99
Chicago--$118
Phoenix--$93
Santa Monica--$244

Quotes & Discounts

Discount typeDirect Auto Foremost Signature
MilitaryUp to 25%--
Multiple VehicleUp to 25%Varies
Prior carrierUp to 25%--
Provider SwitchUp to 25%--
Policy Update/ExtensionUp to 20%--
Home OwnerUp to 15%Varies
Good DriverUp to 10%Varies
Good StudentUp to 10%Varies
Welcome Back CreditUp to 6%--
Affinity groupUp to 5%Varies
Low MileageUp to 5%--
Multiple PolicyUp to 5%Varies
Senior AdultUp to 5%--
Paid in fullVariesVaries
Accident Forgiveness--Varies
Accident Free--Varies
Advance shopper--Varies
Alumni--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Claims Free Renewal--Varies
Deductible--Varies
Defensive Driver--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
Early Quote--Varies
Loyalty--Varies
Organization--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Student Away at School--Varies
Youth Driving--Varies

Payment Methods

Discount typeDirect Auto Foremost Signature
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Cash Payment
yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yesyes
Online Payment
yesyes
Pay Through Your Agent
yesyes
Payroll Deduction
--yes
Phone Payment
yesyes
Prepayment
yesyes
Text Payment
yes--

Features and Services

Features and ServicesDirect Auto Foremost Signature
24/7 serviceyesyes
Flexible / convenient paymentsyesyes
Mobile app--yes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesDirect Auto Foremost Signature
Accidental Death, Dismemberment, Disability
yes--
Gap Insurance
--yes
Glass Coverage --yes
Legal Defense Costs Coverage
--yes
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Uber and Lyft driver insurance

  • Direct Auto
  • Foremost Signature
  • Both

SR‌-22 Insurance by State

  • Direct Auto
  • Foremost Signature
  • Both

Compare Insurance Products

ProductDirect Auto Foremost Signature
Accident InsuranceAccident Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insurance--yes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Life InsuranceLife Insuranceyesyes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes
Vision InsuranceVision Insurance--yes

User Reviews

  • Direct Auto Reviews
  • Foremost Signature Reviews
3.4
5 Stars
46 %
4 Stars
8 %
3 Stars
12 %
2 Stars
12 %
1 Star
23 %

Most Positive Review

By Patricia
Great price can do everything online but also has local offices

Most Critical Review

By Mike
Upon getting my policy I noticed it did not have comp & coll on it as I was believed it to be & when I wanted it added they said it would be $ 209 a month not the $ 117.53 as I was believed it to be . so I'm still at direct but looking around . I need full coverage below $200.00 a month and direct said they can't do it less then $ 209.00 I'm disabled & on limited monthly income .

All Reviews

Showing 1 - 10 out of 26 Reviews
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Read reviews that mention

Maria
J Yeargain
Miss Mary Williams of in Jacksonville Arkansas assisted us thoroughly she was fantastic and answered all her questions concisely she is a true professional we thank her greatly
Fred
Kevin did an excellent job with my every needs for my son’s insurance.intelligent informative and nice guy.
Amber Lytle
Don’t deal with these people there awful they took out 584.06 in one month when our payment in only 292.03 but they aren’t very friendly and make you jump through hoops to get money back save yourself the heartache and the headache and go somewhere else
Jesse Redmon
To whom this may concern. My name as you can see is Jesse Redmon and I have been a direct auto customer for more than a year now. And today I made a payment by phone to a Jacgueline Smith in Birmingham Ala. And I just want to take the time to Express how much I enjoyed the professional service that I received. Jackie was such a pleasure and professional representative. Please Express my profound thanks to her for a job well done. Thanks so very much, for your time.
Ashley
Great customer service at the location on union ave memphis tn.. Very quick and efficient! Ann was very helpful to me.. Thanks
Jenny
My husband called for a quote. A representative answered and kept calling him " Hon". She seemed confused taking calls and told him she made some mistake on her end. Then the rep asked for my husband's phone number for an immediate call back, but of course never followed through. I sure wouldn't trust this company after that call.
Earl
tonya harding and thatB.H. from Texas Really
Emanuel Escandon
Ms. Claudia Ramirez was very helpful to me in starting my policy. Great customer service, well explained coverage!!! definitely will be referring friends and family over
Billy
Them all right
Showing 1 - 10 out of 26 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.