Direct Auto vs Erie Insurance Car Insurance

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Last Updated: January 2022


Insurify Composite Score

Direct Auto
Not Rated
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Insurify Composite Score

Erie Insurance
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Insurify Composite Score

Direct Auto VS Erie Insurance
Not Rated
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User Ratings
OptionsDirect Auto Erie Insurance
26 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsDirect Auto Erie Insurance
Local Agent--Among the best
Overall Satisfaction--Among the best
Policy Offerings--Better than most
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsDirect Auto Erie Insurance
Claim Servicing--Better than most
Estimation Process--Among the best
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Among the best
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionDirect Auto Erie Insurance
Mid-Atlantic--854 pt
Among the best
North Central--845 pt
Among the best
Mobile App Ratings
RegionDirect Auto Erie Insurance
4 Reviews
Financial Ratings
OptionsDirect Auto Erie Insurance
A.M. Best--A+
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityDirect Auto Erie Insurance

For Single Drivers

CityDirect Auto Erie Insurance

For Male Drivers

CityDirect Auto Erie Insurance

For Female Drivers

CityDirect Auto Erie Insurance

For Drivers with Speeding Ticket

CityDirect Auto Erie Insurance

For Drivers with No Speeding Ticket

CityDirect Auto Erie Insurance

For Drivers Age Between 18-40

CityDirect Auto Erie Insurance

For Drivers Age Between 40-65

CityDirect Auto Erie Insurance

For Drivers Age of 65+

CityDirect Auto Erie Insurance

For Drivers with Average Credit

CityDirect Auto Erie Insurance

For Drivers with Fair Credit

CityDirect Auto Erie Insurance

For Drivers with Good Credit

CityDirect Auto Erie Insurance

For Drivers with Excellent Credit

CityDirect Auto Erie Insurance

Quotes & Discounts

Discount typeDirect Auto Erie Insurance
MilitaryUp to 25%--
Multiple VehicleUp to 25%Up to 15%
Prior carrierUp to 25%--
Provider SwitchUp to 25%--
Policy Update/ExtensionUp to 20%--
Home OwnerUp to 15%--
Good DriverUp to 10%Varies
Good StudentUp to 10%--
Welcome Back CreditUp to 6%--
Affinity groupUp to 5%--
Low MileageUp to 5%Varies
Multiple PolicyUp to 5%Varies
Senior AdultUp to 5%Varies
Paid in fullVaries--
Accident Forgiveness--Varies
Anti-Theft Device--Up to 5%
Anti-lock Brake--Up to 5%
Defensive Driver--Varies
Feature 15--Varies
Passive Restraint--Varies
Prepay--Up to 7%
Student Away at School--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeDirect Auto Erie Insurance
Automatic Online Payment
Bank Payment/Direct Deposit --yes
Cash Payment
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
In Person Payment
Mail Payment
Multi-Payment Installment Plans
Online Payment
Pay Through Your Agent
Person 2 Person Payment --yes
Phone Payment
Text Payment

Features and Services

Features and ServicesDirect Auto Erie Insurance
24/7 serviceyes--
Diminishing deductible--yes
Flexible / convenient paymentsyes--
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesDirect Auto Erie Insurance
Accident Forgiveness
Accidental Death, Dismemberment, Disability
Better Car Replacement
Emergency Assistance Coverage
Emergency Lockout Coverage
Glass Coverage --yes
New Car Replacement Coverage
Personal Auto Plus
Pet Coverage
Rental Reimbursement
Roadside Assistance
Vanishing Deductible

Insurance by State

Online Quoting by State

  • Direct Auto
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • Direct Auto
  • Erie Insurance
  • Both

SR‌-22 Insurance by State

  • Direct Auto
  • Erie Insurance
  • Both

Compare Insurance Products

ProductDirect Auto Erie Insurance
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Direct Auto Reviews
  • Erie Insurance Reviews
5 Stars
46 %
4 Stars
8 %
3 Stars
12 %
2 Stars
12 %
1 Star
23 %

Most Positive Review

By Patricia
Great price can do everything online but also has local offices

Most Critical Review

By Mike
Upon getting my policy I noticed it did not have comp & coll on it as I was believed it to be & when I wanted it added they said it would be $ 209 a month not the $ 117.53 as I was believed it to be . so I'm still at direct but looking around . I need full coverage below $200.00 a month and direct said they can't do it less then $ 209.00 I'm disabled & on limited monthly income .

All Reviews

Showing 1 - 10 out of 26 Reviews
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Read reviews that mention

J Yeargain
Miss Mary Williams of in Jacksonville Arkansas assisted us thoroughly she was fantastic and answered all her questions concisely she is a true professional we thank her greatly
Kevin did an excellent job with my every needs for my son’s insurance.intelligent informative and nice guy.
Amber Lytle
Don’t deal with these people there awful they took out 584.06 in one month when our payment in only 292.03 but they aren’t very friendly and make you jump through hoops to get money back save yourself the heartache and the headache and go somewhere else
Jesse Redmon
To whom this may concern. My name as you can see is Jesse Redmon and I have been a direct auto customer for more than a year now. And today I made a payment by phone to a Jacgueline Smith in Birmingham Ala. And I just want to take the time to Express how much I enjoyed the professional service that I received. Jackie was such a pleasure and professional representative. Please Express my profound thanks to her for a job well done. Thanks so very much, for your time.
Great customer service at the location on union ave memphis tn.. Very quick and efficient! Ann was very helpful to me.. Thanks
My husband called for a quote. A representative answered and kept calling him " Hon". She seemed confused taking calls and told him she made some mistake on her end. Then the rep asked for my husband's phone number for an immediate call back, but of course never followed through. I sure wouldn't trust this company after that call.
tonya harding and thatB.H. from Texas Really
Emanuel Escandon
Ms. Claudia Ramirez was very helpful to me in starting my policy. Great customer service, well explained coverage!!! definitely will be referring friends and family over
Them all right
Showing 1 - 10 out of 26 reviews


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.