Dairyland vs USAA Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Dairyland
Not Rated
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Insurify Composite Score

USAA
96
What is this?

Insurify Composite Score

Dairyland VS USAA
Not Rated
96
What is this?
User Ratings
OptionsDairyland USAA
Rating/Reviews
291 reviews
1,031 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsDairyland USAA
Call Center Representative--Among the best
Insurer Website--Among the best
Local Agent--About average
Overall Satisfaction--Among the best
Policy Offerings--Among the best
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsDairyland USAA
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Among the best
Overall Satisfaction--Among the best
Rental Experience--Better than most
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionDairyland USAA
California--894 pt
Among the best
Central--906 pt
Among the best
Florida--888 pt
Among the best
Mid-Atlantic--896 pt
Among the best
New England--893 pt
Among the best
New York--900 pt
Among the best
North Central--905 pt
Among the best
Northwest--896 pt
Among the best
Southeast--894 pt
Among the best
Southwest--887 pt
Among the best
Texas--899 pt
Among the best
Mobile App Ratings
RegionDairyland USAA
Android--
98,577 Reviews
iOS--
3,600 Reviews
Financial Ratings
OptionsDairyland USAA
A.M. BestA+A++
Fitch--AA+
Moody's--Aa1
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityDairyland USAA
Austin--$48
Chicago--$47
Philadelphia--$31
Phoenix--$39
Santa Monica--$50

For Single Drivers

CityDairyland USAA
Austin--$61
Chicago--$69
Philadelphia--$41
Phoenix--$58
Santa Monica--$89

For Male Drivers

CityDairyland USAA
Austin--$55
Chicago--$59
Philadelphia--$38
Phoenix--$52
Santa Monica--$82

For Female Drivers

CityDairyland USAA
Austin--$54
Chicago--$57
Philadelphia--$35
Phoenix--$44
Santa Monica--$57

For Drivers with Speeding Ticket

CityDairyland USAA
Austin--$73
Chicago--$85
Philadelphia--$45
Phoenix--$69
Santa Monica--$115

For Drivers with No Speeding Ticket

CityDairyland USAA
Austin--$51
Chicago--$52
Philadelphia--$35
Phoenix--$44
Santa Monica--$59

For Drivers Age Between 18-40

CityDairyland USAA
Austin--$61
Chicago--$71
Philadelphia--$42
Phoenix--$59
Santa Monica--$95

For Drivers Age Between 40-65

CityDairyland USAA
Austin--$44
Chicago--$43
Philadelphia--$28
Phoenix--$35
Santa Monica--$49

For Drivers Age of 65+

CityDairyland USAA
Austin--$71
Chicago--$66
Philadelphia--$46
Phoenix--$57
Santa Monica--$48

For Drivers with Average Credit

CityDairyland USAA
Austin--$59
Chicago--$68
Philadelphia--$41
Phoenix--$51
Santa Monica--$68

For Drivers with Fair Credit

CityDairyland USAA
Austin--$57
Chicago--$55
Philadelphia--$37
Phoenix--$46
Santa Monica--$55

For Drivers with Good Credit

CityDairyland USAA
Austin--$45
Chicago--$47
Philadelphia--$32
Phoenix--$38
Santa Monica--$55

For Drivers with Excellent Credit

CityDairyland USAA
Austin--$57
Chicago--$62
Philadelphia--$35
Phoenix--$57
Santa Monica--$99

Quotes & Discounts

Discount typeDairyland USAA
Anti-Theft DeviceVariesUp to 20%
Defensive DriverVariesVaries
Early QuoteVaries--
Home OwnerVaries--
Multiple VehicleVariesUp to 13%
Paid in fullVaries--
Prior carrierVaries--
Accident Forgiveness--Varies
Anti-lock Brake--Varies
Daytime Running Lights--Varies
Driving training--Varies
Family--Up to 10%
Good Driver--Up to 10%
Good Student--Varies
Low Mileage--Varies
Loyalty--Varies
Military--Up to 15%
Multiple Policy--Up to 9%
New Car--Varies
Passive Restraint--Up to 15%
Student Away at School--Up to 20%
Vehicle Storage--Up to 60%
teenSMART--Varies

Payment Methods

Discount typeDairyland USAA
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
yesyes
Mobile App Payments
yesyes
Online Payment
yesyes
Phone Payment
yes--

Features and Services

Features and ServicesDairyland USAA
24/7 service--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesDairyland USAA
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
yes--
Extended Coverage
--yes
Glass Coverage yes--
Original Equipment Manufacturer Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes

Online Quoting by State

  • Dairyland
  • USAA
  • Both

Uber and Lyft driver insurance

  • Dairyland
  • USAA
  • Both

SR‌-22 Insurance by State

  • Dairyland
  • USAA
  • Both

Compare Insurance Products

ProductDairyland USAA
Personal Articles InsurancePersonal Articles Insurance--yes
Car InsuranceCar Insuranceyesyes
Aviation InsuranceAviation Insurance--yes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Collectibles InsuranceCollectibles Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Farm InsuranceFarm Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyesyes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Dairyland Reviews
  • USAA Reviews
3.3
5 Stars
37 %
4 Stars
19 %
3 Stars
10 %
2 Stars
6 %
1 Star
27 %

Most Positive Review

By Connie
Professional. Non-judgemental. Very accommadating.

Most Critical Review

By Martie
Not friendly service and rate increases w/out accidents or tickets

All Reviews

Showing 1 - 10 out of 291 Reviews
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Read reviews that mention

Samuel Lucci
Customer service is some of the worst I've ever received. I wouldn't recommend this carrier to my worst enemy.
Vada brown
Very unsatisfactory with this insurance company they want there money on time but don’t wanna handle the claims the correct way very unsatisfied never again
David Voci
Dairyland tried to deny the claim when I was hit by one of their customers and it was obviously their fault. My insurance company paid the claim for me right away as it should be and then we spent 4 months in a legal battle with Dairyland before they were forced to pay up what they owed me and my insurance. Shaddy work all around and, working as a lawyer, I will definitely be making Dairyland pay for their immoral standards.
Xavier
By far the best car insurance company I’ve had with the cheapest quote. I had Geico for a year and always thought I had the cheapest insurance I could get until I tried dairyland and there grace period is pretty good.
Chris
Trash insurance company that doesn't care about you
Robert pitts
I’m very satisfied with this company I’m on SR 22 and they’ve really been patient with me and it really helped me out with my car situation I’ve been in one accident in my policy say the same if they keep up the good work I will continue to stay with Dairy Land
Van
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
Clark
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
Thuy
Horrible service. When you have a claim they make every step difficult. They do not care about the safety or convenience of their customers. Please do yourself a favor and find another company. The few dollars you might save will cost you ten fold if you ever need to file a claim.
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Showing 1 - 10 out of 291 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.